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8 sneaky ways not getting enough sleep affects your looks

<p><strong>Your skin cells don't have time to repair themselves </strong></p> <p>“The evening is a time of rest and repair, when the skin heals itself from daily damage,” says dermatologist Dr Joshua Zeichner.  “If you are not sleeping, then your skin will not be able to heal itself and may increase your likelihood of premature ageing.”</p> <p><strong>Breakouts can - and probably will - pop up</strong></p> <p>Your levels of cortisol (the stress hormone) naturally drop at night. But when you stay up late and disrupt your sleep cycle, cortisol levels remain high. This means your oil glands are continually stimulated, which can make you more likely to get an acne breakout, explains Dr Zeichner.</p> <p><strong>Your pores will look bigger</strong></p> <p>Another side effect of increased oil production brought on by lack of sleep is clogged and dilated pores.</p> <p><strong>Your risk of sun damage increases</strong></p> <p>“Normal sleep is needed for production of your body’s natural antioxidant stores,” says Dr Zeichner. “It has been shown that sleep deprivation results in a decrease in antioxidant production, which interferes with your skin’s ability to protect itself from environmental stressors the next day, including UV light, pollution, and exposure to cigarette smoke.”</p> <p><strong>Your risk of skin infection goes up</strong></p> <p>“Sleep deprivation has been shown to affect your immune system, lowering your white blood cells,” Dr Zeichner says, “so a lack of sleep may increase your risk of skin infections.” A few of these infections can include the fungal variety (athlete’s foot and ring worm) as well as cellulitis and folliculitis (a big word for an ingrown hair).</p> <p><strong>Your under-eye bags get deeper and darker</strong></p> <p>Your lymph system is like your waste disposal system, helping to filter excess fluid and toxins and, according to Dr Zeichner, there is some data that suggests a lack of sleep does interfere with your lymphatic drainage. “If the fluid is not drained away, it may accumulate, leading to puffiness and increase your under-eye bags.” Also, keep your diet low in sodium, to prevent fluid accumulation.</p> <p><strong>Sallow complexion much?</strong></p> <p>“Lack of sleep interferes with the normal circadian patterns in your skin, including night time skin repair,” tells Zeichner. “This may interfere with normal skin cell turnover, leading to the accumulation of cells on the skin’s surface and a dull complexion.” That means your skin may look dull or grey. A good exfoliation treatment will help brighten your skin right up.</p> <p><strong>Your psoriasis and eczema may flare up</strong></p> <p>Stress is a common trigger for chronic skin conditions including psoriasis and eczema. When you don’t get enough sleep the chances are good that your stress levels will go up, along with your production of cortisol. An early study has shown a connection between sleep and psoriasis and other studies have shown that lack of sleep damages your skin barrier, making an eczema flare-up more likely.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/healthsmart/beauty/8-sneaky-ways-not-getting-enough-sleep-affects-your-looks" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Beauty & Style

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Sneaky reasons you’re bloated all the time

<p>While bloating may be common, it is never enjoyable. Bloating happens when your gastrointestinal tract is filled with air or gas, and can make you feel overly stuffed. Not only can it be uncomfortable, but you may notice physical signs as well, including a swollen or misshapen belly.</p> <p>The good news? According to Abby Langer, a registered dietitian, not all bloating is bad. “Bloating itself is normal after eating,” she says, noting that it simply means your gut and intestinal bacteria are feasting. “But if it’s accompanied by gas, cramps or gastrointestinal symptoms, then it becomes problematic.” Your stomach should not feel hard, and you should not be experiencing severe pain.</p> <p>If you find yourself bloated all the time, the five factors below may be to blame.</p> <h2>You ate capsicum or broccoli</h2> <p>If you’re bloated all the time, it might be down to that heaping pile of veggies you had for dinner. Capsicum, broccoli, legumes and other cruciferous vegetables are rich in fibre and low in kilojoules, but they’re also big-time gas-producers.</p> <p>That doesn’t mean you should leave the veggies off your plate. “You may want to eat fewer at one time – but definitely don’t stop eating them,” says Langer. “Because, again, bloating can be a good sign that the bugs in our gut are having a party.”</p> <p>You can kerb the worst of your veggie bloating by drinking between six to eight 250mL glasses of water throughout the day and cutting down on any added salt, which causes water retention and will only add to the bloating.</p> <h2>Your skim latte</h2> <p>You don’t need to give up your morning coffee, but if you’re prone to ordering the “skim” version of drinks, or use sugar alcohol-based alternative coffee sweeteners like mannitol or sorbitol, this may be the reason you’re bloated all the time.</p> <p>“Sugar alcohols are very popular in the low-carb community,” Langer says. Unfortunately, sugar alcohols like xylitol, lactitol and isomalt also cause bloating – and may be the reason that you’re starting off mornings filled with air or gas.</p> <p>If you’re insistent on a lower-kilojoule take on coffee, you can always try drinking your coffee black – so long as you’re not typically sensitive to caffeine, of course. (In some studies, drinking coffee has been linked to gastrointestinal issues like bloating. Try keeping a journal of how you feel after your morning cup to see if it’s the culprit.) Switching to tea is also on option, since it’s usually less acidic than coffee and has tons of health benefits.</p> <h2>Too much fibre, too fast</h2> <p>According to Langer, many people experience unexpected bloating when they make healthy changes to their diet, thanks to the sudden influx of fibre. When you start eating more high-fibre fruits like apples, mangoes, bananas and strawberries, that fibre can sit in your colon and ferment, which causes bloating.</p> <p>Just as you shouldn’t cut veggies out of your diet, don’t ditch the fruit – or your quest to increase your fibre intake. (On average, women need 25 grams of fibre per day and men 38 grams, but most of us are only getting half that amount.) Go gradually, try a variety of fibre-rich foods and spread your intake across meals. And remember, drinking enough water throughout the day can help keep your bloating in check.</p> <h2>You’re stressed out</h2> <p>Stress and bloating can feel like being stuck in an endless loop. You’re stressed, so you’re bloated… and because you’re bloating, you’re stressed! “When we’re stressed out,” says Langer, “the brain tells the gut to slow down our digestion.”</p> <p>That’s because stress triggers the body’s fight-or-flight response. When that happens, your gut isn’t contracting as often and food isn’t moving through your digestive system because your brain and body are focused on the stressor.</p> <p>Defeating stress can be tricky – especially since we aren’t always outwardly aware we’re feeling that way. Maybe you’re on holiday at a warm, relaxing place, and yet the subconscious stress of travel means you’re both bloated and constipated. Miserable!</p> <h2>You love carbonated water</h2> <p>Many people love sparkling water as an alternative to flat water. In fact, the sparkling water industry is one of the fastest-growing non-alcoholic beverage categories. It can be a much healthier choice than certain indulgences, such as soft drink and alcohol, so it feels like a win.</p> <p>But, “If you consume gas, you’re going to be having gas in your belly,” Langer says. Movement, whether it’s intense or gentle, can help move the gas through your system. Langer suggests getting up and going for a short walk, especially if you’ve been sitting at a desk all day.</p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/healthsmart/conditions/sneaky-reasons-youre-bloated-all-the-time" target="_blank" rel="noopener">Reader's Digest</a>.</em></p> <p><em>Images: Getty</em></p>

