Money & Banking

Placeholder Content Image

Hugh Jackman scores big as iconic brand comes home to Australia

<p>Hugh Jackman is set to pocket a whopping $10 million after mining magnate Andrew “Twiggy” Forrest has purchased the iconic Australian bootmaker RM Williams.</p> <p>Dr Forrest's investment fund Tattarang has bought 100 per cent of the company, and it includes Jackman’s five per cent ownership as a minority shareholders.</p> <p>It is reported that the sale price was less than half the original asking price for $190 million.</p> <p>RM Williams had been up for sale for almost 18 months after its Louis Vuitton owned parent company, L Catteron, began seeking buyers.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838322/rm-williams.jpg" alt="" data-udi="umb://media/70076b780deb4555a34dc86144ebddc4" /></p> <p><em>Andrew Tiggy Forrest and wife Nicola Forrest.</em></p> <p>The Western Australian-based mining magnate said he is proud and humbled to be taking the iconic brand back in Australian hands.  </p> <p>“R.M. Williams is a quintessential Aussie brand with a long and proud history of high-quality Australian craftsmanship,” Dr Forrest said in a statement.</p> <p>“By bringing R.M. Williams back into Australian hands, we will ensure the Australian craftmanship continues to be loved and worn all around the world.</p> <p>“I've never forgotten the first time I pulled on a pair of RMs. To wear RMs is to wear the boots of the countless hard-working Australians that have come before us.”</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7838320/hugh-jackman-rm-williams.jpg" alt="" data-udi="umb://media/4a9d5e496eaf4498b9b1d4e016134513" /></p> <p>His wife Nicola Forrest added “Andrew and I want to continue the legacy of this great company, and that means continuing to employ and support the Australians that have built and grown the brand.”</p> <p>RM Williams chief executive Raju Vuppalapati said he hoped the business would grow under Dr Forrest's ownership.</p> <p>“The RM Williams team and I look forward to Andrew and Nicola's stewardship as we enter the next exciting phase of surprising and delighting our consumers with hand-crafted products made in Australia,” he said.   </p> <p>RM Williams was founded in Adelaide in 1932 by bushman and entrepreneur Reginald Murray 'RM' Williams.</p> <p>The iconic boots are a popular item both locally and overseas, and the brand has stores in New York, London, New Zealand, and Scandinavia.</p> <p>Jackman will remain involved with RM Williams as an ambassador.</p>

Money & Banking

Placeholder Content Image

Exactly how much is each British royal actually worth?

<p>Whether you admire them for their established birthrights or myriad of leadership qualities, the esteemed British family is revered throughout countless nations.</p> <p>Royals seem to have it all – power, prestige and perhaps most importantly, money.</p> <p>From gargantuan oil supplies to significant charitable donations, the wealth of the British royal family is quite substantial.</p> <p>Surprisingly, most of the money used to fund the British monarchy doesn’t actually come from the taxpayer – members of the royal family are all wealthy on their own.</p> <p>With the combined sums of inheritances, crown estates and allowances, these royals are able to spare no expense when it comes to enjoying the better things in life.</p> <p>Although we can’t directly indulge ourselves in the abundant realm of high jewellery, impeccable art and acres of land that comprise their lifestyle, we can revel in their considerable net worths to a cup of herbal tea – with our pinkies raised in the air of course.</p> <p><strong>Meghan Markle’s Net Worth</strong></p> <p><strong>Net worth: $5 million</strong></p> <p>In the weeks before her wedding to Prince Harry, there was much speculation about whether the American actress was actually worth more than her then-fiancé. Spoiler: She’s not, though that wasn’t even close to the strangest conspiracy theory about Meghan and Harry. But she still had quite the net worth when she entered the Royal family at around $5 million, <em>Newsweek</em> reports.</p> <p>She reportedly made $50,000 per episode portraying Rachel Zane on the TV show <em>Suits</em>, which she starred in for seven seasons. In addition, she had roles in several other shows and movies, like <em>90210</em>, <em>Remember Me</em>, and <em>The Candidate</em>.</p> <p>Acting wasn’t her only source of income; the Duchess of Sussex also released two clothing lines through the Canadian retailer Reitmans, promoted sponsored content on Instagram and her lifestyle website, The Tig, and worked as a freelance calligrapher early in her career.</p> <p>Recently inked deals with Netflix may also have pushed this figure considerably northwards.</p> <p><strong>Kate Middleton’s Net Worth</strong></p> <p><strong>Net worth: $7-10 million</strong></p> <p>Middleton’s story has often been overplayed as a rags-to-riches ascent to royalty, but that’s actually far from the case; her family held substantial holdings with a collective net worth of $50 million.</p> <p>Most of this derives from an online party supply business called Party Pieces, which Breakthrough Branding has dubbed “the UK’s leading online and catalogue party company.”</p> <p>Prince Charles also covers her official staff and wardrobe expenses, and some of her travel costs are often funded by the countries she visits, which means she gets to keep most of her personal money in the bank – one of the many benefits of having a prince for a husband, we assume.</p> <p>Although her net worth has been reported to be between $7 million to $10 million in terms of savings, her national worth with clothing sales and tourism revenue is rumoured to be much higher.</p> <p>In any case, her combined wealth with husband Prince William is said to increase once Prince Charles ascends to the throne.</p> <p><strong>Prince Philip’s Net Worth</strong></p> <p><strong>Net worth: $30 million</strong></p> <p>Although he never took on the title of king due to strict monarchy regulations, royalty still pumps through his blood and his net worth is estimated at $30 million.</p> <p>Despite having retired from his Royal duties, Prince Philip still receives an annual Parliamentary annuity of £359,000 from the Sovereign Grant just for his royal title.</p> <p>According to a UK Government site, Prince Philip “still requires office support for non-public official duties.”</p> <p><strong>Prince William and Prince Harry’s Net Worth</strong></p> <p><strong>Net worth: $40 million each</strong></p> <p>According to <em>Town &amp; Country</em>, Prince William and his younger brother Prince Harry gathered most of their wealth on their 30th birthdays through an inheritance – about $13m in trust and estate from their late mother, Diana, Princess of Wales.</p> <p>At the age of 21, the two sons gained access to a lavish $450,000 per year investment profit. They also receive an “allowance” from the Duchy of Cornwall, which is managed by their father. This isn’t the typical allowance we remember from our parents, however; it was reported to be a total $4.6 million in 2015. This grand sum covers most of their staff, travel, and wardrobe expenses.</p> <p>Even before Harry stepped down from royal duties to make his own way, both princes were already cranking out their own paychecks as well.</p> <p>Prince William also works as a helicopter pilot for East Anglian Air Ambulance but donates his entire $62,000 annual salary to charity.</p> <p>Prince Harry earnt his own salary as an officer in the Army Air Corps until his departure from the service – as captain, he was said to earn an additional $45,000 a year.</p> <p><strong>Prince Charles’s Net Worth</strong></p> <p><strong>Net worth: $100 million</strong></p> <p>As the next in line to the English throne, Prince Charles reigns over the highest British royal family net worth after Queen Elizabeth: $100 million.</p> <p>According to CNN, a significant bulk of this stems also from the Duchy of Cornwall, a private estate that owns and operates land in rural and urban areas, as well as various islands and cottages in Wales and Cornwall.</p> <p>The Duchy of Cornwall was established in 1937 to ensure that the heir to the throne would have a steady income.</p> <p>Although he doesn’t actually own the colossal real estate portfolio, Prince Charles’s royal position enables him to receive income from it as the land’s sole beneficiary.</p> <p>In 2018, the estate paid Charles and Camilla $28 million. The couple also receives a portion of the Queen’s Sovereign Grant.</p> <p><strong>Queen Elizabeth II’s Net Worth</strong></p> <p><strong>Net worth: $550 million</strong></p> <p>Much of this handsome number derives from owning property holdings like the $140 million Balmoral Castle in the Scottish Highlands, the $65 million Sandringham House, stud and fruit farms, marine land throughout the UK, and one of the world’s largest stamp collections built by her grandfather.</p> <p>The estates she owns were inherited from her father, the late King George VI. The assets belonging to the Crown Estate are not included in her net worth, but she does get to enjoy them too as one of the many perks of being queen. This encompasses $10 billion worth of real estate, Buckingham Palace and the Royal Art collection.</p> <p>The Queen also receives an annual government stipend and because this wealth is tied to her position, she could never sell the royal assets.</p> <p>This stipend does include a bit of taxpayers’ money (the Sovereign Grant which paid her $105 million for the 2019-2020 year), combined with the Duchy of Lancaster, another collection of properties (separate from the Crown Estate) used to generate the Queen’s private income.</p> <p>According to <em>Newsweek</em>, this estate is estimated to generate around $26 million a year and is used to cover the costs the Sovereign Grant does not.</p> <p>And it doesn’t end there. The Queen also has private collections of valuable furniture and jewellery, which Forbes estimates at $110 million.</p> <p><strong>Prince George and Princess Charlotte’s Net Worth</strong></p> <p><strong>Net worth: $3.6 billion, $5 billion</strong></p> <p>Apparently, being a youngster in the royal monarchy comes with some pretty big bucks. Prince George is estimated at a net worth of $3 billion, but Princess Charlotte takes the cake from the entire family with a whopping $5 billion.</p> <p>The reason for Charlotte’s incredibly high value is in large part due to her fashion influence; taking off closely after her mother, the stylish tot has eyes on her style all over the nation.</p> <p>Deemed as the “Charlotte effect,” a yellow pastel patterned cardigan worn by the princess from a popular British department store sold out in 24 hours, according to Moneyish.</p> <p>Regardless, their substantial value doesn’t mean the royal children can go around flashing their Amex cards whenever they want. Since the royal children haven’t physically received inheritances (or worked a day in their life), their net worths are calculated by their value to the UK economy.</p> <p>Because they believe the children have the potential to drive billions in sales, their net worths have been determined as so.</p> <p><strong>Image:</strong> Getty Images</p> <p><em>Written by Hana Hong. This article first appeared on <a rel="noopener" href="https://www.readersdigest.co.nz/culture/this-is-how-much-each-person-in-the-british-royal-family-is-actually-worth" target="_blank">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a rel="noopener" href="http://readersdigest.co.nz/subscribe" target="_blank">here’s our best subscription offer</a>.</em></p>

