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The one place you must visit when you’re in a foreign city

<p>It’s easy to fall into life’s mundane routine. You wake up. You eat breakfast. You go to work. You come home. And you fall asleep.</p> <p>Day in and day out, without you even realising it, life begins to slip by you as you fail to experience the beauty that you’re surrounded with. To give ourselves a break, most of us decide to take a trip. Whether that’s travelling overseas, or taking a domestic flight to another city, a good holiday is the perfect way to unwind and get yourself out of a rut.</p> <p>But even then, many people choose to simply explore the “tourist” spots of a foreign city, which is fine, but there’s one particular thing you should do every single time you visit a new place.</p> <p>Head to the local market.</p> <p>It may sound bizarre, but a local market is the best way to receive a truly authentic experience. With cabbages flying past your head, and hundreds of people crammed in one tiny quarter, it may not seem like the most desirable activity.</p> <p>But not only will you be discovering a hidden gem of the city you’re in, you can often purchase items for a much cheaper cost than if you were to go to a big shopping centre.</p> <p>The best way to visit a market is to go early and to go hungry. No one serves food like a local market, and this way you will be able to try out the cuisine of the place you’re visiting. Give yourself some time to take it all in. No photos, no rush to get to one place from the other. Just a simple moment of relaxation as you absorb your surroundings.</p> <p>So, whether you’re heading to Singapore’s Tekka wet market or Florence’s Mercato Centrale, you can rest assured that you will be in the company of artisans who respect food and the story behind it.</p> <p>Do you have any must-see destinations on your list? Let us know in the comments below.</p>

Travel Tips

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Half-naked man shocks plane passengers on 10-hour flight

<p>Sometimes flying isn’t the best experience to be had – it can be long, tiring and cramped, so making arrangements to be comfortable such as a neck pillow, cosy clothes or a device to pass the time are all expected to be seen on a flight.</p> <p>However, one Air France passenger went to new heights when it came to getting comfortable when she posted to Twitter a man sitting across her aisle on 10-and-a-half-hour flight in his boxer shorts.</p> <p>Lizzie Thompson was on the flight from Paris to Los Angeles when she said a fellow passenger sitting across from her came out of the plane bathroom with no pants, shoes or socks on.</p> <p>“The man in the seat across from me has taken HIS PANTS OFF for the flight and is just in his boxers… This is going to be a long flight,” she wrote on Twitter.</p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">The man in the seat across from me has taken HIS PANTS OFF for the flight and is just in his boxers. Flight attendants seem unconcerned. This is going to be a long flight <a href="https://twitter.com/AirFranceFR?ref_src=twsrc%5Etfw">@AirFranceFR</a> <a href="https://twitter.com/hashtag/CDG?src=hash&amp;ref_src=twsrc%5Etfw">#CDG</a> to <a href="https://twitter.com/hashtag/LAX?src=hash&amp;ref_src=twsrc%5Etfw">#LAX</a> <a href="https://t.co/Z0EfktDwpD">pic.twitter.com/Z0EfktDwpD</a></p> — Lizzie Thompson (@Lizzie_Thompson) <a href="https://twitter.com/Lizzie_Thompson/status/1097467416693653507?ref_src=twsrc%5Etfw">February 18, 2019</a></blockquote> <p>Although she tried to get flight attendants' attention, little was done to appease other passengers, noting they seemed “unconcerned” by the situation. Despite offering to move Ms Thompson, there were no attempts to ask the man to place his pants back on.</p> <p>“He offered to move me (which would mean losing my bulkhead legroom) but just shrugged when I suggested he ask the man to put his pants back on,” she wrote.</p> <p>Adding fire to the already bizarrely lit flames – the half-naked passenger allegedly shouted at a man who boarded with a ukulele to “COME SIT WITH ME AND MAKE SOME MUSIC”.</p> <p>The pant-less stranger also stole “4 mini bottles of wine from the cart,” two hours into the flight and perhaps strangest of all – became so cold he put a thick winter jacket on but left his pants off for the whole flight.</p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">Just landed. 2 hours in he stood up and took 4 mini bottles of wine from the cart. Then he fell asleep. Then 6 hours in he got cold so PUT ON HIS PUFFY JACKET <a href="https://t.co/wNFq9L2bkH">pic.twitter.com/wNFq9L2bkH</a></p> — Lizzie Thompson (@Lizzie_Thompson) <a href="https://twitter.com/Lizzie_Thompson/status/1097643842809954306?ref_src=twsrc%5Etfw">February 18, 2019</a></blockquote> <p>People reading the story on social media were not impressed by the situation.</p> <p dir="ltr">It was considered indecent exposure to breastfeed an infant in public in Idaho until 2018. Hashtag white cis male privilege. I’m so sorry you had to endure this.</p> <p><a class="twitter-tweet" data-lang="en">— Amber Labelle (@amberllab) </a><a href="https://twitter.com/amberllab/status/1097652023774887936?ref_src=twsrc%5Etfw">February 19, 2019</a><a class="twitter-tweet" data-lang="en"></a></p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">I’m sorry you had to endure this. Holy cow. I would have lost it at some point and been the one arrested.</p> — Trudy Bleu (@BleuTrudy) <a href="https://twitter.com/BleuTrudy/status/1097677055934660608?ref_src=twsrc%5Etfw">February 19, 2019</a></blockquote> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">What happened to the phrase: no shirt, no shoes, no service…no pants needs to be added. Underwear alone should not be allowed. Those were not shorts, true shirts would be OK.</p> — Donna Owosso (@fly_befree) <a href="https://twitter.com/fly_befree/status/1097785218017030144?ref_src=twsrc%5Etfw">February 19, 2019</a></blockquote> <p>At least, Ms Thompson affirms, there is nothing quite like a pant-less man to tie a group of onlooking strangers together.</p> <p>“Nothing bonds a group of passengers like a man half naked in your section,” she joked. </p>

Travel Trouble

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5 ways thieves steal your identity

<p>Thieves are getting more and more crafty by the day. Keep an eye out! Here are some ways they are able to steal your identity.</p> <p><strong>Watch your back</strong></p> <p>In line at the grocery store, some thieves hold their smartphone like they are looking at the screen and take a photograph of your credit card as you’re using it. Next thing you know they can order things online with your account.</p> <p><strong>Watch your bank account</strong></p> <p>Check your bank and credit card balances at least once a week. Identity thieves can do a lot of damage in the 30 days between monthly statements. </p> <p><strong>Check out ATMs before you use them</strong></p> <p>If you see something that looks like it doesn’t belong on the ATM or sticks out from the card slot, walk away. Thieves can make and install a 'skimmer' that can be used to capture your ATM card information and PIN.</p> <p><strong>Don't use unsecured Wi-Fi</strong></p> <p>Sure, it may be nice not to have to put in your password when you use an unsecured Wi-Fi connection, but thieves have software that can scoop up all the data your computer transmits, including your passwords and other sensitive information.</p> <p><strong>Tear up important documents before you throw them away</strong></p> <div class="views-field views-field-field-slides"> <div class="field-content"> <div class="field-collection-view clearfix view-mode-full field-collection-view-final"> <div class="entity entity-field-collection-item field-collection-item-field-slides clearfix"> <div class="content"> <div class="field field-name-field-slide-content field-type-text-long field-label-hidden"> <div class="field-items"> <div class="field-item even"> <p>Thieves will drive through your neighbourhood at 3 a.m. on garbage day in order to fill their boot with bags of garbage from different houses, and then sort through it later looking for important information.</p> <p class="p1">Written by Michelle Crouch. This article first appeared in <a href="http://www.readersdigest.com.au/healthsmart/tips/11-ways-thieves-steal-your-identity">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a href="http://readersdigest.innovations.co.nz/c/readersdigestemailsubscribe?utm_source=over60&amp;utm_medium=articles&amp;utm_campaign=RDSUB&amp;keycode=WRN87V">here’s our best subscription offer</a>.</p> </div> </div> </div> </div> </div> </div> </div> </div> <p><img style="width: 100px !important; height: 100px !important;" src="/media/7820640/1.png" alt="" data-udi="umb://media/f30947086c8e47b89cb076eb5bb9b3e2" /></p>

Technology

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Woman's hilarious fashion fail goes viral: “Definitely something I would do!”