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"This is shocking": Police slammed over sneaky trap

<p dir="ltr">A New Zealand man has clashed with police after he accused an officer of posing as a window washer to catch drivers using their mobile phones.</p> <p dir="ltr">While he was stopped at a traffic light in Manurewa, South Auckland, the man began filming after noticing an undercover cop in a hoodie standing nearby.</p> <p dir="ltr">"He's the cop who gave me the ticket!" he can be heard telling a friend sitting in the car with him.</p> <p dir="ltr">"This is bad, man. He's pretending to be a window washer!"</p> <p dir="ltr">The passenger then gets out of the car and makes his way toward the officer to “let the public know” what was happening.</p> <p dir="ltr">"Alright guys so we've got police here hiding, pretending to be window washers," he says while standing next to the police officer.</p> <p dir="ltr">"So what they do is they stand here and they dress up in hoodies with a window washer thing and they're looking and trying to get people tickets for fines, maybe phones, seatbelts."</p> <p dir="ltr">Within moments, several other officers approach the man.</p> <p dir="ltr">One officer confirms that the “window washer” was an undercover cop, and when the man questions whether the tactic was “saving lives”, an officer says it was.</p> <p><span id="docs-internal-guid-0d908dfb-7fff-01e3-7576-17123380c286"></span></p> <p dir="ltr">The man is then told by police that he could film but has to do it from the opposite side of the road so that the undercover operation isn’t interfered with.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">😂😂😂 wish one of your cousins is the undercover cop lmao? <a href="https://t.co/5QWvlg2hYy">pic.twitter.com/5QWvlg2hYy</a></p> <p>— Danny (@disndatnz) <a href="https://twitter.com/disndatnz/status/1577420707008417816?ref_src=twsrc%5Etfw">October 4, 2022</a></p></blockquote> <p dir="ltr">The hoodie-wearing officer is then encouraged to return to his spot by the side of the road.</p> <p dir="ltr">The clip has since been shared on TikTok and by Today FM, with morning talk show host Duncan Garner speaking to the man’s friend, Neil, who was in the car during the incident.</p> <p dir="ltr">“I've driven up and down the country all the time and I’ve never seen any sort of act like this anywhere apart from there," Neil said.</p> <p dir="ltr">"And the fact that he put on clothes to sort of fit into that area is really quite rude."</p> <p dir="ltr">Stuff reported that NZ Police Inspector Tony Wakelin said the impersonation was inappropriate and that the operation would cease.</p> <p dir="ltr">Meanwhile, social media users have been slamming the police for their “sneaky ways”.</p> <p dir="ltr">"You cannot tell me this isn’t insanely deceptive," one commented.</p> <p dir="ltr">"This is shocking," another shared.</p> <p dir="ltr">"Isn't this entrapment?" a third said.</p> <p dir="ltr">Others defended the operation, saying that the police were just trying to prevent people from doing the wrong thing.</p> <p dir="ltr">"Lord. Get off your phone while you're driving. End of story," one wrote.</p> <p dir="ltr">"No this is good, I have been rear-ended by someone texting and driving," another added.</p> <p dir="ltr">"They are trying to prevent crime and save lives but at the same time they are distracting drivers which can cause accidents," one person shared on Reddit.</p> <p dir="ltr">“So it’s not a good method".</p> <p dir="ltr"><span id="docs-internal-guid-3b55a891-7fff-3770-adae-3246ffd162ab"></span></p> <p dir="ltr"><em>Images: Today FM</em></p>

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8 sneaky female heart attack symptoms women might be ignoring