Money & Banking

Placeholder Content Image

Quirky items that fetched millions at auction

<p>They say beauty is in the eye of the beholder, and that certainly rings true for people who have spent tonnes of cash on some really odd things. Here, we round up the weirdest, and a few of the coolest, things people have paid big money for. Have a look and see if you would have done the same!</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837652/01-art-basel-miami-usa-05-dec-2019-770.jpg" alt="A banana duct-taped to a wall" data-udi="umb://media/6062a14a239c4842b72dc1dec910f3f8" /></p> <ol> <li><strong> A banana duct-taped to a wall</strong></li> </ol> <p>It’s hard to say what is art anymore. One may think of the <em>Mona Lisa</em>, while another might value, say, a banana duct-taped to a wall. We’re not being cute. That is literally what someone bought at the Art Basel art fair in Miami recently.</p> <p>Italian artist Maurizio Cattelan’s controversial piece, titled <em>Comedian</em>, sold for a whopping $120,000. The point of the piece, said the gallerist who sold the pricey fruit, was to question what “art” is. Looks like someone found the piece rather a-peeling, after all.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837651/02-violin-played-as-titanic-sank-sells-for-900000-wiltshire-britain-20-oct-2013-770.jpg" alt="The last violin played on the Titanic" data-udi="umb://media/5b3a386ddaa14a29804c079b3c90a397" /></p> <ol start="2"> <li><strong> The last violin played on the <em>Titanic</em></strong></li> </ol> <p>One of the most memorable tales from the tragic sinking of the Titanic is the eight-piece band that played until the end. Led by English musician Wallace Hartley, the band played their instruments as the ship sank into the frozen waters of the Atlantic Ocean in an effort to help soothe scared passengers.</p> <p>According to CNN, “Hartley’s body was reportedly pulled from the water days after the April 1912 sinking with his violin case still strapped to his back.”</p> <p>More than a century later, in 2013, Hartley’s damaged violin was sold at an auction for $1.7 million in less than 10 minutes. It is the most expensive artefact linked to the doomed ship.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837653/04-john-lennon-shutterstock-524008o-e1578497425466-770.jpg" alt="John Lennon’s toilet" data-udi="umb://media/2cdaff7d7bfa4c66bf34c5341a391711" /></p> <ol start="3"> <li><strong> John Lennon’s toilet</strong></li> </ol> <p>Imagine all the ways you can spend your money…and then think about this. One Beatles fan spent nearly $15,000 on a flowered porcelain toilet once owned by John Lennon.</p> <p>The luxe loo came from an English estate owned by Lennon and Yoko Ono. When Lennon had the toilet replaced, he told the builders “to put some flowers in it or something,” according to the auction catalogue.</p> <p>The estate, Tittenhurst Park, was where Lennon recorded his legendary <em>Imagine</em> album and film. Hopefully, the toilet was as inspiring to its new owner!</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837654/05-queen-victorias-undies-7039790b-770.jpg" alt="Queen Victoria’s undies" data-udi="umb://media/a3bba379744946149c046f6fb712e919" /></p> <ol start="4"> <li><strong> Queen Victoria’s undies</strong></li> </ol> <p>And speaking of bathroom inspiration, cotton knickers owned by Queen Victoria (Queen Elizabeth’s great-great-grandmother) sold in 2015 for $16,300.</p> <p>Embroidered with her royal initials, “VR” for Victoria Regina, the undies were in pristine shape, having been wrapped in tissue and kept in a temperature-controlled room.</p> <p>There was something unique about these roomy drawers, which boasted a 114cm drawstring waist.</p> <p>“On these particular knickers, there is a chevron section, which is where they were taken up slightly as Queen Victoria got older and essentially she shrunk in stature,” auctioneer Richard Edmonds told People.com.</p> <p>“That element got the collectors really excited, because you can then date them quite specifically to the last 10 years of her life.”</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837655/06-elvis-presleys-hair-music-icons-auction-by-juliens-los-angeles-america-22-jun-2012-770.jpg" alt="A lock of Elvis Presley’s hair" data-udi="umb://media/e50824ffb48c4fb6af997aa80226b918" /></p> <ol start="5"> <li><strong> A lock of Elvis Presley’s hair</strong></li> </ol> <p>A hunka, chunka hair from the King of Rock and Roll, Elvis Presley, sold for $115,000 to an eager fan back in 2002.</p> <p>Saved from his barber, who also used to dye his sandy-blonde hair jet black, the trimmings had been kept in a plastic bag since the singer’s death in 1977, until they were sold for a king’s ransom.</p> <p>Other big-ticket Elvis items that sold at auction include his 24-carat gold-leaf grand piano; his peacock jumpsuit; and one of his very first recordings of a song called “My Happiness,” which was bought by White Stripes musician Jack White.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837656/07-white-dress-worn-by-marilyn-monroe-in-film-the-seven-year-itch-sells-for-4-6million-los-angeles-america-jun-2011-770.jpg" alt="Marilyn Monroe’s white dress" data-udi="umb://media/501546eb4f3c468a94cb5d294bfe098e" /></p> <ol start="6"> <li><strong> Marilyn Monroe’s white dress</strong></li> </ol> <p>It was the dress that launched a thousand gasps. Marilyn Monroe’s iconic white halter dress, which she wore in <em>The Seven Year Itch</em>, sold in 2011 for a whopping $4.6 million.</p> <p>The dress – which was famously blown up while she stood over a subway grate – made Monroe a certified sex symbol. It also made actress Debbie Reynolds some major bucks when she sold it.</p> <p>Reynolds, the iconic star of <em>Singing in the Rain</em> (and also Carrie Fisher’s mum), was a huge collector of vintage Hollywood gowns, and Marilyn’s made her a pretty penny.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837657/08-songwriters-hall-of-fame-annual-induction-and-awards-gala-arrivals-marriott-marquis-hotel-new-york-usa-13-jun-2019-770.jpg" alt="Justin Timberlake’s leftover French toast" data-udi="umb://media/44029608333c496b9ac50a08bcd82f73" /></p> <ol start="7"> <li><strong> Justin Timberlake’s leftover French toast</strong></li> </ol> <p>Twenty years ago, a young band member from NSYNC, Justin Timberlake, was interviewed by the Z100 morning show in New York City when he left some of his uneaten French toast behind. The station’s DJ jokingly put two slices of it for sale on eBay, where it was sold to a teenage girl named Kathy Summers for $1,025.</p> <p>When asked what she would do with the leftover and slightly burned toast, the teen fan said, “I’ll probably freeze-dry it, then seal it…then put it on my dresser.”</p> <p>Mmmm… a wise investment, indeed.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837658/09-damien-hirst-exhibition-tate-modern-london-britain-02-apr-2012-770.jpg" alt="A dead shark in formaldehyde" data-udi="umb://media/92f6a7d11ab04a1691ee03df6da5a728" /></p> <ol start="8"> <li><strong> A dead shark in formaldehyde</strong></li> </ol> <p>Weird art always seems to sell well and big. (See item one on this list.) But a piece by British contemporary artist Damien Hirst really takes the shark.</p> <p>Hirst is known for his obsession with death, seen in his high-priced and macabre styles of art. In 2004, he sold a tiger shark preserved in formaldehyde, titled <em>The Physical Impossibility of Death in the Mind of Someone Living</em>, for a reported $8 million.</p> <p>The 22-tonne shark, which is obviously dead but kept scarily preserved, embodies life, death and just what its title aptly describes.</p> <p> <img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837662/01-albert-einstein-gettyimages-544750041-o60.jpg" alt="Albert Einstein’s theory on happiness" data-udi="umb://media/b55dbd43f1d4478fb402c48e324e1077" /></p> <ol start="9"> <li><strong> Albert Einstein’s theory on happiness</strong></li> </ol> <p>A Japanese bellboy received the tip of a lifetime when he made a delivery to physicist Albert Einstein in 1922.</p> <p>Einstein was in Tokyo on a book tour when he found out he’d won the Nobel Prize. Overwhelmed by the honour and attention, Einstein put some of his thoughts to paper, which he gave the bellboy when he couldn’t find change for a tip.</p> <p>“A calm and modest life brings more happiness than the pursuit of success combined with constant restlessness,” Einstein wrote in German on a piece of hotel stationery, according to the <em>New York Times</em>.</p> <p>On the second paper, he wrote, “Where there’s a will, there’s a way.”</p> <p>The two papers, his take on happiness, sold at a 2017 auction in Israel for $1.56 million and $250,000, respectively.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837659/11-auction-jeff-koons-new-york-usa-03-may-2019-770.jpg" alt="A giant steel rabbit" data-udi="umb://media/7d20e9bfc8a74e468e1fe1ddff23e3fc" /></p> <ol start="10"> <li><strong> A giant steel rabbit</strong></li> </ol> <p>And we’re back with some really expensive art. A 90cm stainless steel rabbit created by the artist Jeff Koons in 1986 sold at auction in 2019 for the breathtaking price of $91 million.</p> <p>It went to Robert E. Mnuchin, an art dealer and the father of US Treasury Secretary Steven Mnuchin, and it set the world-record price for a work by a living artist.</p> <p>The rabbit is considered one of the most iconic works of art of the 20th century, and a blow-up version of it appeared in the Macy’s Day parade in 2007.</p> <p>The work has influenced generations of artists, even the aforementioned Damien Hirst. And on a funny side note, when Koons was deciding on what animal to sculpt a likeness of, he almost chose a pig. It seems like the bunny paid off.</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837660/12-truman-capote-shutterstock-6651421a-770.jpg" alt="Truman Capote’s ashes" data-udi="umb://media/ea15b52150ef4978b69cc65f0e3e97af" /></p> <ol start="9"> <li><strong> Truman Capote’s ashes</strong></li> </ol> <p>The author of <em>Breakfast at Tiffany’s</em> and <em>In Cold Blood</em> certainly did love an adventure, and so maybe it’s not that big of a surprise that his ashes continue to have a life of their own.</p> <p>Housed in a Japanese wooden box, the writer’s remains belonged to Capote’s longtime friend Joanne Carson – ex-wife of the famed late-night talk-show host Johnny Carson – until her death in 2015. (Capote died in 1984.)</p> <p>The ashes have had quite a ride, having been stolen once before and luckily returned, until they were finally sold for $45,000 in 2016, to an anonymous buyer who promised: “that Truman will continue his adventures.”</p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837661/13-leonardo-s-exhibit-new-york-usa-770.jpg" alt="Leonardo da Vinci’s Codex Leicester" data-udi="umb://media/a999ec5f51ae449d9028a43ffcd4c3fa" /></p> <ol start="10"> <li><strong> Leonardo da Vinci’s Codex Leicester</strong></li> </ol> <p>While most people associate Leonardo da Vinci with his paintings, like <em>The Mona Lisa</em> and <em>The Last Supper</em>, da Vinci was also a scientist and engineer whose notes about inventions and thoughts on the planet (its origin and end) were captured in a journal titled the “Codex Leicester.”</p> <p>In 1994, Bill Gates purchased the journal for $30.8 million at auction, a price that made it one of the most expensive books ever sold.</p> <p>Da Vinci’s ideas and musings in the Codex are written in his famous mirrored cursive writing, and it’s currently on loan to museums and schools across the United States.</p> <p><strong>Images:</strong> Shutterstock / Getty Images</p> <p><em>Written by Robyn Moreno. This article first appeared on <a rel="noopener" href="https://www.readersdigest.co.nz/culture/13-quirkiest-items-that-sold-for-millions-at-auctions" target="_blank">Reader’s Digest</a>. For more of what you love from the world’s best-loved magazine, <a rel="noopener" href="http://readersdigest.co.nz/subscribe" target="_blank">here’s our best subscription.</a></em></p>