<p>A blogger and mum-to-be has gone viral for her all-too-relatable mistake.</p> <p>Lori Farrell, who is currently expecting a baby girl, shared her fashion fail story on Friday in a self-deprecating Facebook post. Included was a picture of her wearing what appeared to be a striped skirt.</p> <p>She wrote in the caption, "If you feel like a failure today, just know that I wore a car seat cover a friend gave me because I thought it was a skirt."</p> <p><iframe src="https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2Flori.crabtree%2Fposts%2F10100779971009176&amp;width=500" width="500" height="639" style="border: none; overflow: hidden;" scrolling="no" frameborder="0" allowtransparency="true" allow="encrypted-media"></iframe></p> <p>The post has now gone viral, with more than 36,000 comments and 64,000 shares at the time of writing.</p> <p>Farrell revealed to <em><a rel="noopener" href="https://www.mother.ly/news/viral-mom-wears-car-seat-cover-as-skirt" target="_blank">Motherly</a></em> how she mistook the cover for women's attire. </p> <p>"A friend of mine had given me a huge lot of baby stuff, from clothes to baby carriers to a rocker and blankets, and when I pulled it out I was not sure what it was," said Farrell, who told <em><a href="https://www.huffingtonpost.com.au/entry/car-seat-cover-skirt-mom_l_5c6aca2be4b033a799453532?ec_carp=1966303021225470550">HuffPost</a> </em>that she is expecting her first child in June.</p> <p>"I debated it but washed it anyway then decided because of the way it pulled on the side it must be a maternity skirt."</p> <p>She put on the ambiguous item before she headed to work. At the office, she grew curious and searched the brand, only to find out that the item in question was in fact a<span> "</span>Mom Boss 4-in-1 Multi-Use Cover", which is to be used to cover car seats and shopping carts.</p> <p>Commenters laughed along with Farrell, with some reassuring her that she was working the 'skirt' just fine.</p> <p>"If it makes you feel better, I INTENTIONALLY did this a few times! I think it looks cute!" one wrote.</p> <p>"This is awesome and you look great in it anyhow," another added.</p> <p>"Definitely something I would do!” someone else chimed in.</p> <p>The seat cover brand, Itzy Ritzy, also applauded Farrell’s post as "the best thing we’ve seen maybe ever".</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Bt6s50oAwvd/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/Bt6s50oAwvd/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank">Tag a friend this would totally happen to 🙈 Thanks for the best thing we’ve seen maybe ever, @lcrab1! #momboss</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/itzyritzy/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank"> Itzy Ritzy 🍋 Chicago IL</a> (@itzyritzy) on Feb 15, 2019 at 1:17pm PST</p> </div> </blockquote> <p>Have you ever made a fashion mishap like this? Share with us in the comments.</p>

Beauty & Style

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The moment Novak Djokovic almost quit tennis

<p>15-time grand slam champion Novak Djokovic has admitted he was extremely close to quitting his tennis career altogether in 2017.</p> <p>Djokovic accepted the Sportsman of the Year Award at the Laureus World Sports Awards for the fourth time on Sunday night, and with his heart-warming speech came his shocking admission.</p> <p>2017 proved a tough year for him, splitting with his long-time coach, Marian Vajda, and skipping the US Open due to an elbow injury.</p> <p>The Serbian superstar took time off, his injury forcing him to take a break from the court.</p> <p>He went through elbow surgery that year after being knocked out of the Australian Open in the quarterfinals.</p> <p>The star thanked his wife for his support as she was the one who nursed him to health in his darkest moments.</p> <p>“I would like to thank my wife for taking time and for presenting me in a different light and I think that the rare occasions we can share our personal journeys and who we are behind the curtain and I think you’ve done it much better than I would do it,” he said.</p> <p>"Your support has been tremendously significant to me in those moments when I was questioning everything, when I was going through my doubts and dilemmas whether I want to keep on playing tennis.</p> <p>“And yes, I did think about leaving tennis and I did think about everything else," Djokovic admitted.</p> <p>Upon his admission of almost walking away from the sport that has given him 15 grand slam wins, Djokovic also revealed he found it difficult to find meaning during his long-spanning career.</p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">Welcome to <a href="https://twitter.com/hashtag/Laureus19?src=hash&amp;ref_src=twsrc%5Etfw">#Laureus19</a> <a href="https://twitter.com/DjokerNole?ref_src=twsrc%5Etfw">@DjokerNole</a> 💋 <a href="https://t.co/9zixe31T9a">pic.twitter.com/9zixe31T9a</a></p> — #Laureus19 (@LaureusSport) <a href="https://twitter.com/LaureusSport/status/1097548234808049669?ref_src=twsrc%5Etfw">February 18, 2019</a></blockquote> <p>In fact, he says he felt “relief” after his biggest wins in his career.</p> <p>"Back in Roland Garros 2016 when I achieved the ultimate goal of tennis to hold all four slams at the same time, I felt a huge relief, I did not feel fulfilment to be honest.</p> <p>"I tried to understand why, and I think it was because I didn't embrace, or I didn't live the process or the journey as much as I needed, and wanted that destination or that achievement of that goal.</p> <p>“When I actually reached it, I realised that the goal would be nothing without that journey,” he finished. </p> <p>Since then, Djokovic has exceeded in his career, winning Wimbledon, US Open and his seventh Australian Open title.</p> <p>Overall, the tennis superstar has had to overcome adversities in his personal life – a feat he has admitted to. However, his wife Jelena has been seen supporting him even from the comfort of her own home with their two children, Stefan and Tara.</p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">Sending love all the way down under!!! 🌞🥰❤️🙏<a href="https://twitter.com/DjokerNole?ref_src=twsrc%5Etfw">@DjokerNole</a> <a href="https://twitter.com/AustralianOpen?ref_src=twsrc%5Etfw">@AustralianOpen</a> <a href="https://twitter.com/hashtag/idemooo?src=hash&amp;ref_src=twsrc%5Etfw">#idemooo</a> <a href="https://twitter.com/hashtag/NoleFam?src=hash&amp;ref_src=twsrc%5Etfw">#NoleFam</a> <a href="https://t.co/3Pe6Ra9TJn">pic.twitter.com/3Pe6Ra9TJn</a></p> — Jelena Djokovic (@jelenadjokovic) <a href="https://twitter.com/jelenadjokovic/status/1089460358308352000?ref_src=twsrc%5Etfw">January 27, 2019</a></blockquote> <p>“I’ve had to do a lot of inner engineering as I like to call it, especially in the last 15 months, coming back from a major injury and having surgery and being very inpatient and anxious to come back,” Djokovic said.</p> <p>“And then being on the verge to leave the racquet aside and now I’m standing in front of you and reflecting on that journey, it seems like a fairytale story, but it tells me one thing.</p> <p>“In those moments when you’re facing adversity and feeling challenged, you should look inside because that’s where the answer lies. I did not understand that fully, I had heard that before, but I think when I went through this journey, I understood what this means and I now know where I can always find strength and motivation to keep me going.”</p>

News

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Fergie's heartbreaking confession: "What I miss about Princess Diana the most"

<p>In an interview with <a href="https://www.dailymail.co.uk/femail/article-6373641/Im-not-divorced-Andrew-Im-divorced-Fergies-interview-20-years.html"><em>The Daily Mail</em></a>, Fergie has revealed what she misses most about Princess Diana. The pair were best friends and that she misses Diana’s “tinkling laughter”.</p> <p>“She’s with me all the time. What I miss most is her tinkling laughter. </p> <p>"Diana was my best friend and the funniest person I knew. She had such timing and wit. It was a total joy to be with her because we just laughed and enjoyed life so much.”</p> <p>Diana Spencer and Sarah Ferguson were thrust into the intense spotlight that follows the UK royal family after their marriages to Prince Charles and Prince Andrew.</p> <p>It was through this intense period that they formed a strong friendship, filled with love and laughter.</p> <p>In the '80s, they were very close-knit and spent a lot of time together.</p> <p>Fergie spoke about their strong friendship in an interview with Prince Andrew after their engagement in 1986.</p> <p>"The Princess of Wales and I are extremely good friends, and we naturally talk about a lot of different subjects," she said.</p> <p><a rel="noopener" href="https://honey.nine.com.au/2019/02/19/17/23/princess-diana-sarah-ferguson-relationship" target="_blank">9Honey’s</a> royal correspondent Victoria Arbiter agrees.</p> <p>"Diana and Fergie became firm friends very early on because they could identify with the struggles of marrying into the Royal Family."</p> <p>It was because of these struggles that a friendship was formed. The press caught onto their close friendship after an incident at Royal Ascot.</p> <p>"I think it was at Royal Ascot that they were photographed prodding [men's] bottoms with their umbrellas, and Fergie and Diana were in fits of giggles," Arbiter said.</p> <p>"They used to giggle a lot ... Diana had a wicked sense of humour, she was cheeky, she was naughty, she loved to laugh and Fergie made her laugh.”</p> <p><span>Scroll through the gallery above to see some of Fergie and Diana's precious moments together.</span></p>