<p><strong>Women aren't men</strong></p><p>There’s a big disconnect between what women think a heart attack would feel like – excruciating chest pain – and what it often does feel like. “Other than the reproductive system, the cardiovascular system has the most differences between genders,” says Professor Jean McSweeney, PhD, RN. So it’s to be expected that female heart attack symptoms – while sometimes shared with men in a general sense – can also be experienced differently. After all, “we have much smaller vessels in our heart,” says Dr McSweeney, who was among the first to zero in on women’s heart attack symptoms in a 2003 study, published in the journal <em>Circulation</em>. “And we’re constructed differently.”</p><p>When a woman’s main arteries are blocked, she’ll often experience a constellation of signs, including chest pain, pressure or tightness, along with multiple non-chest symptoms, says Judith Hilevi Lichtman, PhD, department chair and associate professor of epidemiology at the Yale School of Public Health. What’s more, not every woman experiences the same symptoms, and the symptoms don’t necessarily happen all at once. We spoke with experts and female heart-attack survivors about what some of those symptoms might be and what they feel like. Here are eight that surprised us most.</p><p><strong>A strange-feeling arm</strong></p><p>“I felt like my arm was asleep,” says Tara Robinson, a school counsellor, who, incredibly, survived three heart attacks in one week at the age of 40. For the first two, the feeling would emerge for a couple of minutes and then go away. By the time she arrived at the hospital, the symptoms were gone and she was sent back home without treatment. “I thought maybe I was working out too hard at the gym or I slept on my arm wrong,” she says. By the time the third heart attack struck, that feeling was much more intense and persistent – and impossible to ignore.</p><p>Another heart attack survivor, Lilly Rocha, described her arm as feeling “sore.” In fact, she felt general soreness in her entire upper left side, along with her jaw and chest. At the time, she was 37 and a corporate vice president who organised international events; she’d jet-set from country to country on a regular basis – so she attributed the soreness to the stress of travel. It wasn’t until a co-worker (who had himself experienced a heart attack) insisted on taking her to a hospital did she realise the shocking truth: She’d just had a heart attack.</p><p><strong>A really sore jaw</strong></p><p>Along with arm issues, fatigue and shortness of breath, jaw problems often emerge months before an attack and then intensify during the actual event. Robinson described it as “like the way your mouth feels after you’ve come home from the dentist and the Novocaine hasn’t quite worn off.” As with the arm, the jaw also acts up because of what doctors call “referred” pain, explains Suzanne Steinbaum, DO, attending cardiologist and the director of Women’s Cardiovascular Prevention, Health, and Wellness at The Mount Sinai Hospital in New York City and author of Suzanne Steinbaum’s Heart Book: <em>Every Woman’s Guide to a Heart-Healthy Life</em>. “That pain comes from the heart,” she says. Dr McSweeney recalls a patient who first complained about her jaw to her dentist and was given treatment for TMJ. When that didn’t help, her wisdom tooth was removed. Of course, the pain only got worse – until she ended up in the hospital with a heart attack and was finally properly treated.</p><p><strong>Nausea and vomiting</strong></p><p>In a 2018 <em>Circulation </em>study that examined women and men who experienced a heart attack before age 55, two-thirds of women said they’d experienced epigastric (upper-abdominal) issues, such as indigestion, nausea, or stomach pain, notes Dr Lichtman, the article’s lead author. Only half the men reported similar problems. As Robinson describes that day she was rushed to the hospital with her third heart attack: “I wanted to vomit so badly.” After treatment, she adopted lifestyle changes that included eating a heart-healthy diet. She now helps lead other patients in living healthier.</p><p><strong>Shortness of breath</strong></p><p>This can catch you by surprise while you’re in the middle of running a meeting at work, doing household chores, or even lying down. An early symptom of a heart condition can be the need to prop yourself up in bed in order to breathe better. “You feel out of breath because when your arteries are blocked, there is not enough oxygen being delivered throughout the body,” explains Dr Steinbaum. “If the heart has been damaged or a heart attack is happening, the heart may not have the ability to push the blood forward and this can cause fluid to back up into the lungs.”</p><p><strong>Extreme fatigue</strong></p><p>“Women tend to dismiss heart attack symptoms because we are used to feeling uncomfortable on a monthly basis,” says Dr Steinbaum. “The key to knowing when to get checked is to assess whether the things you do every day and are normal for you suddenly become difficult or you get symptoms while trying to do them.” Robinson remembers having to crawl back to her bedroom after cleaning her shower; she felt weak and wanted to take a nap.</p><p>Dr McSweeney tells of one patient who reported being so tired that she could only make one side of the bed. She needed to rest before making the other. “It’s not this pronounced in every woman,” says Dr McSweeney. But if the fatigue gets progressively worse, or you don’t feel better after you’ve slept, you should see your doctor.</p><p>When Rocha was hit with episodes of extreme fatigue, she blamed it on her hectic travel schedule. By the time she arrived at the hospital, where she waited a long time to be seen – no one suspected she was having a heart attack – the fatigue and feelings on the left side of her body became so overwhelming that she couldn’t move or talk. “I felt like I was going to pass out,” she says. Fortunately, she received treatment before it was too late. She now owns her own company in order to have control over her work-life balance.</p><p><strong>Upper-back pain</strong></p><p>Robinson reports that her back problem was the only symptom she’d describe as actually painful. “It felt as if it was behind my heart,” she says. Other women have described it as a sharp pain between the shoulder blades, which intensified at the time of the heart attack.</p><p><strong>An odd feeling in the chest</strong></p><p>Women don’t necessarily describe it as “chest pain” – much less a “Call an ambulance!” kind of pain. “They may call it ‘chest tightness’ or ‘chest pressure,’” says Dr Lichtman, who adds that women may not associate their symptoms with a heart attack because they’re experiencing other symptoms unrelated to the chest, like fatigue or muscle pain. Rocha felt a “strong tingling sensation – almost like electricity was shooting out of my chest.” It would come and go, she recalls, and in the beginning would last two or three minutes at a time. About six months before her heart attack, she went to her primary care physician (who was also her ob-gyn) because she was convinced she had breast cancer. The doctor did a breast exam, found nothing, and sent her home. Rocha eventually noticed that her entire left side – chest, jaw, and arm – just felt “weird.”</p><p><strong>Flu-like symptoms</strong></p><p>“Women might say, ‘I’m so tired. I must have a virus,’” says Dr Steinbaum. They might convince themselves that all they have are flu symptoms, many of which resemble the conditions above, including body aches, fatigue and nausea. But if the sensations seem different or more intense than anything you’ve felt before, get it checked out. While they may turn out not to be symptoms of a heart condition or precursors to a heart attack, you’re better off not ruling out the possibility – even if you’re under 55 and especially if you have a family history of early-onset heart disease. If you have even the slightest thought that you might be having a heart attack, call an ambulance.</p><p><strong>Wear Red Day is Feb 14, Valentine’s Day, but <a href="https://www.heartresearch.com.au/redfeb/" target="_blank" rel="noopener">Heart Research Australia</a> is raising awareness for the whole month of February (aka RedFeb). Getting involved is as simple as wearing red and donating. #wearredanddonate</strong></p><p><em><span id="docs-internal-guid-b17a06eb-7fff-dd09-11c8-ce867b3d8400">Written by Joanne Chen. This article first appeared in <a href="https://www.readersdigest.co.nz/healthsmart/conditions/heart-blood-pressure/8-sneaky-female-heart-attack-symptoms-women-might-be-ignoring" target="_blank" rel="noopener">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a href="http://readersdigest.innovations.co.nz/c/readersdigestemailsubscribe?utm_source=over60&amp;utm_medium=articles&amp;utm_campaign=RDSUB&amp;keycode=WRA87V" target="_blank" rel="noopener">here’s our best subscription offer.</a></span></em></p><p><em>Image: Getty Images</em></p>