Money & Banking

Placeholder Content Image

Karen for hire! Company looking to hire the ultimate “Karen” to review products

<p><span>A new job listing on an American site is asking for the perfect Karen to review products online for a whopping $65/hour. Read more:</span><br /><br /><span>A job listing by US site DehumidifierCritic.com is copping criticism for seeking someone “hypercritical and opinionated” to write three product reviews per week, while answering and maintaining a “Call-a-Karen” service.</span><br /><br /><span>The job listing says that “the right ‘Karen’ will start off with a three-month contract with the intention to extend if the service becomes popular.</span><br /><br /><span>“We are recruiting a woman to write three (honest) reviews a week for our website, as well as be the voice and authority behind our Call-A-Karen service, which will see potential customers call for advice and recommendations on (dehumidifier) products,” the listing reads.</span><br /><br /><span>The name “Karen” has been used in the past to describe an “angry, entitled” white woman of privilege who will often want to ”speak to the manager” to complain about the tiniest inconveniences.</span><br /><br /><span>“Being a ‘Karen’ in 2020 probably means you’re going to have a hard time, but I wonder how many people stop and think about the potential benefits of being or knowing a ‘Karen’”, said Oliver Perryman, founder of DehumidifierCritic.com.</span><br /><br /><span>“We want to utilise a ‘Karen’s’ best assets and use it to ensure that we are not only providing the best experience onsite, but also helping members of the public to find the best product for them.”</span><br /><br /><span>The company is offering a remote position, with the potential Karen working with a company phone and “flexible hours”.</span><br /><br /><span>The site states that any applicants need to be over the age of 21, must speak English and have a professional phone manner for the Call-a-Karen service.</span><br /><br /><span>Applications close on Monday, August 31.</span></p>

Money & Banking

Placeholder Content Image

Luxury jewellery company designs $2 million face mask

<p>Face masks are quickly becoming an essential part of people's daily uniforms when they step outside, with some choosing to have a more luxurious face mask to protect them from coronavirus.</p> <p>Luxury Israeli jewellery brand Yvel has created a custom-made white gold 18-karat face mask with more than 3,600 white and black diamonds.</p> <p>The mask doesn't come cheap, with the white gold and diamond-encrusted face mask having a whopping price tag of $USD 1.5 million ($NZD 2.27 million).</p> <p>The buyer of the mask requested to remain anonymous but urged the jewellery brand to complete the mask by the end of the year.</p> <p>The mask will weigh 270g and is being fitted with N99 filters at the request of the client.</p> <p>“Money maybe doesn’t buy everything, but if it can buy a very expensive COVID-19 mask and the guy wants to wear it and walk around and get the attention, he should be happy with that,” the designer of the mask Isaac Levy explained.</p> <p><img style="width: 500px; height:281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7837341/facemask-jewelerry-1.jpg" alt="" data-udi="umb://media/38e6dcfb24724539bef19df7452b2230" /></p> <div class="body_text "> <p>While Levy said he would not wear the mask himself, he is grateful his company was given the opportunity to create it.</p> <p>“I am happy that this mask gave us enough work for our employees to be able to provide their jobs in very challenging times like these times right now,” he said.</p> <p>The request for the expensive mask came from a businessman in America, and will "not be delayed" for its due date of 31st of December.</p> <p>“In these tumultuous days, every order we receive helps to preserve the company’s day-to-day operations on the one hand, and brings foreign currency into a country that needs all the help from us industrialists on the other,” Levy added.</p> <p><em>Photo credits: </em><em><a rel="noopener" href="https://www.gq.com.au/style/news/this-jewelery-company-has-designed-a-2-million-face-mask/image-gallery/c73646fbf49811739d9e89473c0fe2a0" target="_blank" class="_e75a791d-denali-editor-page-rtflink">GQ</a></em></p> </div>