News

News

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Novak Djokovic's sweet kiss on red carpet with wife Jelena

<p>World no. 1 tennis star Novak Djokovic made a stunning entrance with his wife, Jelena, on Sunday night for the Laureus World Sports Awards held in Monaco.</p> <p>Leading the glamour and adding to the long list of world-class athletes, the tennis star shared a sweet moment of affection with his wife while taking pictures on the red carpet.</p> <p>Looking absolutely smitten together, Jelena supported her husband as he accepted the Sportsman of the Year Award for the fourth time.</p> <p>In a heart-warming speech, Djokovic honoured 2018’s and 2019’s success, not before thanking his wife for her years of support.</p> <p>“A Laureus Award is what every athlete wants to win, and this one is a huge honour for me. Being among so many sporting greats here tonight … gives this award a special meaning for me,” said Djokovic.</p> <p>“Last year was an incredible season for me. Returning from injury to win Wimbledon and the US Open is something I’ll remember forever.”</p> <p>The world no. 1, who took out the Australian Open in January, previously won the trophy in 2012, 2015 and 2016.</p> <p>Other nominees who came close to taking the Sportsman of the Year Award this year included F1 driver Lewis Hamilton, American basketball star LeBron James, French football player Kylian Mbappe and Kenyan long-distance runner Eluid Kipchoge.</p> <blockquote class="twitter-tweet" data-lang="en"> <p dir="ltr">Honored to receive the Sportsman of the Year award 🙏 Thank you <a href="https://twitter.com/LaureusSport?ref_src=twsrc%5Etfw">@LaureusSport</a> for a wonderful evening celebrating our journeys and the power of sport to change the world. <a href="https://twitter.com/hashtag/Laureus19?src=hash&amp;ref_src=twsrc%5Etfw">#Laureus19</a> <a href="https://t.co/HNFPWNbQgV">pic.twitter.com/HNFPWNbQgV</a></p> — Novak Djokovic (@DjokerNole) <a href="https://twitter.com/DjokerNole/status/1097608278387843074?ref_src=twsrc%5Etfw">February 18, 2019</a></blockquote> <p>Djokovic also dropped a bombshell admission on Sunday night when he admitted coming close to quitting the sport that has given him 15 grand slam titles.</p> <p>"Your support has been tremendously significant to me in those moments when I was questioning everything, when I was going through my doubts and dilemmas whether I want to keep on playing tennis.</p> <p>“And yes, I did think about leaving tennis and I did think about everything else," Djokovic said.</p> <p>As well as his surprising admission, the star also revealed he had trouble finding meaning in his long-spanning and rewarding career – feeling “relief” more than accomplishment after his biggest wins.</p> <p>"Back in Roland Garros 2016 when I achieved the ultimate goal of tennis to hold all four slams at the same time, I felt a huge relief, I did not feel fulfilment to be honest.</p> <p>"I tried to understand why and I think it was because I didn't embrace or I didn't live the process or the journey as much as I needed and wanted that destination or that achievement of that goal.</p> <p>“When I actually reached it I realised that the goal would be nothing without that journey,” he finished. </p> <p>Scroll through the gallery above to see the sweet moment of affection between Djokovic and his wife, Jelena. </p>

News

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How Prince Harry and Duchess Meghan’s baby will make history

<p>The first child of the Duke and Duchess of Sussex, who is expected to arrive in late April or early May, is set to make royal history.</p> <p>Apart from becoming the seventh in line to the British throne, the baby will also be the first Anglo-American to be born into the royal family, thanks to Duchess Meghan’s US citizenship.</p> <p>Under the current laws, any child born to an American parent who has lived in the US for at least five years can be granted a US citizenship. This means the royal baby will be born with dual nationality, making them the first royal to be both British and American.</p> <p>"The royal baby will be entitled to both British and American citizenship as both countries provide for transmission of citizenship through blood links at least for two generations," Dr Devyani Prabhat, a researcher in migration, citizenship and nationality at the University of Bristol Law School told <a rel="noopener" href="https://www.huffingtonpost.co.uk/entry/meghan-markle-pregnant-baby-nationality_uk_5bc4636ae4b040bb4e840e9b" target="_blank"><em>HuffPost UK</em></a>.</p> <p>"Both countries permit dual nationality holding by their citizens."</p> <p>Duchess Meghan applied for British citizenship in 2017, prior to the announcement of her engagement with Prince Harry. Royal sources told <a rel="noopener" href="https://www.thetimes.co.uk/edition/news/why-meghan-s-spring-baby-will-make-royal-history-m3lrjdf68" target="_blank"><em>The Times</em></a> that the Duchess’s application could take "several years" to progress.</p> <p>If the British citizenship is granted before the baby’s arrival, the Duchess may renounce her American nationality and render her child unable to claim American citizenship. However, <a rel="noopener" href="https://www.thetimes.co.uk/edition/news/why-meghan-s-spring-baby-will-make-royal-history-m3lrjdf68" target="_blank"><em>The Times</em></a> reported that her application would not be approved in time for the birth in the spring.</p> <p>"I'm quite sure we haven't had another British-American baby born into the royal family," royal historian Hugo Vickers told <a rel="noopener" href="https://www.express.co.uk/news/royal/1074966/meghan-markle-news-royal-baby-meghan-child-american-citizen-royal-family-history" target="_blank"><em>Express</em></a>. "But Meghan married an English prince so to all intents and purposes that baby will be British.</p> <p>"For whatever reason, we don't seem to pay much attention to the nationality of royal brides when it comes to their children. We just subsume them into the Royal Family."</p> <p>Duchess Meghan is not alone in dealing with citizenship issues upon marrying into the royal family. Princess Mary of Denmark relinquished her Australian citizenship prior to her wedding with Prince Frederik in 2004. Princess Marie of Denmark also gave up her French nationality to become a Danish citizen ahead of her wedding to Prince Frederik's brother, Prince Joachim, in 2008.</p>

News

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Naomi Osaka breaks down in emotional press conference

<p>The world's number one tennis player Naomi Osaka has broken down in tears after a shock defeat to France’s Kristina Mladenovic in the first round at the Dubai Duty Free Tennis Championships.</p> <p>Osaka, who recently parted ways with coach Sascha Bajin, lost 6-3 6-3 to Mladenovic in the tour’s opening round on Tuesday. The match ended in just over an hour after the US Open and Australian Open champion made 25 unforced errors.</p> <p>In the post-match press conference, Osaka said increasing media exposure, as well as scrutiny over her split with Bajin. contributed to her emotional state at the match.</p> <p>"This match is the result of that," Osaka said of her coaching intrigue.</p> <p>"I'm pretty sure as time goes on you guys will stop talking about it. For now, it's like the biggest tennis news, I guess.</p> <p>"See, it's a little bit hard because I feel like people are staring at me, and not in a good way."</p> <blockquote class="twitter-tweet" data-lang="en-gb"> <p dir="ltr">Thank you Naomi 🙏🏽 I wish you nothing but the best as well. What a ride that was. Thank you for letting me be part of this.</p> — sascha Bajin (@BigSascha) <a href="https://twitter.com/BigSascha/status/1095071608908251142?ref_src=twsrc%5Etfw">11 February 2019</a></blockquote> <p>The 21-year-old said she found the spotlight "a little tough" as she "doesn’t really like attention".</p> <p>She added, "I don't think I necessarily understand what position I'm in, in a way.</p> <p>"Because last year, I wasn't even anywhere close to this ranking and people didn't pay attention to me. That's something that I'm comfortable with."</p> <p>At this point, she was sent to tears. "I don't know why I'm crying," she said. "I don't know why this is happening."</p> <blockquote class="twitter-tweet" data-lang="en-gb"> <p dir="ltr">A tearful Naomi Osaka reflects on life in the limelight after her shocking opening round loss to Kiki Mladenovic. <a href="https://t.co/LwnlwhuUDD">pic.twitter.com/LwnlwhuUDD</a></p> — Tennis Channel (@TennisChannel) <a href="https://twitter.com/TennisChannel/status/1097950196808499201?ref_src=twsrc%5Etfw">19 February 2019</a></blockquote> <p>Osaka rose to the top rank after winning titles at the 2018 US Open and the Australian Open in January, becoming the world's first Asian player to earn the world’s number one spot. She also won the Laureus World Sports Award for Breakthrough of the Year on Monday.</p> <p>"I played pretty bad, you have days like that," Osaka said.</p> <p>"But even if I don't win any matches for the rest of the year, I wouldn't say I'm concerned. I think I'm pretty young. I still feel like I have a lot to learn."</p>