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Sneaky secret Bunnings uses to foil shoplifters

<p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">Although Bunnings sell security cameras to customers, their own security measures used to be far more hands-on, according to one former staff member.</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">In a recent TikTok video captioned "Bunnings secrets revealed by a former employee", a man who goes by the handle @relayscreations said when he worked at one of their stores in Queensland, they had a trick for warding off shoplifters.</p><blockquote class="tiktok-embed" style="max-width: 605px;min-width: 325px" cite="https://www.tiktok.com/@relayscreations/video/7056403180845944065" data-video-id="7056403180845944065"><section><a title="@relayscreations" href="https://www.tiktok.com/@relayscreations" target="_blank" rel="noopener">@relayscreations</a> <a title="stitch" href="https://www.tiktok.com/tag/stitch" target="_blank" rel="noopener">#stitch</a> with @princessannafit Bunnings Secrets revealed by a former employee <a title="bunnings" href="https://www.tiktok.com/tag/bunnings" target="_blank" rel="noopener">#bunnings</a> <a title="australia" href="https://www.tiktok.com/tag/australia" target="_blank" rel="noopener">#australia</a> <a title="security" href="https://www.tiktok.com/tag/security" target="_blank" rel="noopener">#security</a> <a title="companysecrets" href="https://www.tiktok.com/tag/companysecrets" target="_blank" rel="noopener">#companysecrets</a> <a title="aussie" href="https://www.tiktok.com/tag/aussie" target="_blank" rel="noopener">#aussie</a> <a title="♬ original sound" href="https://www.tiktok.com/music/original-sound-7056403182695631617" target="_blank" rel="noopener">♬ original sound</a></section></blockquote><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">"So I used to work at Bunnings. That is a chain of hardware stores if you're not Australian," he said. "When you're in Bunnings, you'll sometimes hear an announcement over the loudspeaker say something along the lines of 'security to section C, security to section C,' and the secret was that there was no section C."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">"There was also, most of the time, no security. It was only meant to be a deterrent for shoplifters," he claimed. "So originally when we started doing it, we did it manually.</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">"Someone in the store would actually pick up the intercom and speak it but then they pre-recorded it and added it to the soundtrack of music that would play over the store speakers all day so we actually had the same announcements every day during the same songs and you predict them after you heard them for a while."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">In a separate video, he said he stopped working at Bunnings in 2006, "so some of this information might be out of date."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">This revelation was fascinating to Aussies on TikTok, though some noted they shopped at Bunnings all the time and had never heard those loudspeaker announcements.</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">Others claimed "all stores" including Woolies and Big W used this same trick.</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">"I work at Big W and we manually say it," one TikTok user commented. "Sometimes it's every couple hours or when there's people acting sketchy. It worked often."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">A person claiming to have worked at Coles said, "We did this manually at Coles when we knew a five-finger discounter was in. We also got workers to follow them but make it look like we are working."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">One person said they worked at Bunnings and "used to say it over the PA system back in 2003."</p><p style="margin: 0px 0px 5px;padding: 0px;border: 0px;font-size: 16px;vertical-align: baseline;color: #323338;font-family: Roboto, Arial;background-color: #ffffff">"Yep, did it at my old job 12 years ago. Nice to see it's still freaking people out," commented another person.</p>

Travel Trouble

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7 sneaky reasons your hair is going grey too soon