Money & Banking

Placeholder Content Image

5 ways restaurants trick you into spending more money

<p>While “do you want fries with that?” seems like an obvious sales pitch, restaurants use more subtle hints to get you to spend a little extra. Here are five subtle tactics that companies use to get you to spend, and eat, more than you intend on a night out.</p> <p><strong>1. Remove the $ sign</strong></p> <p>Menus have a subtle art to them, which involve psychology, art and sales pitches. Not even a small detail like the dollar sign is too insignificant. Dollar signs remind you of money, so when you see them, you think your food looks more expensive. Removing the dollar sign makes everything on the menu seem cheaper.</p> <p><strong>2. Using evocative descriptions</strong></p> <p>Words in menus matter, and using language techniques to paint a picture of your dish is an effective way to make a fairly standard meal sound special. The better the picture painted, the more value is creating around the dish, and the less it costs in your head.</p> <p><strong>3. Product placement at the register</strong></p> <p>The closer you are to something, the more likely you are to make an impulse buy. This is why registers are crowded with extras. If you walk into Gloria Jeans for a coffee, the café can push up the value of your transaction by getting you to buy a packaged cookie with your coffee. You didn’t go in specifically for the cookie, but you bought it anyway.</p> <p>At fancier restaurants, this method works with the dessert cart. At Seasons 52, servers bring out a tray of mini-desserts to show diners. These are pitched as “mini indulgences” and presenting them like that pushed dessert sales higher than those of most other restaurants.</p> <p>McDonald’s keep their apple pie dispensers behind the registers where customers can see them. Jeff Stratton, former president of McDonald’s USA, said that pie sales would fall dramatically if the dispenser was kept back in the kitchen.</p> <p><strong>4. Control your choices</strong></p> <p>Adding more choices will sometimes push people to spend more. For example, upselling drinks and fries to a larger size for a small amount, like 50 cents or a dollar. It seems like a no-brainer to take the bigger amount when it’s so cheap, even when you would have been fine with a smaller meal size anyway.</p> <p>Adding choices doesn’t just work for fast-food, or main meals, it can also push up sales of extras, like entrees or desserts. Having more entrees on the menu might entice people to buy more.</p> <p><strong>5. Tailored marketing</strong></p> <p>Starbucks already sends email offers to customers who have their apps based on past purchases. In the future, we can expect to see more of this as more people experiment with developing tailored digital menu boards based on your particular preferences and past purchases.</p> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/money/2015/02/how-to-get-things-for-free/">Clever ways to get things for free</a></strong></em></span></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/money/2014/12/extending-the-life-of-your-car/">Top tips for extending the life of your car</a></strong></em></span></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/money/2015/01/supermarket-savings/">Six strategies to save money at the supermarket</a></strong></em></span></p>

Money & Banking

Placeholder Content Image

Coronavirus survivor hit with $1.1 million hospital bill

<p>A COVID-19 patient who was dubbed “the miracle child” after spending weeks in an induced coma has received a US$1.1 million (NZ$1.71 million) bill for his hospital treatment.</p> <p>Michael Flor spent 62 days in an intensive care unit at Swedish Medical Centre in the city of Issaquah in Washington, United States, where he came so close to death from the coronavirus.</p> <p>But the 70-year-old man said it was still “heart-stopping” to receive the hospital bill for $1,122,501.04.</p> <p>“I had to look at it a number of times… to see if I was seeing it right,” Flor told <em><a href="https://time.com/5853392/million-dollars-covid-19-treatment-seattle/">TIME</a></em>.</p> <p>The 181-page bill included almost 3,000 itemised charges, <em><a href="https://www.seattletimes.com/seattle-news/inspiring-story-of-seattle-mans-coronavirus-survival-comes-with-a-1-1-million-dollar-hospital-bill/">The Seattle Times</a> </em>reported. Flor was charged $9,736 for every day he spent in an isolation chamber and an additional $2,835 for each day he was put on a mechanical ventilator. A two-day period when his heart, kidneys and lungs were failing cost close to $100,000.</p> <p>Flor said he will likely foot little of his bill because he is insured by Medicare and Medicare Advantage through Kaiser Permanente. According to the <em>Times</em>, he may not have to pay anything due to the special policies applied to hospitals and insurance companies for COVID-19.</p> <p>However, Flor said he still felt guilt while going through the numbers.</p> <p>“I feel guilty about surviving,” he told the <em>Times</em>.</p> <p>“There’s a sense of ‘why me?’ Why did I deserve all this? Looking at the incredible cost of it all definitely adds to that survivor’s guilt.”</p> <p>Flor is now recovering in his West Seattle home.   </p>

Money & Banking

Placeholder Content Image

Jeff Bezos slams “sickening” response to Black Lives Matter post

<p>Jeff Bezos has told a racist customer he’s happy to lose his business.</p> <p>The founder of online giant Amazon has shared the “sickening” email he received from a customer after his company showed support for the Black Lives Matter movement.</p> <p>Bezos took to Instagram to post a screenshot of the email which used the N-word multiple times and warned that Amazon’s anti-racist stance “will ruin your company”.</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CBJrhdzHKNt/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/CBJrhdzHKNt/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">There have been a number of sickening but not surprising responses in my inbox since my last post. This sort of hate shouldn’t be allowed to hide in the shadows. It’s important to make it visible. This is just one example of the problem. And, Dave, you’re the kind of customer I’m happy to lose.</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/jeffbezos/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank"> Jeff Bezos</a> (@jeffbezos) on Jun 7, 2020 at 3:50pm PDT</p> </div> </blockquote> <p>“I cancelled my order and I know for a fact that I won’t be the only one,” wrote the customer named Dave.</p> <p>“Maintain your stance and we will watch your profits decline and laugh about it.”</p> <p>Bezos revealed that there had been a “number of sickening but not surprising responses” in his inbox since his last post, which also shared an email from a customer denouncing the company.</p> <p>“This sort of hate shouldn’t be allowed to hide in the shadows,” he wrote in the recent post.</p> <p>“It’s important to make it visible. This is just one example of the problem.</p> <p>“And, Dave, you’re the kind of customer I’m happy to lose.”</p> <p>In another post, Bezos shared his response to a customer named Macy who told him all lives mattered.</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CBEcwTgneUY/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/CBEcwTgneUY/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">I got this email from a customer and wanted to share my response.</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/jeffbezos/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank"> Jeff Bezos</a> (@jeffbezos) on Jun 5, 2020 at 3:05pm PDT</p> </div> </blockquote> <p>“It is quite disturbing to get on the Amazon website and see Black Lives Matter,” she wrote.</p> <p>“I am for everyone voicing their opinions and standing up for what you believe in, but for your company to blast this on your website is very offensive to me and I’m sure you’ll be hearing from others.”</p> <p>The billionaire responded by saying “black lives matter” doesn’t mean other lives didn’t matter.</p> <p>“Black lives matter speaks to racism and the disproportionate risk that black people face in our law enforcement and justice system,” he told her.</p> <p>“I have a 20-year-old son, and I simply don’t worry that he might be choked to death while being detained one day. It’s not something I worry about. Black parents can’t say the same.”</p> <p>Bezos said his stance wouldn’t change.</p>

Money & Banking

Placeholder Content Image

Kmart worker spills three secrets that’ll save you cash

<p>A Kmart worker has spilled three shopping “secrets” she claims will get you better discounts and treatment in store.</p> <p>Georgia Cook from Sydney shared three tips on TikTok, where it received a lot of attention from bargain hunters.</p> <p>The 23-year-old answered questions from those who wanted to know more, much to the delight of bargain hunters.</p> <p>“We give a 20 per cent or more if something is damaged, just ask,” Georgia said in the video, which was her first tip.</p> <p>She went on to say that “half the workers don’t know where stuff is either”, which is the second tip.</p> <p>The third and final tip was the one that delighted bargain hunters the most, with Georgia saying that “if you ask us if something is out of stock, we will say yes if you’re rude and annoying”.</p> <p>One woman was quick to dispute Georgia’s claims, saying that she was only given a 5 percent discount for her damaged goods.</p> <p>“All Kmarts are different for damaged items, that’s what we do with ours. It’s more if you accidentally bring a damaged item up and you still want it, you can ask for a discount,” Georgia replied.</p> <p>Not everyone was happy with the tips, saying that it was “your job” to show people where items are, even if they were unkind.</p> <p>“I worked retail and even if someone was rude I’d check because that’s what I was getting paid to do,” one said.</p> <p>Others warned she could “lose her job over this” to which she replied: “I didn’t expect it to blow up.”</p> <p>Georgia’s TikTok is now on private and it is unknown if she has lost her job due to the popularity of the video.</p>