News

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Duchess Meghan’s dad breaks silence about private letter: "I love my daughter"

<div class="reply_body body linkify"> <div class="reply_body"> <div class="body_text "> <p>Duchess Meghan’s father has spoken out about his decision to publish a private letter that the Duchess had written to him. The letter was private and said that her heart was broken.</p> <p>"If you love me, as you tell the press you do, please stop. Please allow us to live our lives in peace. Please stop lying, please stop creating so much pain, please stop exploiting my relationship with my husband,” the letter from Meghan to her father is reported to have said.</p> <p>However, in a video that has been published by <a rel="noopener" href="https://www.thesun.co.uk/news/8424380/meghan-markle-letter-dad-loves-her/" target="_blank">The Sun</a>, her father, Thomas Markle Sr, spoke to media in Mexico, asking: <span>"Why did you release the letter your daughter sent? Do you guys think you'll ever speak again?"</span></p> <p>"Read the papers," Markle Sr replied.</p> <p>"Are you sad, do you feel hurt, is it depression you're going through?" the reporter asked.</p> <p>"I love my daughter very much, I'm very sad," Markle Sr said, as he got into his car.</p> <p>Although the letter was date stamped August 2018, Markle Sr released it to the media a week after there were reports in <a rel="noopener" href="https://people.com/royals/meghan-markle-dad-shares-letter-confirming-her-friends-account/" target="_blank">People</a> saying how hurt the Duchess was by her father’s actions.</p> <p><img style="width: 0px; height: 0px;" src="/media/7823285/gettyimages-1082207960.jpg" alt="" data-udi="umb://media/ff5579a436214e87bf417f2aa35b1580" /></p> <p>Markle Sr initially kept the letter private “out of respect for Meghan”, but released it due to false reports surfacing about the specifics of it.</p> <p>The letter goes into detail about how Duchess Meghan tried to help her father before the royal wedding in May 2018. It reportedly says: </p> <p>"So the week of the wedding to hear about you having a heart attack through a tabloid was horrifying.</p> <p>"I called and texted… I begged you to accept help – we sent someone to your home … and instead of speaking to me to accept this or any help, you stopped answering your phone and chose to only speak to tabloids."</p> </div> </div> </div>

News

Travel

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Cruise predictions for 2019 – what are you in store for this year?

<p>The year is already in full swing and many Aussie and New Zealander’s holidays have come and gone – but that doesn’t mean the cruise industry is resting.</p> <p>With so many new vessels and new cruise lines entering the market, you should be expecting a year with new and exciting innovations coming out of the woodworks.</p> <p>Based on the experts at Cruise Critic, here are just some of the big plans that are expected for this year and beyond.</p> <p><strong>Cruise lines are looking for more ways to be environmentally friendly. </strong></p> <p>As the years trickle on and more information becomes accessible, businesses and consumers are looking for ways to be environmentally friendly and “go green”.</p> <p>In 2018, a large portion of the cruise industry banned the use of straws and single use plastics across the ocean. Experts are estimating that as expectations from businesses change and increase, cruise line industries will seek out methods to remain profitable.</p> <p>During this year and the coming years, more cruise lines are predicted to cut back on printed papers delivered to cruise cabins and debut aluminium water containers in place of water bottles.</p> <p>Cruise Lines International Association (CLIA) also announced the global cruise industry would commit to reduce the rate of carbon emission by 40 per cent by 2030.</p> <p><strong>More focus on seniors </strong></p> <p>While cruises maintain an excellent option for families and large groups, experts expect a focus shifting towards senior couples and solo travellers. With a rise in upscale ships, 18+ only cruises and more cabins specifically designated to single travellers, there are expectations for more upscale lines to invest in public spaces made specifically for adults.</p> <p><strong>Cruise lines focus on itineraries to “avoid crowds”</strong></p> <p>Over-tourism is a possible massive threat to the cruise industry and cruise lines are already making concessions, so its customers are not so heavily impacted by this issue. In Europe, ports that are more private, less flashy and way more discreet are being sought out by cruise lines as opposed to “been-there, done-that” destinations.</p> <p>Experts predict cruise ports that allow holiday-goers to immerse themselves into each destination will replace ports that are full-blown tourist excursions.</p> <p>What are your predictions for cruising in 2019? Let us know in the comments below.</p>

Cruising

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The bizarre items you cannot take with you on a plane

<p>There are plenty of items that you can take with you overseas, provided they’re in your checked luggage and not your carry-on.</p> <p>Bottles of alcohol, aerosol cans, corkscrews with blades and sporting equipment are just a few of the things you can transport overseas in your checked luggage. But before you do, keep in mind that each country has their own rules and regulations.</p> <p>For example, the United States doesn’t allow sharp knitting needles.</p> <p>So, what is permitted in carry-on? And what is a complete no-go?</p> <p><strong>Items allowed in your carry-on</strong></p> <p>There are a few items that you can travel with in your carry-on that are restricted in your checked luggage.</p> <p>For example, lithium batteries that are usually found in smartphones, cameras and laptops are considered a fire hazard. So, you would want to keep them in your carry-on bags rather than your suitcase.</p> <p>Other items that you can pack in your carry-on but not your check-in luggage are electric skateboards, cordless curling irons, e-cigarettes and snow globes as long as the liquid inside is less than 100ml.</p> <p><strong>Items that are completely banned</strong></p> <p>When travelling, don’t even think about taking any of these items with you, because chances are, you’ll be stopped before you get the chance to board.</p> <p>CO2 cartridges are definitely not allowed, so if you ride a bike, you’ll need to carry a pump for your tyres instead.</p> <p>Other items that are banned are chlorine, bleach and fertilisers due to the ammonium nitrate that are present in some brands.</p> <p>The most bizarre item of all is probably a coconut, which is also classified as a fire hazard, so don’t try and smuggle it in either your carry-on or your check-in luggage.</p> <p>Did you know what you were allowed to carry and what you weren’t? Let us know in the comments below.</p>

Travel Tips

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More of us are opting for 'digital detox' holidays

<p>John Briggs, a 40-year-old on holiday, texted his wife Shirley: "Look at the glacier out there." He waited for the reply, which came through on his mobile. At the time they were sitting next to one another on board the deck of their small cruise ship, along northern Alaska's icy shores.</p> <p>This interaction was reported to us during our research on digital behaviour. Results to date show that for many people digital communication now trumps natural conversations – and the appreciation of the present scenery has begun to elude many online devotees.</p> <p>A corrective to this addiction has now emerged: the digital detox holiday.</p> <p>Depending on which country you're in, the experience might be labelled variously as "black hole resorts", "offline escape retreats", or "dead zone holiday options". At its core, this emerging holiday trend is defined by disconnection from the usually omnipresent online and social media.</p> <p><strong>The concept of digital detox has changed</strong></p> <p>To assess attitudes toward this rising trend, we conducted a range of focus groups in Australia. We also plotted the changing ways the idea is being presented in the international media, analysing several hundred articles and documents from the past ten years.</p> <p>Aside from some early references in 2009 and 2010, serious media coverage of digital-free holidays began in 2011. The experience was first offered as an elite product targeting the wealthy few. By 2016 and in 2017, digital-free holidays went from a niche product to one that appealed to a broader consumer base.</p> <p>Even more interestingly, the kind of value sought in such an experience has also shifted over time. In the early years, these holidays were discussed as a means of escape and a way to de-stress. Last year, the emphasis was much more about building skills and attributes which could endure beyond the holiday.</p> <p>The next phase of the work is to examine these skills more closely. Early indications suggest that couples and families use these experiences to learn to engage more fully with one another, undertake joint challenges. They appreciate that holidays offer bigger screen shots of the world than the view available on the mobile phone or laptop.</p> <p>The opportunity to be offline will likely need to be coupled with a new suite of activities for tourists to enjoy. These may include photography, astronomy tourism, wildlife viewing, dancing and competitions, night treks and cooking classes.</p> <p>But these skills may be secondary to the chance of immersing oneself in conversation and joyous moments with travel companions. In the near future, there may indeed be a growing number of options for people like John and Shirley, our cruise holiday texters, to enjoy a retro holiday style where connectivity is an afterthought, not a central plank underpinning life and relationships.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/99740/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: http://theconversation.com/republishing-guidelines --></p> <p><em>Written by <span><a href="https://theconversation.com/profiles/philip-lovell-pearce-396538">Philip Lovell Pearce</a>, Foundation Professor of Tourism, <a href="http://theconversation.com/institutions/james-cook-university-1167">James Cook University</a> and <a href="https://theconversation.com/profiles/li-jing-514501">Li Jing</a>, PhD Candidate, <a href="http://theconversation.com/institutions/james-cook-university-1167">James Cook University</a></span>. Republished with permission of <span><a href="https://theconversation.com/more-of-us-are-opting-for-digital-detox-holidays-99740">The Conversation</a></span>. </em></p>