<p><strong>What causes grey hair?</strong></p> <p>Although silver-grey hair is a trendy hair dye colour, many people don’t go grey by choice.</p> <p>And there are different factors that contribute to the process of premature greying.</p> <p>Technically, premature greying is defined as going grey before age 20 if you are white, or before age 30 if you are black, but getting grey hair in your 20s, 30s, or 40s can feel like too soon.</p> <p>In general, grey hairs happen when melanin (natural pigment or colour) stops forming.</p> <p>In general, 74 percent of people aged 45 to 65 will have grey hair with an intensity of about 27 percent, according to a 2012 survey in the <em>British Journal of Dermatology</em>.</p> <p>However, there is a lot of variability. Why does that happen? Here are the reasons why your hair might be turning grey sooner than you’d like.</p> <p><strong>Your parents greyed early</strong></p> <p><span>You’ve probably always wondered what causes grey hair? </span></p> <p><span>Well, steel-coloured locks are partly in your genes, says Dr Doris Day, clinical associate professor of dermatology and author of </span><em>Forget the Facelift</em><span>. </span></p> <p><span>A 2016 study published in </span><em>Nature Communications</em><span> isolated one gene variant linked to greying after researchers analysed hair features of 6,000 Latin Americans. </span></p> <p><span>Though you might be surprised about just how much grey you have if you’ve been colouring your hair for years (or decades), says Dr Day. </span></p> <p><span>And you can blame mum and dad. Just like whether you go bald or not, greying genes come from both sides of the family, says Dr Day.</span></p> <p><strong>You may have an autoimmune condition</strong></p> <p>The autoimmune skin disease called alopecia areata can lead to bright white strands.</p> <p>As the National Alopecia Areata Foundation (NAAF) explains, people with the condition develop small, round, smooth patches on the scalp, and they can completely lose hair on their head or body.</p> <p>“This happens because your immune system attacks your hair follicles, making your hair fall out.</p> <p>When it grows back, it grows back white,” explains Dr Day. If you notice worrisome hair loss or a bald patch, talk to your dermatologist.</p> <p><strong>Your environment is polluted </strong></p> <p><span>Pollutants and toxins can cause you to grey faster, according to the Library of Congress. </span></p> <p><span>These chemicals generate free radicals – or oxidative stress – that damage melanin production and speed hair ageing. </span></p> <p><span>But once hair grows out of the follicle, it’s dead, adds Dr Day. “It’s really about what gets to the follicle level that will make the most marked difference. While these environmental issues may have an impact, other reasons, like stress, matter more,” she says. (More on that in a minute.)</span></p> <p><strong>You're super stressed</strong></p> <p>When US President Barack Obama entered office his hair was dark.</p> <p>Five years later, people were concerned: He completely transformed to silver.</p> <p>The link between stress and grey hair is hotly debated. However, says Dr Day, “stress will accelerate your genetic destiny.”</p> <p>Meaning, if you’re not going to go grey any time soon, stress is unlikely to change your hair colour.</p> <p>But if going grey is in your genes, stress can make your hair turn grey faster and earlier – unless you make an effort to manage stress.</p> <p><strong>You're exposed to cigarette smoke</strong></p> <p><span>If you’re still asking yourself, “What causes grey hair?”, you may want to blame the cigarettes in your house. </span></p> <p><span>Whether it’s you or someone else doing the puffing, exposure to cigarette smoke can affect your hair colour. </span></p> <p><span>Research published in the </span><em>Indian Dermatology Online Journal </em><span>found that smokers have 2.5 times greater odds of early greying, likely because of the huge amounts of free radicals generated by lighting up. </span></p> <p><span>Count this as one more reason to quit – or encourage a loved one to break the habit.</span></p> <p><strong>Your hormones are changing </strong></p> <p><span>One glance at a photo of you a decade ago can tell you this, but your hair is not the same now as it was then. </span></p> <p><span>So, what causes grey hair to start? Thanks to hormones, your hair can change over time in texture, density, and, yes, colour. </span></p> <p><span>“This process starts to be most noticeable when you turn 30. </span><span>That’s the age when people start to come in and complain about these issues,” says Dr Day. </span></p> <p><span>Experts are still trying to understand precisely how hormones (like oestrogen, progesterone and cortisol) influence greying, she says. </span></p> <p><span>And certainly, there are women in their 50s going through menopause who have not a strand of grey hair. It may be a trifecta of events coming to a head: your genetics, environmental factors and hormonal changes.</span></p> <p><strong>It's your age</strong></p> <p>You may not be ready for the grey, but your hair is. Melanin production – what gives hair its pigment – decreases with age.</p> <p>For every decade after you turn 30, your risk of going grey increases 10 to 20 percent, according to the Library of Congress.</p> <p>So while some people may be able to maintain their natural hair colour for longer, it’s inevitable. “In time, everyone’s hair goes grey,” according to the site.</p> <p><em>Image credit: Shutterstock</em></p> <p><em>This article first appeared in <a rel="noopener" href="https://www.readersdigest.co.nz/healthsmart/beauty/hair-and-nails/7-sneaky-reasons-your-hair-is-going-grey-too-soon" target="_blank">Reader's Digest</a>.</em></p>

Beauty & Style

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Sneaky snake stumps social media

<p><span style="font-weight: 400;">A photo shared by a snake catcher has left dozens scratching their heads while attempting to spot the hidden reptile.</span></p> <p><span style="font-weight: 400;">The image, shared by Sunshine Coast Snake Catchers 24/7, asked followers if they could see where the snake was in the photo.</span></p> <p><span style="font-weight: 400;">Though many people commented on the “fairly easy” post with their guesses, with the apparently normal-looking hedge making some followers question their eyesight.</span></p> <p><img style="width: 500px; height:281.53846153846155px;" src="https://oversixtydev.blob.core.windows.net/media/7843356/bef582329eea8dc282fa83f634b91c739e44667e.jpg" alt="" data-udi="umb://media/6734aa1f44754460b304507088e54da9" /></p> <p><em><span style="font-weight: 400;">Image: Facebook</span></em></p> <p><span style="font-weight: 400;">“If this is easy I have no chance with a hard one,” one person commented.</span></p> <p><span style="font-weight: 400;">“I would die in Australia because I would never see snakes,” a second added.</span></p> <p><span style="font-weight: 400;">The snake catchers later revealed the answer, sharing how the snake was in the corner of the bush.</span></p> <p><img style="width: 500px; height:281.53846153846155px;" src="https://oversixtydev.blob.core.windows.net/media/7843355/6eafa83184257125b349b84513c8a407e9319e78.jpg" alt="" data-udi="umb://media/fdec6f5e04c74c5bb321f33548a225c6" /></p> <p><em><span style="font-weight: 400;">Image: Facebook</span></em></p> <p><span style="font-weight: 400;">The team had rescued the reptile after residents saw the Coastal Carpet Python near their house.</span></p> <p><span style="font-weight: 400;">Though Coastal Carpet Pythons aren’t venomous, they can still cause considerable damage to people.</span></p>

Family & Pets

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The sneaky way anti-vaxx groups are remaining undetected on Facebook

<p><span style="font-weight: 400;">Anti-vaccination groups on Facebook are relying on an interesting tactic to avoid detection from those who don’t share their beliefs. </span></p> <p><span style="font-weight: 400;">The groups are changing their names to euphemisms like ‘dance party’ or ‘dinner party’ to skirt rules put in place by the social media giant.</span></p> <p><span style="font-weight: 400;">Harsher bans were put in place by Facebook to crack down on dangerous misinformation about COVID-19 and subsequent vaccines. </span></p> <p><span style="font-weight: 400;">The groups are largely private and difficult to find on the social networking site, but still retain a large user base and have learned how to swap out detectable language to remain unseen. </span></p> <p><span style="font-weight: 400;">One major ‘dance party’ group has over 40,000 followers and has stopped allowing new users to join due to public backlash.</span></p> <p><span style="font-weight: 400;">The backup group for ‘Dance Party’, known as ‘Dinner Party’ and created by the same moderators, has more than 20,000 followers.</span></p> <p><span style="font-weight: 400;">Other anti-vaxx influencers on Instagram have adopted similar tactics, such as referring to vaccinated people as ‘swimmers’ and the act of vaccination as joining a ‘swim club’.</span></p> <p><span style="font-weight: 400;">These devious tactics have been recognised by governments internationally, as there is mounting pressure for officials to increase pressure on the social media platforms to do more to contain vaccine misinformation.</span></p> <p><span style="font-weight: 400;">An administrator for the ‘Dance Party’ wrote that beating Facebook’s moderating system “feels like a badge of honour”, as they urged users to stay away from ‘unapproved words’. </span></p> <p><span style="font-weight: 400;">Using code words and euphemisms is not new among the anti-vaxx community, as it borrows from a playbook used by extremists on Facebook and other social networking sites for many years.</span></p> <p><em><span style="font-weight: 400;">Image credit: Shutterstock</span></em></p>