Money & Banking

Placeholder Content Image

Man falls for scammer who posed as Olivia Newton-John

<p><span>A 74-year-old man has admitted he was tricked into believing he had developed a wonderful connection with Australian actress Olivia Newton-John.</span><br /><br /><span>Mr Martinetti is an award-winning cinematographer who had worked with the Aussie starlet on the film The Wilde Girls.</span><br /><br /><span>“I met Olivia and it was like working with any other actor. My job is the same, I have to make them look good, which I did,” he told the program.</span><br /><br /><span>“I got a nice picture with her and that’s what started this whole saga.”</span></p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7836224/olivia-newton-john-scam-1.jpg" alt="" data-udi="umb://media/1cb9421fab0142f59c1d324cb696ffc6" /><br /><br /><span>He shared the picture to an Olivia Newton-John fan page and shortly after doing so, received a message from a person with the Facebook name Dame Olivia.</span><br /><br /><span>“I almost fainted. I had been looking at this picture and thinking about her and here she comes into my life. I couldn’t believe it,” he said.</span><br /><br /><span>“I think it was a moment of weakness. Emotionally I was weak and that’s how they got me.”</span><br /><br /><span>As the two continued to talk, the person disguised as Ms Newton-John told him she was now divorced and was lonely.</span><br /><br /><span>He said she also told him he was “handsome”.</span></p> <p><img style="width: 500px; height: 281.25px;" src="https://oversixtydev.blob.core.windows.net/media/7836223/olivia-newton-john-scam-2.jpg" alt="" data-udi="umb://media/26121f4510754c03b9b1e6e1f1b78cd6" /><br /><br /><span>“I started to feel sorry for her, I thought, ‘oh poor Olivia, she doesn’t deserve all this, she’s such a beautiful human being’,” he said.</span><br /><br /><span>The senior man says he was told he must keep their conversations private, and would have to communicate on the app Telegram.</span><br /><br /><span>The pair talked about meeting each other but the fake Dame Olivia told him that if he wanted them to meet, he would have to pay to cover the costs of her food and hotel room.</span><br /><br /><span>“If you want to have a coffee with Olivia it costs $2000 and if you want to go to a restaurant it costs $5000. I thought ‘this is weird but it must be the way she earns money’,” Mr Martinetti said.</span><br /><br /><span>“I was thinking I didn’t want to be disrespectful to her. Can you say ‘piss off’ to Olivia Newton-John? I don’t think so.”</span><br /><br /><span>He arranged to meet her and ended up paying a whopping $13,000 into two separate Melbourne bank accounts.</span><br /><br /><span>One belonged to a Mary Busuttil and the other a Thelma Fiasco.</span><br /><br /><span>However, the meeting never occurred and Mr Martinetti was hit with the sudden realisation that he had been scammed.</span><br /><br /><span>Mr Martinetti continued talking with the fake account, and eventually convinced them to give an address where he could send money to.</span><br /><br /><span>He gave this information and the conversations to the Gold Coast Police but claims they weren’t interested in taking on the case.</span><br /><br /><span>It was then Mr Martinetti partnered up with A Current Affair who tracked down the scammer by going to the address in Craigieburn, Melbourne, he had been given under the pretence of dropping off more money.</span><br /><br /><span>That address turned out to be the home of Ms Busuttil who was a scam victim just like Mr Martinetti and had no idea of what had been tangled up in.</span><br /><br /><span>“I think it is disgusting. I think that people that prey on other people based on trust and their feelings, to me they are the worst scum in the world,” Mr Martinetti said.</span><br /><br /><span>The scammer behind the Dame Olivia Facebook profile eventually slipped up by accidentally switching the profile picture to their real photo.</span><br /><br /><span>A man called Fidelis Ilechie, was listed as the owner of the account Mr Martinetti believed belonged to Olivia Newton-John.</span><br /><br /><span>Mr Martinetti and Ms Busuttil have filed reports with Victoria and Queensland Police who are now investigating the incidents.</span></p> <p><span><em>Image: Facebook.</em></span></p>

Money & Banking

Placeholder Content Image

Not fair! Aldi shopper with huge Special Buys haul sparks fury

<p>A group of Aldi shoppers have slammed a man online after he bought a haul of Special Buys items in one go.</p> <p>As keen shoppers rushed to the store to get a $69.99 Stand Mixer when they hit the shelves, many walked away empty handed due to limited stock.</p> <p>However, an annoyed shopper who was disgruntled that they missed out took to Facebook to slam a man for buying six when they couldn’t even purchase one.</p> <p>She posted to the Aldi Mums Facebook page explaining the situation.</p> <p>“I went to Aldi this morning at 8.30 am to buy a stand mixer from Special Buys today,” she posted in the group.</p> <p>“I end up having nothing at 8.35 am because of this. Is it fair? As per ALDI staff, they can't put any limits on Special Buys. That guy ended up buying six of the stand mixers.”</p> <p>People in the group were quick to agree, saying that there should be a limit on how many you can purchase in one go.</p> <p>“Two is ok but not six, they should limit it,” one user wrote on the post.</p> <p>“Not fair at all. This always happens,” another user agreed.</p> <p>Some commenters were curious as to why he had bought so many.</p> <p>“And I bet he will sell them for more online. I hate people who do that,” one user commented.</p> <p>Others jumped to the defence of the man, saying he can purchase whatever he likes.</p> <p>“It's his business of why he had so many, not for the rest of Australia to judge,” one user wrote.</p> <p>“Maybe he's the nominated shopper for the street? Maybe he has a big family? Maybe we should mind our own business,” another commented.</p> <p>“Don't know who's worse… The guy with the trolley or the person taking the photo,” another added.</p>

Money & Banking

Placeholder Content Image

Hiding in plain sight: Bizarre $10 note conspiracy theory

<p>A cohort of Australian conspiracy theorists has claimed they found “proof” of an organised coronavirus conspiracy on the $10 note.</p> <p>Some “COVID-19 truthers” said the sign of a global conspiracy is featured on the Australian $10 banknote in the form of a gold reflective illustration.</p> <p>“The new $10 Australian note complete with corona virus symbols. You can’t make this up!” one Facebook post read.</p> <p>The coronavirus conspiracy movement, which has led to small protests in Sydney and Melbourne in recent weeks, reportedly believe the pandemic is an orchestrated effort by billionaires and governments to force vaccinations on the general population.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7836144/embed.jpg" alt="" data-udi="umb://media/867ee92f4dd04f68bdf656e11078bd70" /></p> <p>The Reserve Bank said the $10 note feature is an illustrated version of Bramble Wattle.</p> <p>“Tilt the banknote to see a rolling colour effect, which is visible on both sides of the banknote,” the Reserve Bank said on its website.</p> <p>“The feature appears on each denomination of the Next Generation Banknotes series, with a different type of wattle depicted in the design on each banknote. In this instance, the design framing the feature is a designer’s interpretation of Bramble Wattle.”</p> <p>Katie Attwell from the University of Western Australia said conspiracies receive “worrying” level of traction because of the uncertainty the general public is facing.</p> <p>“The general public is uncertain, afraid, and experiencing cognitive impairment from the strain of it all,” Attwell wrote on <em><a href="https://theconversation.com/coronavirus-anti-vaxxers-arent-a-huge-threat-yet-how-do-we-keep-it-that-way-138531">The Conversation</a></em>.</p> <p>“Governments overseas, most notably the US government, have failed dismally in responding efficiently to COVID-19. This has the potential to devastate citizens’ trust.</p> <p>“In this volatile cocktail, the distinction between what is ‘bats**t crazy’ and what is worryingly plausible starts to break down.”</p> <p>In a <a href="https://10daily.com.au/news/a200519xdyqc/one-in-eight-australians-believes-bill-gates-is-responsible-for-coronavirus-and-wow-20200519">recent survey of 1,073 Australians</a>, one in eight said they believe Microsoft founder Bill Gates is somehow responsible for the coronavirus and the 5G wireless network is spreading the disease.</p> <p>“For those who reject these premises, it’s hard to understand how conspiracists sustain this alternative reality. But for those with long histories of rejecting government and expert authority, it’s completely conceivable,” Attwell said.</p> <p>“Many of those who reject vaccines, or strenuously object to COVID-19 health measures, are influenced by interconnected social groups with clear identities.”</p> <p>Attwell said it might be best to “quietly ignore” lockdown protesters to stop the spread of misinformation, “like a parent walking away from their child’s supermarket tantrum”.</p> <p>“When we walk away from a child having a tantrum in a supermarket, we are also saving them from themselves – even if they can’t appreciate it.”</p>