International Travel

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Why you should go on a cruise with your grandkids

<p>More and more people are opting to take a cruising holiday every year and intergenerational families in particular are a popular demographic for cruise companies.</p> <p>Families on Carnival Cruise Line ships that sail from Australia made up 50 per cent of the guests. With these companies working hard to attract families to its ships, it also makes a perfect opportunity for grandparents to treat their grandkids to a nice holiday with the people that love them most.</p> <p><strong>Making your money count</strong></p> <p>The best thing about cruising is a number of the necessities people need everyday are costs that are inclusive to what you pay before you even board the ship. It’s the perfect holiday for grand parents not wanting to break the bank while also wanting to feel like their money is going far.</p> <p>With unlimited food available for everyone, activities that will never leave you bored and places to explore on and off the ship, it’s a guaranteed fun time for the grandkids that your wallet will thank you for.</p> <p><strong>Quality time that matters </strong></p> <p>While families are at the heart of many cruise experiences, there are plenty of opportunities for grandparents and grandkids to get their own time away from each other.</p> <p>Kids’ clubs guarantee you can get time to explore the parts of the vessel that are adults only, such as pool areas, spas, lounges and late-night shows and bars.</p> <p>Of course, if you just want to relax away from everyone, cruises offer you the serenity of finding your time away in your cruise room or the plenty of spots where you can curl up with a good book.</p> <p><strong>The excursions are for all </strong></p> <p>While there are so many amazing activities to do on board – there are just as many incredible experiences to have on the islands and mainland with the excursions on offer.</p> <p>Whether its snorkelling in serene, clear water or taking part in cultural events and touring the islands or mainland with the locals, cruise lines aim to provide authentic experiences that will make you never want to leave.</p> <p>Would you like to take your grandkids on a cruise? Let us know in the comments below.</p>

Cruising

Health

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Why a pet might be good for your health

<p>Who doesn’t love a cute and cuddly dog or cat to play with? The pet industry is thriving with adorable and sometimes odd-looking pets, and they remain some of the most beloved beings in the world. However, being beautiful or unusual looking and providing companionship aren’t the only things our beloved pets can do for us. They can also make you healthier!</p> <p><strong>Dogs make you exercise more – or at all </strong></p> <p>If you have ever had the pleasure of owning a dog, then it might not come as a surprise to you to learn that owners of these creatures tend to get more exercise then those who don’t own dogs.</p> <p>According to research, dog owners spend up to three to four hours a week taking their animal on walks.</p> <p>These people are more likely to meet government recommendations for physical activity over other people without dogs.</p> <p>Dogs, fortunately for us, require physical activity to maintain their health – and although humans are much the same, we tend to ignore the rules ourselves. With a cute canine, you don’t get to make excuses!  </p> <p><strong>Playing with a pet makes love hormones</strong></p> <p>If you’re living alone, pets can be a great emotional support, not just for their companionship but the emotions they make a pet owner feel as well.</p> <p><span><a href="http://science.sciencemag.org/content/348/6232/333">Research in Japan</a></span> found the more time people spent staring into their dogs’ eyes, the more oxytocin they released.</p> <p>Oxytocin is a ‘feel-good’ chemical that our bodies create and release when we love others.</p> <p>So, not only can you find solace in knowing you always have a friend with you, but you can rest assured in knowing they will always make you feel love</p> <p><strong>You will feel safer </strong></p> <p>Dogs provide emotional comfort, health benefits and can also contribute to you feeling safer. No burglar alarm is better than a dog at home.</p> <p>Do you have a pet, or do you want one? Let us know in the comments below.</p>

Caring

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The deeply upsetting way Fergie learnt of her father’s passing

<p>Sarah Ferguson, Duchess of York, was used to being in the news.</p> <p>After all, divorcing from Price Andrew, who’s the Queen’s son, will throw you under the media spotlight.</p> <p>However, she had gotten her life on track post divorce, landing an ambassador deal with Weight Watchers.</p> <p>In 2003, she was travelling to Australia to promote Weight Watchers when she landed to some horrific news.</p> <p>Her father, Major Ronald Ferguson, aged 61, had passed away due to a heart attack.</p> <p>As Fergie was travelling to Australia, she didn’t hear the news until she was on her way to a scheduled appointment with the<span> </span><em>Today</em><span> </span>show. </p> <p>The news spread across the country and fans were wondering whether or not the Duchess of York would still appear on the show due to the heartbreaking news.</p> <p>To their surprise, she did.</p> <p>During the interview, Fergie admitted that the reason she was there was for her father.</p> <p><img style="width: 0px; height: 0px;" src="/media/7823740/fergie-and-father-embed.jpg" alt="" data-udi="umb://media/8d2b735d414a4ce2aaebc036c8cf8036" /></p> <p style="text-align: center;"><em>Sarah Ferguson and her father Major Ronald Ferguson</em></p> <p>“Sitting there sobbing, my father would have said, ‘What are you doing? You have your obligations.’”</p> <p>“Now is the time he needs me to go out there and honour my commitments.”</p> <p>As she was on a tight schedule, many more appearances were booked for Fergie and she honoured them all.</p> <p>“He always brought me up to put on the stiff upper lip and get on with it,” Sarah explained of her father.</p> <p>Despite being in Australia, Fergie ensured she was a part of the funeral planning process for her father, even though her sister and stepmother were at home in the UK.</p>

Caring

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How to tell if you are dehydrated

<p>Our bodies are made up of 70 per cent water, so when you’re dehydrated, you are compromising yourself from essential nutrients that are necessary to live a healthy life.</p> <p>While it may seem like dehydration is the simple act of drinking more water, in some cases, the issue can escalate and cause serious problems if pushed to the final stage.</p> <p><strong>So, what is dehydration?</strong></p> <p>When the term dehydration is used, people are generally referring to what medical professionals call “volume depletion” or hypovolaemia.</p> <p>Volume depletion is a reduction in the volume of water in the blood vessels. But dehydration is not the same as hypovolaemia and is something that occurs less frequently.</p> <p>Dehydration is the loss of water from both the body’s cells and blood vessels. Water is responsible for many of the things that require our bodies to function, such as our circulatory, respiratory, gastrointestinal and neurological systems.</p> <p>If taken too far, volume depletion can result in shock and collapse which, if not resuscitated in time, can be fatal.</p> <p><strong>Signs of dehydration</strong></p> <p>If you weigh 70kg, 40kg of that weight is water. So now that you have an indication of just how much water is stored in our bodies, let’s get into how you can decide whether you need an extra boost of hydration.</p> <p>The symptoms of volume depletion are as follows:</p> <ul> <li>Thirst or a dry mouth</li> <li>Dizziness or low blood pressure</li> <li>If in the critical stages, confusion, due to lack of oxygen reaching the brain</li> <li>Your skin doesn’t bounce back right away when pinched</li> <li>Increased heart rate</li> <li>Weight loss</li> </ul> <p>Those especially vulnerable to dehydration are elderly people as the amount of water our body stores reduces as we age. Combine that with other health problems such as chronic kidney disease, dehydration can pose a serious risk to those in a senior age bracket.</p> <p>In order to remain healthy and hydrated, keep an eye out on your water levels, and if you experience any of the above symptoms, start drinking plenty more water and see your GP if necessary.</p>