Technology

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5 sneaky places you can get skin cancer (that aren’t on your skin)

<p>Skin cancer is highly treatable if caught early so make sure you’re checking these surprising spots and symptoms of skin cancer.</p> <p><strong>In the irises of your eyes</strong></p> <p>Just like you can get freckles in your eyes (it’s true!) you can also get other types of sun damage in your irises, including melanoma, the deadliest form of skin cancer. But isn’t skin cancer supposed to be, well, on skin? The truth is that any part of your body exposed to the sun is vulnerable and even though we may not think about it often, our eyes are one of the most exposed parts of our bodies. “Ninety percent of all skin cancers are due to sun damage,” says Bobby Awadalla, MD, a dermatologist and CEO of UVO. “And the more sun damage an area receives the more likely you are to develop a skin cancer in that location.” This is why you need to be vigilant about protecting your peepers. Since you can’t put sunscreen in your eyes (ouch!), make sure you wear UV-blocking sunglasses and get regular checkups with an eye doctor. And if you notice any strange new spots of colour in your irises or a change in their colour, make an appointment, stat.</p> <p><strong>Under your fingernails</strong></p> <p>With the popularity of gel manicures, fingers and toes are now in the hot seat – literally, thanks to the UV lights used to seal the gel coat. You hopefully already know how damaging tanning beds can be to your skin, says Stephen Stahr, MD, of The Dermatology Associates of San Antonio in Texas, and those quick-dry devices are basically mini tanning beds for your nails. While you can’t get skin cancer on your nails, the damage can penetrate through the nail to the skin underneath. To make sure you’re safe, he recommends putting sunscreen everywhere, including on the tips of your fingers and toes.</p> <p><strong>In your butt crack</strong></p> <p>One of the strangest places Dr. Stahr says he’s found skin cancer is inside a patient’s “gluteal cleft” – the butt crack. It turned out to be squamous cell carcinoma, a type of skin cancer that is generally not lethal, but is always caused by the sun. When he questioned the woman further he found that she favoured tanning in the nude and had always been very careful to make sure her cheeks were evenly browned. Thankfully she was cured with a quick surgery but Dr. Stahr says the moral of this story is to skip tanning – and make sure you’re checking your cracks and crevices for growths.</p> <p><strong>On your genitals</strong></p> <p>Both Drs. Awadalla and Stahr say they’ve had patients with genital melanomas and it is sadly not uncommon. The problem generally isn’t nude sunbathing. “Melanoma skin cancer, which usually develops at a site of chronic sun exposure can metastasise, or spread, to a site in the body which is far from its point of origin,” Dr. Stahr says. This is why you can find skin cancers on parts of the body that never see daylight. If you’re feeling shy, get over that quick. “One of my patients was very hesitant because she was embarrassed to show the doctor the growing pigmented lesion on her private areas but because she waited so long she ended up losing crucial parts of her anatomy,” he adds. So speak up.</p> <p><strong>Under your tongue</strong></p> <p>Ever wonder why your dentist lifts up your tongue and gives it a good look underneath and around the sides? One reason is that it is possible to get melanoma on your tongue. Even though you likely aren’t getting much sun exposure in your mouth, it is possible if the cancer has metastasised. And odds of getting any kind of cancer on your tongue or inside your mouth greatly increases if you smoke. So make sure you’re keeping up with your dental check-ups and ditch the cigarettes.</p> <p><em>Written by Charlotte Hilton Andersen. Republished with permission of <a href="https://www.wyza.com.au/articles/health/wellbeing/10-sneaky-places-you-can-get-skin-cancer-(that-aren%E2%80%99t-on-your-skin).aspx">Wyza.com.au.</a></em></p> <p> </p>

Beauty & Style

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The sneaky shopping centre tactics designed to get you to stay

<p><span style="font-weight: 400;">If you’ve ever gotten lost in a shopping centre, you’re not alone. In fact, it’s designed that way to be confusing and to get you to spend more money.</span></p> <p><span style="font-weight: 400;">“There is a whole lot of psychology involved and fundamentally the final shopper is not high on the list of concerns,” University College London architecture professor Alan Penn said to </span><em><a href="https://www.news.com.au/finance/business/retail/tactics-shopping-centres-use-to-make-us-linger-longer-and-spend-more/news-story/fe6c44a0de8f07d6782b8fd2268495a1"><span style="font-weight: 400;">news.com.au</span></a><span style="font-weight: 400;">.</span></em></p> <p><span style="font-weight: 400;">One popular tactic employed by shopping centres is known as the “dog bone” and is embedded into the way that the floor plans are designed.</span></p> <p><span style="font-weight: 400;">“The dog bone design for shopping malls comes from the US and is geared to a culture of car access,” Prof Penn said.</span></p> <p><span style="font-weight: 400;">“The aim is to get people in and then to keep them in as long as possible wandering up and down the length of the bone between anchor stores.”</span></p> <p><span style="font-weight: 400;">Another tactic is not having clocks in the shopping centre so you can’t see how much time you’ve spent in the shopping centre, but with the popularity of smartphones that have clocks on them, this doesn’t impact the shopper as much as it used to.</span></p> <p><span style="font-weight: 400;">The food court is another tactic.</span></p> <p><span style="font-weight: 400;">“One of the only thing centres used to do to get people to stay longer was to have a food court,” said Australian retail consultant Michael Baker.</span></p> <p><span style="font-weight: 400;">“But it wasn’t too fancy, just a place to refuel so people could go around again.”</span></p> <p><span style="font-weight: 400;">The final tactic? Getting you lost on purpose. </span></p> <p><span style="font-weight: 400;">By adding curves and making it confusing to get where you need to go, you’ll spend more money and time in the shopping centre.</span></p> <p><span style="font-weight: 400;">Prof Penn said this made malls less “intelligible” which was the plan as, “it removes your ability to act with intention”.</span></p> <p><span style="font-weight: 400;">However, due to the sharp decline of department stores in shopping centres, companies are having to reinvent the shopping centre in order to keep customers.</span></p> <p><span style="font-weight: 400;">With the addition of cinemas, childcare centres and the demand from customers for more fancy food options, it’s clear what shopping centres need to do in order to keep customers happy.</span></p> <p><span style="font-weight: 400;">“Food is no longer just fuel, it constitutes a shopping centre anchor in itself,” Mr Barker said.</span></p> <p><span style="font-weight: 400;">“If you have al fresco dining then you need a very different design to the shoebox mall. You have to face outward to the streets, so expect more open air centres.”</span></p>