Money & Banking

Placeholder Content Image

New Zealand’s most Trusted Brands revealed

<p>When it comes to New Zealand’s most trusted brand, Whittaker’s is again the best on the block.</p> <p>Whittaker’s has been voted by New Zealanders as the Most Trusted of all Brands in the annual 2020 Reader’s Digest survey. It’s the ninth consecutive year the iconic chocolate brand has won the overall title.</p> <p>Whittaker’s, which has been “crafting NZ’s finest chocolate since 1896,” has also been confectionery category winner every year since 2011, as well as winner of the NZ Iconic Brand accolade since 2013. That’s according to the results, released today, of the Reader’s Digest-commissioned survey conducted by Catalyst Research.</p> <p>Reader’s Digest Australasian editor-in-chief Louise Waterson says nine consecutive years as a Trusted Brands superstar is an amazing result and unprecedented across the Australasia region.</p> <p>The annual Reader’s Digest Survey is in its 21st year and has grown over the years to include 69 categories of products and services, reflecting a broad range of industries. A total of 1601 New Zealanders from a broad demographic were asked to select three of their most trusted brands for each category. They then rated those brands on the 1-10 scale for trust.</p> <p>Ms Waterson says being considered so trustworthy comes with responsibilities. Maintaining a top rank involves a genuine commitment to protect and fulfil the promises made to the consumer, she says.</p> <p>It appears many NZ companies are comfortable with that commitment; Whittaker’s is far from the only NZ brand to win the right to a podium placing over many consecutive years. Others noted by New Zealanders for consistently being genuine, authentic and reliable include Panadol as 11- time winners, as well as Dettol, Healtheries and AA Insurance – which are all 10-time winners in their respective categories.</p> <p>Resene is a ninth-time winner; Harcourts has taken top spot for all eight years its category has been included in the survey; and Ryman Health Care has scored top place six years out of seven in its sector. St John New Zealand (Most Trusted charity), G.J. Gardner, Yates, Sleepyhead, and Cavalier Bremworth are examples of other repeated winners.</p> <p>Some brands join Whittaker’s in scoring more than one award each year. Fisher &amp; Paykel, for example, has cleaned up the Laundry Appliance category, as well as the Large Kitchen Appliances and Cooking Appliances categories.</p> <p>The 2020 category winners are as follows:</p> <p><strong>Aged Care &amp; Retirement Villages</strong> – Ryman Healthcare; </p> <p><strong>Banks</strong> – Kiwibank; </p> <p><strong>BBQs</strong> – Weber; </p> <p><strong>Beds</strong> – Sleepyhead; </p> <p><strong>Bicycles</strong> – Avanti; </p> <p><strong>Biscuits</strong> – Griffins; </p> <p><strong>Bread</strong> – Vogels; </p> <p><strong>Breakfast food</strong> – Sanitarium; </p> <p><strong>Cars</strong> – Toyota; </p> <p><strong>Car care products</strong> – Turtle Wax; </p> <p><strong>Car rental companies</strong> – Avis; </p> <p><strong>Carpet</strong> – Cavalier Bremworth; </p> <p><strong>Charities</strong> – St John New Zealand; </p> <p><strong>Cheese</strong> – Mainland; </p> <p><strong>Cleaning products</strong> – Dettol; </p> <p><strong>Coffee machines</strong> – Breville; </p> <p><strong>Confectionery</strong> – Whittaker’s; </p> <p><strong>Cooking appliances</strong> – Fisher &amp; Paykel; </p> <p><strong>Cooking Stocks</strong> – Campbell’s Real Stock; </p> <p><strong>Crackers</strong> – Huntley &amp; Palmers; </p> <p><strong>Digital cameras</strong> – Canon; </p> <p><strong>DIY power tools</strong> (drills, saws, sanders etc) – Bosch; </p> <p><strong>Dog food</strong> – Tux (Purina); </p> <p><strong>Electronics</strong> (TV &amp; home entertainment) – Samsung; </p> <p><strong>Fruit &amp; herbal tea</strong> – Dilmah; </p> <p><strong>Garages &amp; sleepouts</strong> – Versatile Homes &amp; Buildings; </p> <p><strong>Garden power tools</strong> (hedge trimmers, chainsaws etc) – Stihl; </p> <p><strong>Electrical appliance stores</strong> – Noel Leeming; </p> <p><strong>Gardening products</strong> (seeds, fertilisers, soils etc) – Yates; </p> <p><strong>General insurance</strong> (home, contents, car) – AA Insurance; </p> <p><strong>Glues &amp; construction adhesives</strong> – Selleys; </p> <p><strong>Hair care</strong> – Head &amp; Shoulders; </p> <p><strong>Health insurance</strong> – Southern Cross Health Society; </p> <p><strong>Hearing services</strong> – Bay Audiology; </p> <p><strong>Heat pumps</strong> – Fujitsu; </p> <p><strong>Home builders</strong> – G.J. Gardner; </p> <p><strong>Home improvement stores </strong>– Mitre 10;</p> <p><strong>Ice cream</strong> – Tip Top; </p> <p><strong>Jewellers</strong> – Michael Hill Jeweller; </p> <p><strong>Kitchen designer and manufacturers</strong> – Kitchen Studio; </p> <p><strong>Large kitchen appliances</strong> – Fisher &amp; Paykel; </p> <p><strong>Laundry appliances</strong> – Fisher &amp; Paykel; </p> <p><strong>Laundry detergent</strong> - Persil; </p> <p><strong>Lawnmowers</strong> – Masport; </p> <p><strong>Life insurance </strong>– AA Life;</p> <p><strong>Manufacturer certified used car sales</strong> – Toyota Signature Class; </p> <p><strong>Marine engine</strong> – Yamaha; </p> <p><strong>Milk</strong> – Anchor; </p> <p><strong>Kindergarten centre operators</strong> – BestStart; </p> <p><strong>Muesli &amp; snacks</strong> – Nice &amp; Natural; </p> <p><strong>NZ Wines</strong> – Villa Maria; </p> <p><strong>Optometrists</strong> – Specsavers; </p> <p><strong>Pain relief</strong> – Panadol; </p> <p><strong>Paint</strong> – Resene; </p> <p><strong>Real estate agencies</strong> – Harcourts; </p> <p><strong>Retailer</strong> (excluding supermarkets and home improvement stores) – The Warehouse; </p> <p><strong>Sealants &amp; fillers</strong> – Selleys; </p> <p><strong>Skin care</strong> (anti-ageing) Nivea; </p> <p><strong>Small kitchen appliances</strong> – Breville; </p> <p><strong>Supermarket / home brand</strong> – Pams; </p> <p><strong>Supermarkets</strong> – Pak’nSave; </p> <p><strong>Tea</strong> – Dilmah; </p> <p><strong>Tyres</strong> – Bridgestone; </p> <p><strong>Vacuum cleaners</strong> – Dyson; </p> <p><strong>Vegetarian food</strong> – Lisa’s Hummus; </p> <p><strong>Vitamin &amp; Supplements</strong> – Healtheries; </p> <p><strong>Soups</strong> – Watties; </p> <p><strong>Used vehicle dealership</strong> – Turners. </p> <p><strong>NZ iconic brands</strong> – Whittaker’s.</p> <p>Highly commended ratings were also acknowledged in the survey. Each category contains one winning, and two highly commended brands. These brands scored higher in their respective categories than the other brands polled. Those receiving highly commended plaudits include: AMI and State; Summerset Retirement Villages; Kapiti (ice cream); Lockwood; Nikon (digital cameras); and Dilworth Hearing. There are those receiving this accolade for the first time - for example, Lewis Road Creamery (milk), Rhino Carpet and Enterprise Motor Group, and at the other end of the spectrum – Blackmores (vitamins and supplements), which has featured 10 times.</p> <p><em>For the full Trusted Brands survey results see <a rel="noopener noreferrer" href="http://www.trustedbrands.co.nz/results.asp" target="_blank">https://www.trustedbrands.co.nz/results.asp</a> </em></p>