Body

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Easy tricks to improve a bad mood

<p>Having a rough day? It will only take five minutes to cure it, a study has revealed.</p> <p>Researchers from the University of Regina, Canada, have found that our mood can be improved by spending just five minutes in nature.</p> <p>The <span><a href="https://www.tandfonline.com/doi/figure/10.1080/17439760.2018.1557242?scroll=top&amp;needAccess=true">study</a></span>, which was conducted on 123 university students, found that being in an urban park for five minutes inspired more positive emotions than being in a windowless room. While negative emotions were lowered in both situations within a few minutes, spending time out in nature encouraged more significant improvements in the participants’ mood.</p> <p>"There are two important take-homes," one of the study’s co-authors, Katherine D. Arbuthnott, told <span><em><a href="https://www.psypost.org/2019/01/spending-just-5-minutes-in-contact-with-nature-boosts-your-mood-study-finds-52948">PsyPost</a></em></span>.</p> <p>"The first … when you need an emotional boost, the fastest and easiest way is to spend a few minutes with nature. Actually, being outside is the best, but even contemplating a picture of a natural scene will make a difference.</p> <p>"The second is that, since contact with nature is so beneficial to our emotional health, preserving our local natural spaces is an important public health goal."</p> <p>The trick works for the time-poor, as five minutes is all that is needed. The study discovered that increasing the contact time with a natural environment to 15 minutes did not increase the mood benefits markedly.</p> <p>If the weather's not allowing for an enjoyable time outdoors, you can try socialising. According to a 2014 study published in the <span><em><a href="https://psycnet.apa.org/record/2014-42183-008">Personality and Social Psychology Bulletin</a></em></span>, chatting with a friend or family member for five minutes could do wonders to your mood as well.</p> <p>What's your trick to deal with a bad mood? Share your tips in the comments.</p>

Mind

Lifestyle

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The rules to a successful retirement life

<p>As retirement approaches for some, and continues on for others, there are steps to maintain a happy lifestyle, so your retirement does not have to be a chore.</p> <p><strong>A healthy approach to mental and physical ageing </strong></p> <p>Being physically healthy is not the only wellbeing factor you should be worrying about. As you get older, reflecting on your mental health as you age is key to maintaining a happy retirement. What can you do each day to nourish your mental health? What can you learn?</p> <p>Putting time aside for yourself in retirement may seem easy, but as each day dredges on, people find themselves helping others more than themselves.</p> <p>Although your physical health is key to maintaining a happy post-work life, focussing on your mental ageing each day is just as important.</p> <p><strong>Nurturing family and personal relationships </strong></p> <p><span><a href="https://www.betterhealth.vic.gov.au/health/healthyliving/Strong-relationships-strong-health">Research</a></span> suggests those in satisfying personal relationships tend to have fewer illnesses and better mental health than those without. The people close to us in life play a large role in defining our character and ability to strive further.</p> <p>Add to the best years of your life with people who make your days better by your side.</p> <p><strong>Maintaining ‘financial comfort’</strong></p> <p>Many retirees already feel happy with their financial security. However, a successful retirement has no price tag. Manage your retirement in a satisfying and fulfilling way by expelling the financial resources you have in a healthy way. What’s your weekly budget? Do you have a ‘lifestyle budget’ to plan for the fun activities to do in your retirement?</p> <p>Are you retired or are you planning for your retirement? Let us know in the comments below.</p>

Retirement Life

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How to get Duchess Meghan’s signature top knot

<p>There’s a reason the Duchess of Sussex’s beauty look has become a sought-after style for women all over the world. With her signature effortless hair and subtle barely-there makeup, Meghan is the epitome of natural beauty.</p> <p>The royal has eyes on her at all times. What she wears, how she walks, who she speaks to. So, it’s crucial for her to put her best foot forward, which is exactly what she does. The royal family are known for their prim and proper style, but the Duchess has rebelled from protocol and is spotted donning messy buns and undone hair. And while she still chooses to carry out some traditions, such as wearing pale nail polish and wearing fascinators, the former actress definitely has a signature look. Scouring the internet for photos, one particular look that stood out was Meghan’s top knot. The sleek, slicked back style not only keeps your hair away from your face, but helps you look polished and put together in no time at all.</p> <p>Here’s how to get the Duchess of Sussex’s signature top knot:</p> <p><strong>What you will need:</strong></p> <ul> <li>Texturising spray</li> <li>Hair ties</li> <li>Bobby pins</li> <li>Hairspray</li> </ul> <p><strong>Instructions:</strong></p> <ol> <li>To give your hair a bit more grit, spray a small amount of texturising spray.</li> <li>Brush the spray through your hair so it’s evenly distributed.</li> <li>Gather your hair and pull it back into a high pony tail, try and catch any stray hairs along your hairline.</li> <li>Secure the ponytail with a hair tie and start wrapping the length of your hair around the base of your ponytail.</li> <li>Secure the bun with as many bobby pins as you need.</li> <li>Finally, lock in your style with plenty of hairspray, while smoothing out any flyaways with a comb or unused toothbrush.</li> </ol> <p>And there you have it! You’re now one step closer to looking and feeling like a royal. Now you just need an endless budget to spend on clothes and accessories and once that’s down pat, no one will be able to tell the difference.</p> <p>Can't get enough of Duchess Meghan's envious locks? Scroll through the gallery above to see her rocking the top knot. </p> <p>Will you be trying out this simple and easy hairstyle? Let us know in the comments below.</p>

Beauty & Style

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The sad reality of retirement for many over 60s

<p>Unfortunately, bankruptcy is becoming a more and more common for over 60s.</p> <p>Almost 14 per cent of people aged 60 or over are declaring bankruptcy – a spike of 7 per cent since 2002.</p> <p>Although many retirees are “asset rich” and carry little to no debt, a growing number have a little amount of assets and are in debt up to their ears, as reported by <span><a href="https://theconversation.com/low-income-no-assets-large-credit-card-debt-why-more-older-australians-are-declaring-bankruptcy-107511">The Conversation</a></span>.</p> <p><strong>Credit card debt </strong></p> <p>Over 80 per cent of seniors who declare bankruptcy have credit card debt of some sort – whether that amount is small or high. However, more than 40 per cent of credit card debtors owe over AUD$20,000.</p> <p><strong>Ill health </strong></p> <p>Ill health is a main reason for many retirees or those on the verge of retiring are bankrupt. 17 per cent of debtors contribute poor health, whether physical or mental, to their financial situations.</p> <p>Bankruptcy is becoming an increasing factor in the lives of over 60s as they continue to make up a worryingly increasing percentage.</p> <p>The Conversation suggests bankruptcy could be reduced amongst the senior population of Australia through changing government benefits by increasing the Commonwealth Rent Assistance supplement.</p> <p>How have you ensured you have enough funds to ensure a comfortable and financially stress-free retirement? Tell us in the comments below.</p>

Retirement Life

Finance

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4 steps to get your financial affairs in order