Money & Banking

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Are you guilty of this? Qantas cracks down on sneaky passengers

<p>Qantas has announced that the airline will be cracking down on passengers who try to dodge the carry-on baggage rules.</p> <p>Currently, Qantas allows for passengers to take two 7kg bags on domestic and international flights.</p> <p>However, some customers have been ignoring the weight restrictions and choosing to check in online, in order to avoid weighing their overloaded bags at the terminal.</p> <p>Now, Qantas has revealed that it will be placing a “renewed focus” on carry-on weights to ensure the system is “fair” for all passengers.</p> <p>Over the past few weeks, auditing has been implemented on the busiest flight routes in Australia.</p> <p>A Qantas spokesman said: “Qantas offers the most generous amount of cabin baggage of any Australian airline and we know customers like the convenience of not having to check in luggage.”</p> <p>“But we’re getting feedback from regular flyers who say all customers need to be reminded about how much luggage they can take on board. So we’re renewing our focus to keep cabin baggage within the ­allowances and to ensure everyone has their fair share of space.’’</p> <p>The spokesman said enforcing the carry-on weight limit will help reduce delays and lessen the safety risk of overcrowded cabin bins.</p> <p>If a Qantas passenger is found with carry-on that is oversized, it will be moved to the cargo hold.</p> <p>Other airlines have also been targeting passengers who push the boundaries with their carry-on luggage.</p> <p>Earlier this year, Jetstar introduced a new policy to allow customers to purchase an extra 3kg of carry-on baggage.</p> <p>Virgin Australia said the airline warns customers about carry-on restrictions at various stages before they depart on their flights.</p> <p>Do you always to stick to your carry-on weight restrictions? Let us know in the comments below. </p>

Travel Tips

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Duchess of Sussex’s bio undergoes sneaky update on official royal website

<p>When the new Duchess of Sussex’s profile was added to the royals’ official website, fans were not happy that the former <em>Suits</em> star’s 15-year acting career wasn’t given any credit or mentioned.</p> <p>Her new bio on <a href="https://www.royal.uk/">www.royal.uk</a> went live the day after her wedding to Prince Harry, and happily highlighted in great detail Meghan’s activism and humanitarian work with UN Women, World Vision and One Young World.</p> <p>However, it downplayed her successful acting career with merely a passing mention to “filming in Toronto”. </p> <p>“While filming in Toronto, The Duchess actively volunteered at a Canadian soup kitchen from 2011-2013,” the official royals’ website noted.</p> <p>“She also established the program at her place of work to ensure that leftover meals from the set were donated to local homeless shelters.”</p> <p>Many fans were quick to point out the lack of detail regarding the former actress’s acting career, including appearing on seven seasons of <em>Suits</em> as Rachel Zane.</p> <p>“I’m so very much in love with Meghan Markle bio on the royal website, BUT WHERE IS HER SUITS AND DEAL OR NO DEAL CAREER,” @vodkamuffin tweeted on Twitter.</p> <blockquote class="twitter-tweet"> <p dir="ltr">I'm so very much in love with Meghan Markle bio on the royal website, BUT WHERE IS HER SUITS AND DEAL OR NO DEAL CAREER 🤣 <a href="https://t.co/eSAMj16wC0">https://t.co/eSAMj16wC0</a></p> — Meg (@vodkamuffin) <a href="https://twitter.com/vodkamuffin/status/998777677040373760?ref_src=twsrc%5Etfw">May 22, 2018</a></blockquote> <p>“As inspirational as it is that the new #DuchessofSussex #MeghanMarkle has been given the blessing of the royal family to continue her charitable efforts and voice her feminist opinions, it is sad that her bio excludes her background as an actress. She should be celebrated,” wrote @StyleSeeLondon on Twitter.</p> <blockquote class="twitter-tweet"> <p dir="ltr">As inspirational as it is that the new <a href="https://twitter.com/hashtag/DuchessofSussex?src=hash&amp;ref_src=twsrc%5Etfw">#DuchessofSussex</a> <a href="https://twitter.com/hashtag/MeghanMarkle?src=hash&amp;ref_src=twsrc%5Etfw">#MeghanMarkle</a> has been given the blessing of the royal family to continue her charitable efforts and voice her feminist opinions, it is sad that her bio excludes her background as an actress. Should be celebrated not lost</p> — Tamir Davies (@StyleSeeLondon) <a href="https://twitter.com/StyleSeeLondon/status/998477395790385152?ref_src=twsrc%5Etfw">May 21, 2018</a></blockquote> <p>Since the backlash on social media, Meghan’s royal bio has undergone a sneaky update.</p> <p>It now states: “After university Her Royal Highness worked as an actress, appearing in film and television. She most notably played the role of Rachel Zane on the series <em>Suits</em> for seven seasons, completing over 100 episodes. While working on <em>Suits</em>, The Duchess moved to Toronto, Canada where the show was filmed; she feels very connected to Canada, as it became a second home to her.”</p> <p>Speaking about her retirement from acting in her first joint interview with then-fiance Prince Harry late last year, Meghan said, “I’ve ticked this box, and I feel very proud of the work I’ve done there, and now it’s time to work with [Harry] as a team.”</p>

Technology

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Woman gobsmacked by sneaky charge at trendy restaurant