Money & Banking

Placeholder Content Image

Why one man's bulk buying hand sanitiser scheme failed

<div class="post_body_wrapper"> <div class="post_body"> <div class="body_text "> <p>A man in America, Noah Colvin, bought 17,700 bottles of hand sanitiser with the intention of reselling them on Amazon for a profit, but the tech giant has put a stop to that immediately.</p> <p>Amazon has cracked down on pandemic price gouging, which resulted in the company suspending Colvin’s account.</p> <p>He drove over 2,000 kilometres across Tennessee, stocking up on hand sanitiser and sanitary wipes but is now unable to get rid of the excess of goods.</p> <p>He’s not the first account to be suspended, with Amazon removing hundreds of thousands of listing of people trying to price gouge items others are looking for, including respiratory masks.</p> <p>Colvin said to<span> </span><a rel="noopener noreferrer" href="https://www.nytimes.com/2020/03/15/technology/matt-colvin-hand-sanitizer-donation.html" target="_blank"><em>The New York Times</em></a><span> </span>that the whole experience has been a “huge amount of whiplash”, as he was able to sell 300 bottles at a markup before the company suspended his account.</p> <p>However, Colvin has since donated all of the supplies on Sunday just as the Tennessee attorney general’s office began investigating him for price gouging.</p> <p>He helped volunteers from a local church load two-thirds of the stockpile of hand sanitiser and antibacterial wipes into a box truck that will distribute the goods across the state to those who need them.</p> <p>“I’ve been buying and selling things for 10 years now. There’s been hot product after hot product. But the thing is, there’s always another one on the shelf,” he said.</p> <p>“When we did this trip, I had no idea that these stores wouldn’t be able to get replenished.”</p> <p>After receiving hate mail and death threats after<span> </span><a rel="noopener noreferrer" href="https://www.nytimes.com/2020/03/14/technology/coronavirus-purell-wipes-amazon-sellers.html" target="_blank"><em>The New York Times</em></a> published an article about him, Colvin has since expressed remorse for his actions.</p> <p>“It was never my intention to keep necessary medical supplies out of the hands of people who needed them,” he said, crying. “That’s not who I am as a person. And all I’ve been told for the last 48 hours is how much of that person I am.”</p> <p>Tennessee’s price gouging laws are strict and prohibit charging “grossly excessive” prices for a range of items, including medical supplies. People can be fined up to $1,000 per violation, and the attorney general’s office sent Colvin a cease-and-desist letter as well as opening up an investigation.</p> <p>“We will not tolerate price gouging in this time of exceptional need, and we will take aggressive action to stop it,” Attorney General Herbert H. Slatery III of Tennessee said in a news release.</p> </div> </div> </div>

Money & Banking

Placeholder Content Image

Royal Mint unveils the most expensive coin ever

<p>The Royal Mint has revealed a new gold coin as part of its new James Bond collection that is a one-of-a-kind collector’s item.</p> <p>The seven-kilo gold coin has a face value of £7,000 ($13,655) and features an engraving of an Aston Martin DB5 with its famous BMT 216A licence plate surrounded by a gun barrel.</p> <p>Currently, there has been no indication on the retail price of the coin but those interested are being advised to call the mint to discuss.</p> <p>The coin is the largest coin with the highest face value the Royal Mint has ever produced in its 1100 year history.</p> <p>The item is part of a coin and gold bar collection which launched before the 25th James Bond film,<span> </span><em>No Time To Die</em>, with Daniel Craig playing the iconic Brit for the last time.</p> <p>The collection also has a smaller two-kilo gold coin, with a value of £2,000 ($3901) but has a recommended retail price of £129,990 ($253,577).</p> <p>The collection is available to buy from mid-March and also includes three smaller coin designs in gold and silver.</p> <p>The smaller coins are part of a set and when put together reveal the famous 007 motif and feature famous cars from the Bond films including the Aston Martin DB5 and the submarine car from<span> </span><em>The Spy Who Loved Me</em>.</p> <p>According to the Royal Mint, there are 15,017 of the £1 ($1.95) James Bond coins, while 8,517 of the £2 ($3.90) pieces have been minted.</p> <p>The £1 ($1.95) are priced at £65 ($126.80) while the £2 ($3.90) has a retail price of £88 ($171.67).</p>

Money & Banking

Placeholder Content Image

Woman’s genius online shopping trick goes viral

<p>How many times have you purchased something online, only to wish that you could try it with a specific outfit first?</p> <p>Or maybe you’ve ordered something, feeling overly confident about your amazing new purchase only for it to arrive and look completely different to what you had imagined.</p> <p>If you’re one of those people, then this clever hack is one you want to try.</p> <p>One woman, named Megan who works for the radio station ZM in Auckland, revealed her trick in a video which was posted to the station’s Facebook page.</p> <p style="text-align: center;"><iframe src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2FZMonline%2Fvideos%2F824812757981482%2F&amp;show_text=0&amp;width=269" width="269" height="476" style="border: none; overflow: hidden;" scrolling="no" frameborder="0" allowtransparency="true" allowfullscreen="true"></iframe></p> <p>Megan prints out a full length photo of herself and cuts off the feet so she can see how the outfit looks with various different shoes.</p> <p>“Megan’s online shoe shopping trick it too good,” said the caption of the video.</p> <p>Many commenters agreed labelling the hack “genius” and “game-changing”.</p> <p>The cut out is laminated, ensuring it lasts a while so she can get the most use out of it.</p> <p>The clip quickly went viral, gaining over 14,000 likes, 45,000 comments and over 2.5 million views.</p> <p>And even though it won’t help with testing the comfort of online shopping purchases, it will minimise the risk of making some terrible fashion choices.</p>

Money & Banking

Placeholder Content Image

Why this rare $1 Aussie coin could have you pocketing thousands

<p>One minor mistake to a $1 coin could be worth thousands of dollars.</p> <p>The Royal Australian Mint made an error when making the “Mule Dollar” coins meaning small amount of $1 coins from the year 2000 were designed using the wrong print.</p> <p>The Mule dollar has a double rim around the edge while a standard regular $1 coin has just one. </p> <p>A Melbourne mum excitedly revealed the fun find on social media.</p> <p>“We found the famous MULE Dollar” she wrote in a post on Instagram, under the username @melbournewithkidz. </p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/B8h1QVzAhCo/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" rel="noopener" href="https://www.instagram.com/p/B8h1QVzAhCo/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">We found the famous MULE Dollar. 🙌 What's a Mule dollar? It's a small number of the year 2000 $1 dollar coins that had been minted using the incorrect obverse die (heads side) and released into circulation by mistake and only discovered a year or two later. The Royal Australian Mint accidentally minted the coins using the smaller 10 cent obverse die (head side) by mistake. With just a 1.4 millimetre difference in diameter between the 10 cent and $1 coin you can clearly see a double rim circle going around the edges of the coin. These errors are worth anywhere from $500 to $3000! Check your change and empty out the kids piggy bank!!!!!!! You could be sitting on a winner! Let us know if you have found any interesting coins in your change. Disclaimer: for use of images or content please contact us contact@melbournewithkidz.com #australiancoins #coincollecting #rarecoins</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" rel="noopener" href="https://www.instagram.com/melbournewithkidz/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank"> Tanya / Melbourne With Kids</a> (@melbournewithkidz) on Feb 13, 2020 at 5:20pm PST</p> </div> </blockquote> <p>“Royal Australian Mint accidentally minted the coins using the smaller 10 cent obverse die (head side) by mistake.”</p> <p>How to spot a real Mule Dollar</p> <p>Mule dollars have a unique look and design, including its year make which can only be 2000.</p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/BuLtwpTl54n/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div> </div> </div> <div style="padding: 19% 0;"></div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/BuLtwpTl54n/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank">A post shared by Drake Sterling Numismatics (@drakesterling)</a> on Feb 22, 2019 at 3:51am PST</p> </div> </blockquote> <p>For the rare coin to be legitimate it must also have a clear double rim around most or all of the heads side of the coin, about 0.5mm wide, according to<span> </span>Australian Coins.</p> <p>“With just a 1.4mm difference in diameter between the 10 cent and $1 coin you can clearly see a double rim circle going around the edges of the coin.”</p> <p>She said the coins are worth anywhere from $500 to $3000. </p> <p>One commenter left a handy tip to anyone who might find themselves in luck with a real mule dollar, and urged people NOT to wash the coin as it can result in its value decreasing dramatically.</p>