<p>It’s a difficult topic to discuss but getting your financial affairs in order could help your family get through a difficult time and ensure your wealth is distributed as desired. Here are a few things you could to <span><a href="https://www.oversixty.com.au/finance/legal/planning-ahead-checklist-have-you-ticked-all-of-the-boxes">prepare</a></span> ahead.</p> <p><strong>1. List all assets</strong></p> <p>Put together a list of what you own (assets such as property, deeds, bank accounts, superannuation, investments, insurance policies and more), as well as what you owe (liabilities such as mortgages and loans). This will give you and your will executor a better idea on ways to administer your estate.</p> <p>You could also start making arrangements with your banks and insurance providers that would allow your partner and/or family to access your funds after you die.</p> <p><strong>2. Write or update your will</strong></p> <p>A will is a legal document that sets out what will happen to your estate (assets) after your death. Besides distributing your wealth, a will also allows you to donate to charities, name an executor and transfer trust control.</p> <p>You can create your own will by buying kits from a newsagency, a post office or online, but in general it is recommended that you enlist a lawyer or solicitor to make sure your document is signed and witnessed properly. Public Trustees can also help prepare your will for free if you appoint them as the will’s executor.</p> <p>Your will might also need to be updated when there are significant changes in your circumstances. Events that necessitate revisions might include relationship changes (marriage, separation or divorce), death of executor or beneficiaries, the entrance of new family members, and assets purchase or sale.</p> <p><strong>3. Appoint people you trust</strong></p> <p>Tapping a trusted person or party to manage your affairs can help the transition process go smoothly. One of the most important roles to consider is the will’s executor, who will be responsible for collecting and distributing your assets as well as repaying your debts. This role often requires special skillsets and involves making difficult decisions, so you may want to consider nominating a professional third party such as a private or public trustee instead of a friend or family member.</p> <p>It is also important to plan for who would make decisions on your behalf if something unexpected occurred and you could not look after your own personal and financial affairs. General power of attorney could make financial and legal decisions for you for a limited time – for example, if you are overseas. On the other hand, enduring power of attorney could make decisions on your behalf if you no longer have the capacity to do so on your own – for example, if you are mentally incapacitated – until you cancel or change them.</p> <p><strong>4. Organise your paperwork</strong></p> <p>Gather all important documents so that the person(s) managing your affairs will be able to locate them easily. These may include, but are not limited to: birth, citizenship and marriage certificates; bank account details; tax returns; vehicle registrations; Medicare card; life and medical insurance policies; house deeds; sources of assets and debts (including superannuation and investments); any pre-made funeral arrangements, and more.</p> <p>Create both physical and digital copies of these files for safekeeping.</p> <p>When in doubt, talk to a professional to discuss any matter of concern.</p> <p>How have you prepared to get your financial affairs in order? Let us know in the comments.</p>

Retirement Income

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Bank programmer jailed after stealing $1.5 million from ATMs

<p>A bank programmer in China has been jailed after stealing $1.4 million in cash.</p> <p>The theft was due to Qin Qisheng noticing a loophole in Huaxi Bank’s system back in 2016.</p> <p>As the 43-year-old worked as a senior programmer at the bank, he came to realise that withdrawals that were completed close to midnight weren’t being recorded properly.</p> <p>After realising this, Qisheng inserted scripts into the system so he was able to “test” the issue without alerting staff.</p> <p>He then made test withdrawals of 20,000 Yuan (NZD$4324) to a dummy account for almost a year before being caught. By January 2018, he had withdrawn almost 7 million Yuan (NZD$1.5 million) without notifying anyone what he was up to.</p> <p>He was caught after depositing the funds into his own bank account, as well as investing some funds in the stock market.</p> <p>Hauxi Bank accepted the claims that Qisheng was investigating the glitch and dropped the case after he returned the funds.</p> <p>“Qin Qisheng said that the matter was complicated and involved lots of work … he believed the bank would not pay attention even if he reported it,” the <a href="https://www.scmp.com/news/china/society/article/2184883/chinese-banks-software-chief-jailed-after-finding-way-withdraw"><em>South China Morning Post</em></a> reported a bank representative as saying during the trial.</p> <p>“We think this reason for not reporting is legitimate.”</p> <p>However, even though the company dropped the charges, this was not enough to save Qisheng from 10-and-a-half years of jail time, as well as a fine of 11,000 Yuan (AUD$2378).</p> <p>“On the one hand, (the bank) said that the accused’s behaviour was in violation of the rules. On the other hand, he said that he could conduct relevant tests. This is self-contradictory,” the judge said.</p> <p>The flaw that caused Qisheng to be able to withdraw the funds has now been fixed.</p>

Money & Banking

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How Amazon became the best of the best

<p>Any company whose brand becomes a common noun (without the capital letter, called an eponym) has made a big impact. Generations have cleaned the house with a hoover, blown their noses with a Kleenex, stored hot drinks in a thermos and xeroxed a document. Most of us google rather than search.</p> <p>Although not exactly the same thing, the goal of many new companies is to become ‘the Amazon of’ something. In wealth management and superannuation, many new entrants describe their strategy as aiming to become ‘the Amazon of financial services’.</p> <p>Well, good luck with that, because not only is Amazon a unique company, it may well want to become the Amazon of financial services itself. FinancialAdvisorIQ (part of the Financial Times group) recently published an article about digital financial advice (FA) called ‘Betterment Yearns to be Amazon of FAs. Does Amazon?’ including this statement:</p> <p>“Amazon entering wealth management would cause a major disruption to the advice industry, pushing down prices and driving up demand for far faster delivery of financial services.”</p> <p>And now Amazon is coming to Australia, and it will change retailing and other sectors such as property and shopping malls forever. Investors should consider whether other companies held in an investment portfolio can measure up to these challenges in a digital, fast-moving world.</p> <p><strong>CEO Jeff Bezos’s annual letter to shareholders</strong><br />Amazon has disrupted many industries, and destroyed companies such as Borders Bookstores, but in its 20 years, it has had negligible impact on financial services.</p> <p>Warren Buffett produces an annual letter to his shareholders which is widely quoted, but it’s less well-known that Amazon’s Chief Executive Jeff Bezos does the same. It’s a completely different style. Buffett focuses on his returns and investments, and it’s clear that making money is the main game. In his 2017 letter, Bezos does not mention ‘profit’ once, while ‘customer’ receives 19 hits.</p> <p>There are a few highlights in Bezos’s letter that everyone can learn from, although the vast majority of large companies do not have the internal structures and processes to make them work. Bezos wants his company to always operate as if it’s Day 1, as Day 2 is a step to an excruciating, painful decline followed by death. Day 1 vitality requires obsessive customer focus.</p> <p>He identifies four rules for making high quality decisions that apply to managing a company, and they may be useful for investing or even making the most of a relationship. The rules are:</p> <p><strong>High velocity decision making</strong><br />Large organisations struggle to decide quickly because they fear failure. Speed matters, and where a decision is reversible, it should use a lightweight process. It doesn’t matter much if it’s wrong.</p> <p><strong>Don’t wait for certainty</strong><br />Most companies overestimate the cost of being wrong, whereas being slow will be expensive.</p> <p>“Most decisions should probably be made with somewhere around 70% of the information you wish you had. If you wait for 90%, in most cases, you’re probably being slow. Plus, either way, you need to be good at quickly recognising and correcting bad decisions.”</p> <p><strong>Disagree and commit</strong><br />It’s often difficult to achieve consensus, as nobody can know with certainty the outcome of a new initiative. He says ‘disagree and commit’ saves a lot of time:</p> <p>“I disagree and commit all the time … (My staff) had a completely different opinion and wanted to go ahead. I wrote back right away with “I disagree and commit and hope it becomes the most watched thing we’ve ever made.” Consider how much slower this decision cycle would have been if the team had actually had to convince me rather than simply get my commitment.”</p> <p><strong>Recognise misalignment</strong><br />Misalignment between teams and objectives must be identified early and addressed, or the problem will lead to exhaustion.</p> <p>“Whoever has more stamina carries the decision. I’ve seen many examples of sincere misalignment at Amazon over the years. When we decided to invite third party sellers to compete directly against us on our own product detail pages – that was a big one. Many smart, well-intentioned Amazonians were simply not at all aligned with the direction. The big decision set up hundreds of smaller decisions, many of which needed to be escalated to the senior team. “You’ve worn me down” is an awful decision-making process. It’s slow and de-energising. Go for quick escalation instead – it’s better.”</p> <p><strong>Does it work?</strong><br />Many analysts have criticised Bezos over the years for investing in the business rather than creating more profits and dividends. When $10,000 invested in 1997 now has a value of about five million dollars, it’s hard to criticise success and the way Amazon is challenging other businesses the world over. Are investments in your portfolio ready for the Amazon challenge?</p> <p>Do you use Amazon? Let us know in the comments below.</p> <p><em>Written by Graham Hand. Republished with permission of <a href="https://www.wyza.com.au/articles/money/superannuation/four-rules-amazon-uses-to-build-its-dominance.aspx">Wyza.com.au.</a></em></p>

Legal

Entertainment

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5 self-improvement books you should read