<p>A woman has been left shocked after a trendy restaurant sneakily charged her for the privilege of having parmesan cheese grated on her pasta.</p> <p>UK food writer Rosie French was sitting town at London’s Ombra restaurant, and while her meal was enjoyable she was in for a rude surprise when she picked up the bill.</p> <p>She was shocked to find that she was charged an additional $2.80 (1.50 pounds) for the “Parmisan Supplement [sic]”.</p> <blockquote class="twitter-tweet"> <p dir="ltr">Any thoughts on this “parmisan supplement” <a href="https://twitter.com/jayrayner1?ref_src=twsrc%5Etfw">@jayrayner1</a>? Wasn’t mentioned to us during the awkward, painfully slow, grating at the table. Would have let her carry on had we known! <a href="https://t.co/jjfie11oAR">pic.twitter.com/jjfie11oAR</a></p> — Rosie French (@rosiefrenchfood) <a href="https://twitter.com/rosiefrenchfood/status/988898905239818240?ref_src=twsrc%5Etfw">April 24, 2018</a></blockquote> <p>Ms French posted the photo on Twitter, writing, “Any thoughts on this “parmisan supplement? Wasn’t mentioned to us during the awkward, painfully slow, grating at the table. Would have let her carry on had we known!”</p> <p>Twitter users were incredulous with the charge.</p> <p>“Good grief, I’ve never seen or heard of that,” one person said.</p> <p>Another user pointed out the 12.5 per cent service charge, with a line to add an additional date.</p> <p> “A service charge and a line to add a gratuity? Cake and eat it,” one person said.</p> <p>Another said: “Take a pen, draw a line through the item, and the 12.5 per cent service charge, add the gratuity you want to give, and put down the new total. Pay no more than that.”</p>

Money & Banking

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Sneaky trick Bunnings uses to keep prices low

<p>It’s the dominant player in the fiercely competitive hardware sector, but new reports have shone a light on the sneaky tactics Bunnings uses to secure the lowest prices.</p> <p>The devious move, dubbed ‘white labelling’ gets popular brands to make exclusive products that are slightly different for Bunnings, compared to those sold at other stores. These makes it harder to compare the two and work out which is cheapest. This also ensures the hardware retailer isn’t caught out by its price match guarantee.</p> <p>E-commerce entrepreneur Ruslan Kogan cricised the tactic in an interview with <span style="text-decoration: underline;"><em><strong><a href="http://www.News.com.au" target="_blank">News.com.au</a></strong></em></span>, stating, “It’s about getting a manufacturer to make a slightly different product for you, and as a result the customer can’t say ‘hey, are you going to price match this?’ because the retailer can say ‘that’s not the same product, our product is different”</p> <p> “It’s a strategy that's been around for a long time, but it’s unsustainable because people will realise they’ve been misled.”</p> <p>Bunnings managing director, Michael Schneider, hit back, telling <a href="http://www.News.com.au" target="_blank"><span style="text-decoration: underline;"><em><strong>News.com.au</strong></em></span></a>, “Our team members are trained and encouraged to apply our price guarantee whenever it’s needed. We encourage our team to use a common-sense approach and err in favour of the customer when it comes to matching similar or same products.</p> <p>“We aim to ensure customers understand our price policy and price guarantee through in-store explanations, online and through our advertising. We go to extensive lengths every day to genuinely deliver lowest prices to customers and we have comprehensive business processes and procedures operating behind the scenes to back this up.”</p> <p>What do you make of these tactics? Do you believe they are underhanded? Or is Bunnings well within its rights, and is it up to shoppers to be cautious?</p> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><strong><a href="http://www.oversixty.com.au/news/news/2016/12/100-year-old-maccas-fan-gift/"><em>100-year-old McDonald’s super fan given incredible gift</em></a></strong></span></p> <p><span style="text-decoration: underline;"><strong><a href="http://www.oversixty.com.au/news/news/2016/11/mcdonalds-workers-reveal-menu-items-you-should-never-eat/"><em>McDonald’s workers reveal menu items you should never eat</em></a></strong></span></p> <p><span style="text-decoration: underline;"><strong><em><a href="http://www.oversixty.com.au/lifestyle/retirement-life/2016/04/79-year-old-works-at-mcdonalds-and-loves-it/">79-year-old works at McDonalds and loves it</a></em></strong></span></p>

Money & Banking

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5 sneaky ways financial planners deceive seniors

<p>There are some unscrupulous financial planners out there who could be giving you bad advice. Here are a few tricks to look out for.</p> <p><strong>1. Starting with an easy topic</strong></p> <p>Most people are able to understand relatively simple financial issues, like paying back a credit card. However, once it moves up to complex things like superannuation investments, it’s not so simple. Dodgy planners could give you good advice on something simple to build your trust, before giving you bad advice on a complicated issue that you are less likely to understand. Always ask questions, even if they’ve given you good advice before.</p> <p><strong>2. Displaying lots of qualifications</strong></p> <p>Research shows that we are inherently more likely to trust someone – and their advice – when we believe them to be more qualified. Financial planners could display lots of certificates or notices of qualification in front of their client, so they are more inclined to trust them. Even if the qualifications are real, their advice could still be bad. Don’t be overwhelmed by the paper.</p> <p><strong>3. Promoting illegal investment schemes</strong></p> <p>As unbelievable as it sounds, unfortunately some financial planners have been known to advise people to invest in illegal schemes. This can result in losing all your money and even potentially being investigated for your involvement in such a scheme. Ask to see all of the information about a suggested scheme and, if you still feel unsure, do some of your own research.</p> <p><strong>4. Playing for both teams</strong></p> <p>A financial planner should be an independent party working only for you, not for the investments or institutions they recommend. A number of planners have been caught and convicted of offering advice that benefited them through kickbacks or payments from banks and brokerage firms. Insist that your planner takes you through all of their professional connections, discloses any obligations and explains where their fees come from.</p> <p><strong>5. Charging money for nothing</strong></p> <p>This might be the simplest one of all, but some operators will charge you fees and simply not do anything. You need to make sure you know exactly how much you are paying and what you are getting for that. Don’t be afraid to ask for regular updates or statements to see where your money is going.</p> <p>Have you ever had an issue with a financial planner?</p>

Retirement Income