Money & Banking

Placeholder Content Image

5 ways to protect yourself from identity theft

<p><span style="font-weight: 400;">It’s hard to guarantee total protection against hackers and with more people losing money to scammers, it’s important to do your best to stay vigilant.</span></p> <p><span style="font-weight: 400;">Recent Scamwatch figures show that in 2019, Aussies lost $4.3 million to scammers, which is almost three times more than was lost the year before.</span></p> <p><span style="font-weight: 400;">With scams becoming more sophisticated, the onus is on you to stop your money from being stolen.</span></p> <p><span style="font-weight: 400;">Here are five ways to protect yourself from identity theft. (</span>AN: will number later, just hate doing it in a word doc as it doesn’t copy properly to umbraco) </p> <p><strong>1. Always check your emails</strong></p> <p><span style="font-weight: 400;">In order to get into your accounts, a hacker will try many different passwords or sometimes reset it. If you see a password reset email and you can’t remember requesting one, this can be a major red flag.</span></p> <p><strong>2. Set up two-factor authentication</strong></p> <p><span style="font-weight: 400;">This is a two-step process that you can add to your account login. This increases security on your account as it requires a different piece of information outside your password.</span></p> <p><span style="font-weight: 400;">It is usually a temporary code which is sent as a text message to your phone.</span></p> <p><em><span style="font-weight: 400;">How does it work?</span></em></p> <p><span style="font-weight: 400;">After you enter your password, you’ll be asked to enter in the code that has been sent to your phone. Some websites have a time limit on the code so if you don’t enter it before the time limit expires, the code will no longer work.</span></p> <p><span style="font-weight: 400;">This also means that if hackers gain access to your password, they won’t receive the temporary code and won’t be able to get into your account.</span></p> <p><strong>3. Consider a PO box</strong></p> <p><span style="font-weight: 400;">Having an outdoor mailbox makes you more vulnerable to identity theft as anyone can help themselves to the personal documents that are sent to your home.</span></p> <p><span style="font-weight: 400;">Your mail provides information like your full name, bank account details, tax file number and your address. Hackers can also steal bank cards if they’re sent to your home address.</span></p> <p><span style="font-weight: 400;">If you decide to get a PO box, your mail will be kept in a secure place under lock and key.</span></p> <p><span style="font-weight: 400;">However, if you don’t want to get a PO box, you can request to send personal documents and bank cards to a secure location.</span></p> <p><strong>4. Monitor your credit report</strong></p> <p><span style="font-weight: 400;">Every time you apply for a loan or a credit card, it’s listed on your credit report. You are able to check your credit for free every few months to make sure all listing are correct.</span></p> <p><span style="font-weight: 400;">If you notice any suspicious activity, contact the relevant bank or lender and let them know that the listing is fraudulent.</span></p> <p><strong>5. Check your transaction history</strong></p> <p><span style="font-weight: 400;">Review your purchases every couple of weeks to make sure there aren’t any suspicious transactions.</span></p> <p><span style="font-weight: 400;">If you notice any transactions that aren’t yours, put your card on hold and contact your bank immediately. You may also need to cancel your existing card and order a replacement.</span></p>

Money & Banking

Placeholder Content Image

How to cope with extreme heat days without racking up the aircon bill

<p>Summer in Australia is <a href="http://www.bom.gov.au/climate/updates/articles/a032.shtml">getting hotter</a>. Extreme heat events, with daytime temperatures over 35 degrees Celsius, are becoming more common and we are getting more of these days in a row.</p> <p>We all need to prepare ourselves, our homes and our neighbourhoods for hot and very hot days. Since 2016, the <a href="https://www.westernsydney.edu.au/__data/assets/pdf_file/0020/1161470/cooling-the-commons-report.pdf">Cooling the Commons</a> research project has been working with people living in some of Sydney’s hottest neighbourhoods to learn how they cope with heat.</p> <p>Discussion groups with residents across hotspots in Western Sydney, including Penrith, Cranebrook and St Marys, highlighted a wealth of things we can do to manage heat. We published some of the following tips in a recent <a href="https://www.westernsydney.edu.au/ics/news/new_resource_by_institute_researchers_provides_advice_on_how_to_prepare_for_heat">flier</a>.</p> <p><strong>Why can’t we all just rely on air conditioning?</strong></p> <p>Official advice for extreme heat is often to stay inside and turn on the air conditioning. While air conditioning can play a role, <a href="https://www.canstarblue.com.au/appliances/air-conditioning-running-costs/">not everyone can afford it</a>. Low-income and older households can be especially vulnerable to bill shock and are more likely to feel the impacts of extreme heat.</p> <p>There is also the risk that running air conditioners uses <a href="https://www.theguardian.com/australia-news/2019/jul/09/australias-emissions-reach-the-highest-on-record-driven-by-electricity-sector">energy resources that contribute further to global warming</a>. More immediately, hot exhaust air from air-conditioning units can <a href="https://agupubs.onlinelibrary.wiley.com/doi/full/10.1002/2013JD021225">make the local environment hotter</a>. This means keeping one home cool can make it harder for neighbours to keep their homes cool and make being outside even more uncomfortable.</p> <p>Air conditioning in private homes creates a cool refuge for only some. Unless those homes have an open-door policy on hot days, many of us will need to find other ways to keep cool. If you do have air conditioning, think about how you could share your air with those near you who might really need it.</p> <p><strong>Prepare before the heat hits</strong></p> <p><strong><em>Shade is important for creating more comfortable living spaces.</em></strong></p> <p>Identify which parts of your home get the most afternoon sun in summer. Can you plant trees or vines, or move a pot plant outside the window to create a green screen? Can you attach awnings to shade the windows?</p> <p>Low-cost temporary solutions can include attaching light-coloured shade cloth outside the window using removable hooks, or installing heavy drapes or blinds inside. Blankets or even aluminium foil are a low-cost creative way of keeping heat out.</p> <p><strong><em>Open up to let in cool air at night</em></strong></p> <p>Can you open the windows and doors overnight to let in cooler air? If you are concerned about security, look for options for locking the windows in an open position, or using flyscreens and security grilles on windows and doors.</p> <p>A low-cost option to keeping flying insects at bay on hot nights is a mosquito net over the window or around the bed.</p> <p><strong><em>Use low-cost resources to prepare in advance.</em></strong></p> <p>Ceiling or portable fans are one of the best ways to cool your body when it’s hot. But remember fans don’t cool rooms, so turn off the fan when you leave the room or you’re just burning electricity.</p> <p>Find ice trays and containers to freeze water – cake tins and storage containers are a good option. Putting these in front of a portable fan will mean the fan blows cool air.</p> <p>Putting a wet face cloth on the insides of your wrists, around your ankles or on the back of your neck will bring down your body temperature. Hanging damp sheets in doorways or in front of a fan will help keep the temperature down – although the trick with the sheets won’t work if it’s a really humid day.</p> <p><strong>How to stay cool and comfortable on hot days</strong></p> <p>Morning is likely to be the coolest time of the day. Open up your windows and doors to let in the cooler morning air.</p> <p>It’s the best time to be active – walk the dog, take the kids to the park, go for a swim. If possible, do your cleaning, cooking or outside work now. Plan meals that don’t require an oven.</p> <p><strong><em>Close up as it heats up.</em></strong></p> <p>As the day starts to get hot, close the house up – shut windows, blinds and curtains. This could be as early as 9am on really hot days. If you are heading out to work, do this before you leave home.</p> <p>Closing internal doors can help to keep the heat in one part of your home. You need to close doors to any parts of the home that get hot before the day gets hot.</p> <p><strong><em>Stay hydrated.</em></strong></p> <p>Drink plenty of water throughout the day. Put a jug of tap water in the fridge and remember to top it up.</p> <p>Don’t forget to move pet water bowls and day beds out of the sun. If you live in a dry area, it can’t hurt to put out extra water bowls for needy wildlife!</p> <p><strong><em>Find a cooling refuge.</em></strong></p> <p>If your home gets uncomfortably hot, find the closest cooling refuges in your neighbourhood. These are places where you can go to cool down. Good examples that won’t break the bank are the local swimming pool or library.</p> <p>Some local councils provide <a href="http://coolparramatta.com.au/">lists</a> of <a href="https://www.penrithcity.nsw.gov.au/waste-environment/cooling-the-city/beat-the-heat">cooling centres</a> on their websites.</p> <p><strong><em>Save air conditioning for when it’s most needed.</em></strong></p> <p>Try to save air conditioning for the hottest parts of the day. It will be most effective and cheapest to run if your home is well insulated and you’ve closed it up for the day.</p> <p><strong><em>Look after neighbours.</em></strong></p> <p>Remember to check on elderly or frail neighbours. Along with the very young, they are usually more affected by the heat and may need to cool down sooner than you do.</p> <p>If your neighbours are in need, consider inviting them into your home to cool down. When it’s hot, let’s <a href="https://www.semanticscholar.org/paper/Infrastructures-of-Care%3A-Opening-up-%E2%80%9CHome%E2%80%9D-as-in-a-Lopes-Healy/1920004e258483d40017ff468370e4892e11fce5">think of our cities as social commons</a> rather than a collection of private spaces.</p> <p><span><a href="https://theconversation.com/profiles/emma-power-250930"><em>Emma Power</em></a><em>, Senior Research Fellow, Geography and Urban Studies, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a>; <a href="https://theconversation.com/profiles/abby-mellick-lopes-388977">Abby Mellick Lopes</a>, Associate Professor, Design, School of Humanities and Communication Arts, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a>, and <a href="https://theconversation.com/profiles/louise-crabtree-128457">Louise Crabtree</a>, Associate Professor, Institute for Culture and Society, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a></em></span></p> <p><em>This article is republished from <a href="http://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-cope-with-extreme-heat-days-without-racking-up-the-aircon-bills-128857">original article</a>.</em></p>

Money & Banking