<p>Starting the journey to self-improvement and personal development can be as simple as turning a page. Here are our recommendations for books that will take your career and personal life to the next level.</p> <p><strong><em>Man's Search for Meaning</em> by Viktor Frankl</strong></p> <p>For those looking to find existential relief, many have championed this book as a must-read for anyone looking to find meaning and purpose in life. In the 1946 book, Frankl shared his experiences as a prisoner in the Nazi concentration camp during the second World War.</p> <p>Reflecting on his observations, Frankl argues that while suffering is unavoidable, individuals have the power to cope, find meaning in the struggle and move forward with a renewed purpose.</p> <p>“I'm 77 and every time I re-read the book, I find new relevant meaning," a reviewer <span><a href="https://www.goodreads.com/questions/314981-do-you-think-or-feel-this-book-still">wrote</a></span>.</p> <p><strong><em>The Organized Mind</em> by Daniel Levitin</strong></p> <p>In the digital age, it's easy to feel overwhelmed with the plethora of information and choices out there. Levitin, cognitive psychologist and musician, does not churn easily doled-out maxims to deal with this heavy flow of information – instead, he delves deep into neuroscience behind how the brain works, showing how readers can work with instead of against their mind in dealing with the challenges of daily life.</p> <p><strong><em>Nudge: Improving Decisions about Health, Wealth, and Happiness </em>by Cass Sunstein and Richard Thaler</strong></p> <p>We make decisions everyday – what to eat, where to go, what to do, how to spend our money and more. But if you feel like you keep making more poor choices than the good ones, <em>Nudge</em>’s theory of "choice architecture" can help turn that around.</p> <p><em>Nudge'</em>s main idea is that we are constantly influenced by bias and status quo (or the default option), which leads us to make terrible choices even when the better ones are within sight. By understanding how our brain works when we're making decisions, we can start overcoming ineffectual tendencies and "nudge" ourselves towards choices that benefit us and the world most.</p> <p><strong><em>How to Win Friends and Influence People</em> by Dale Carnegie</strong></p> <p>Making friends and building new relationships can get more difficult as we grow older, but <em>How to Win Friends </em>offers time-tested wisdoms that can help you get back on your feet.</p> <p>This all-time classic has become a global bestseller and a staple across the world. First published in 1936, the principles taught in this book have withstood the test of time and helped readers across generations such as billionaire Warren Buffett in building social skills and changing their mindset. Reviews have praised the book’s revealing insights into relationships as well as assumptions we make and blind spots we have when interacting with other people.</p> <p><strong><em>59 Seconds: Think a Little, Change a Lot</em> by Richard Wiseman</strong></p> <p>As one of Britain’s best-selling authors, Wiseman has written many books on psychology, luck and paranormality. In <em>59 Seconds</em>, Wiseman brings together diverse scientific studies and experiments into actionable nuggets of advice that you can incorporate into your everyday life. Some of the practical tips include, "Next time you attend an important meeting, obtain a quick and easy psychological advantage by sitting in the middle of the group" and "The best way of getting someone to like you is not to do them a favour, but rather to get them to do you a small favour."</p> <p>"It's like a Swiss Army knife for life and all the tips and hacks are condensed in a one minute principle," one reader <span><a href="https://www.amazon.com/gp/customer-reviews/R3INPS89K6PESK/ref=cm_cr_dp_d_rvw_ttl?ie=UTF8&amp;ASIN=B002W8QXHW">wrote</a></span>.</p> <p>Have you read any of these books? Tell us about your favourite self-help book in the comments.</p>

Books

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Lisa Marie Presley reveals what her marriage to Michael Jackson was really like

<p>An unauthorised biography has claimed that Lisa Marie Presley and Michael Jackson spent their first night together at Donald Trump's Florida mansion.</p> <p>The book <em>Dark Lady</em> by Anthony Gregoreli claimed that Presley, who was married to the King of Pop from 1994 to 1996, shared some X-rated revelations about her relationship.</p> <p>Presley allegedly said that the night they spent at the mansion was "absolutely wild", the <a rel="noopener" href="https://www.mirror.co.uk/3am/celebrity-news/lisa-marie-presley-reveals-wild-14014503" target="_blank"><em>Mirror</em></a> reported. "He was slow getting started, then he just wanted more and more."</p> <p>The singer, now 51, also reportedly said that Jackson "sang and screeched" as they got intimate.</p> <p>Presley filed for divorce with Jackson in January 1996, less than two years after their wedding.</p> <p>In a 2010 <a rel="noopener" href="https://web.archive.org/web/20110120062601/http:/www.oprah.com/oprahshow/Lisa-Marie-Presley-Opens-Up-About-Michael-Jackson/print/1" target="_blank">interview</a> with Oprah Winfrey, Presley said she and Jackson had "a normal marriage".</p> <p>"It was one of the highest points in my life when things were going really well, and he and I were united," Presley, the only daughter of rock and roll icon Elvis Presley, said. </p> <p>"It was a very profound time of my life."</p> <p>However, Presley revealed that her partner "pushed" her away at one point.</p> <p>Presley said her then-husband was surrounding himself with "sycophants".</p> <p>"There was a very profound point in the marriage when he had to make a decision – was it the drugs and the sort of vampires, or me? And he pushed me away."</p> <p>Presley insisted that Jackson "wasn't a bad person", but trouble was inevitable.</p> <p>"He didn't know any better … I took it very personally, though," she said.</p> <p>"I felt I was disposable. And it was the same with my father. Sometimes I sit and I think there have been times when I’ve been angry at the people around him. 'Why didn't you stop him? Why didn't you say something?' Well, because if you did, you were out. It's very simple."</p> <p>Presley also revealed that after their divorce, she spent the next four years on and off with Jackson in an attempt to reconcile, but to no avail.</p> <p>Jackson died from a fatal mix of medication in his system in June 2009 at his home in Los Angeles, US.</p> <p><span>Scroll through the gallery above to see Lisa Marie Presley and Michael Jackson in happier times during their marriage.</span></p>

Music

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Dolly Parton finally addresses gay rumours in new interview

<p>Despite Dolly Parton having a solid marriage to her husband of 53 year, the rumours of her sexuality have followed her throughout her career.</p> <p>The theory suggests that her long-time best friend Judy Ogle is her secret partner instead of her husband Carl Dean, who keeps a very low profile in their hometown of Nashville.</p> <p>Now Parton has addressed the rumours in an interview with <a rel="noopener" href="https://www.thesun.co.uk/tvandshowbiz/8455529/dolly-parton-sexuality-rumours-secret-girlfriend/" target="_blank"><em>The Sun</em></a>, saying that she accepts everyone for who they are.</p> <p>“So ­people say that — because you can’t really have a great relationship with a woman. I’m not gay but I have so many gay friends and I accept everybody for who they are.”</p> <p>As for the gay rumours? Parton explained a bit more about why people give her love life any thought at all.</p> <p>“Well, people love to talk, people love to gossip.</p> <p>“Judy and I have been best friends for 64 years, since we were little kids. Our ­parents knew each other, we grew up together, we were like ­sisters, became best friends.</p> <p>“She was very quiet, I was very outgoing. So we made perfect friends. We went all through school together.</p> <p>“She went to the army when we graduated because she needed the insurance and she needed to help her family and I was trying to make it. As soon as she got out, she came to Nashville and we’ve been together ever since.”</p> <p><a rel="noopener" href="https://www.gettyimages.com.au/detail/news-photo/dolly-parton-and-judy-ogle-news-photo/91393390" target="_blank"><img style="width: 281.25px; height: 500px; display: block; margin-left: auto; margin-right: auto;" src="/media/7823775/dolly-parton-friend.jpg" alt="" data-udi="umb://media/a60d404f2f294a658021bb3b9eff9a52" /></a></p> <p style="text-align: center;"><em>Dolly Parton and long-time friend Judy Ogle</em></p> <p>However, the rumours don’t phase Parton. As long as they don’t come for the people she loves, which include friends and family, she doesn’t have a problem with being in the public eye.</p> <p>“People love to talk — but sometimes that’s your best publicity. I don’t care what they say as long as they don’t hurt other people I love.”</p> <p>This includes saying anything negative about her husband of 53 years, Carl Dean.</p> <p>“He’s a good man. It is a true love story and he’s my best buddy — he’s crazy, he’s funny,” she says.</p> <p>“So I think laughter has been a big part of our relationship. We both have a lot of fun.</p> <p>“And we’re not in the same business — he doesn’t care about that. He’s pretty much a homebody, loves staying around home. We live out on a farm. He likes to mow the fields and work on his tractors.”</p> <p>The pair love their quiet life, which includes a life without children. This is due to a hysterectomy when Parton was 36, but she believes it “wasn’t meant to be”.</p> <p>“My husband feels the same way. Now that we are older, we’re almost kind of glad that we don’t have a bunch of grandkids driving us crazy that we have to babysit if we don’t want to.”</p>

Music