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9 easy ways to transform your bathroom without renovating

<p class="first-para">Mouldy grout and dated tiles are just some of the not-so-redeeming features of a tired bathroom, but regular renovations are an expensive and unsustainable option, so how do we fancy-up the bathroom without ripping out the tiles? We spoke to some experts to find out.</p> <p><strong>1. Spring clean</strong></p> <p>“The first step would always be to declutter your bathroom and give it a thorough clean – the tiles, any dust and water marks,” says Leah Peretz of renovation experts Just in Place.</p> <p>Interior designer Suzanne Gorman suggests attempting a DIY re-grout or re-seal on the tiles for a fresher look, but warns: “It is a lengthy process and the dust from removing the existing grout can be major.”</p> <p><strong>2. Between the lines</strong></p> <p>If your bathroom has the traditional sand-based white grout, Gorman recommends changing things up a bit.</p> <p>“There are a vast range of grout colours available on the market,” she says. “The grout colour and finish really does make or break the overall feel of your bathroom. For a subtle, contemporary look we choose grout that blends with the tile colour. If you feel game you can try a contrasting or even coloured grout.”</p> <p><strong>3. Spray it</strong></p> <p>Just because you can’t afford to rip the tiles out doesn’t mean you’re stuck with the brown and tan floral forever.</p> <p>Mary McManus of Lavender Hills Interiors suggests spray-painting outdated tiles. “Old, stained or old-fashioned patterned tiles can be spray-painted fresh bright white to look almost new.”</p> <p><strong>4. Tapping into trends</strong></p> <p>The aesthetic impact of a new toilet is greater than you’d imagine. Architect Ben Johnson of Benedict Design says replacing tapware and sanitary fixtures makes a huge impact on the look and functionality of the bathroom.</p> <p>“The options have exploded in recent years and you can get anything from matte black to gold,” says Johnson. “If you’re replacing your toilet, go for a back-to-wall model as this will keep lines clean and make mopping easy.”</p> <p><strong>5. Exhausted fans</strong></p> <p>If you feel your exhaust fan isn’t at its best, give your electrician a call and have it replaced with a higher powered unit. They don’t cost too much and will prevent unwanted mould build-up and condensation.</p> <p>“An old exhaust fan not doing its job properly can have a huge negative impact on all your finishes in the bathroom,” says Gorman. “Paint, mirrors, tiles and shower screens age dramatically without proper ventilation.” </p> <p><strong>6. The sky’s the limit</strong></p> <p>Go one step further with real ventilation via a skylight – a worthwhile investment, according to Johnson. “Getting natural light into a bathroom will have many benefits, from lifting your spirits in the morning to keeping mould at bay.”</p> <p>Aesthetically, it can also highlight a particular area such as the basin or shower. “If you can, build it with an open shaft that will improve the sense of space by giving additional height and breaking up the ceiling.”</p> <p><strong>7. You’re so vain</strong></p> <p>Peretz suggests upcycling an old piece of furniture with a lick of paint then sitting a basin on top for a unique vanity. You can replace a run-of-the-mill shaving mirror with a glamorous vintage one or opt for a contemporary black statement mirror.</p> <p>Tip: If you just want to replace your shaving mirror with a smarter version, Gorman says a larger mirror will hide any evidence of previous wall fixings. Alternatively, ask your local glazier to make up a replacement.</p> <p><strong>8. In the details</strong></p> <p>From framing your children’s art to displaying your towels on a ladder, all our experts agree that small touches can make a big difference.</p> <p>“Bring in some texture and colour with thick ribbed bath mats and fluffy towels,” says McManus.</p> <p>And fluffy towels are even better when they’ve come straight from a heated towel rail. “Most towel rails come as a plug-in,” says Johnson, “which helps if you’re not planning on cutting into your walls or replacing tiles. A warm towel on a winter morning is a wonderful thing.”</p> <p><strong>9. Go green</strong></p> <p>“A living plant will bring colour and texture into your bathroom,” says Peretz. “A ficus or a palm in the corner can be a beautiful statement if you have enough space. Orchids and bamboos like the humidity.”</p> <p>McManus suggests placing some blue-and-white ginger jars and an orchid on the vanity for that final touch.</p> <p><em>Written by Joanne Gambale. Republished with permission of <a href="http://www.domain.com.au" target="_blank" rel="noopener"><strong><span>Domain.com.au.</span></strong></a></em></p> <p><em>Images: Getty</em></p>

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8 bite-sized renovations you can do on the weekend

<p>We’re all time poor but that doesn’t mean you have to develop renovation inertia. By chunking down the big tasks you need to do around your home into bite-sized, weekend-worthy nibbles you can power through a number of renovation items piece by manageable piece.</p> <p><strong>1. Replace your handles</strong></p> <p>Upgrading your old, tired <span style="text-decoration: underline;"><strong><a href="https://www.domain.com.au/news/why-reddit-is-losing-it-over-doorknobs-20160323-gnpe5q/" target="_blank" rel="noopener">door handles</a></strong></span> is as simple as measuring the distance between the holes and searching online or in store to find a straight replace. Unscrew the old ones, hanging onto the existing screws, as otherwise you may have to cut the ones supplied with the new handles to size, and screw the new ones in place. Simple.</p> <p><strong>2. Changing cupboard fronts</strong></p> <p>A wonderful visual upgrade, you need to check that your kitchen has standard-sized cupboards for this to be an easy weekend upgrade. Standard cupboard and drawer sizes will have plenty of options in stores and online. You’ll need to check the location of hinges, the height and width of fronts and the condition of your carcasses but by unscrewing and replacing cupboards you can transform your kitchen or bathroom cabinets completely. You’ll find some <strong><span style="text-decoration: underline;"><a href="https://www.domain.com.au/news/cabinet-fever-on-the-rise-20120706-21kkk/" target="_blank" rel="noopener">interesting colour, texture and pattern options</a></span></strong> The only impediment is your creativity.</p> <p><strong>3. Paint your doors</strong></p> <p>While painting your whole home might be a bit more than you can manage in one sitting, a nice bite-sized job is to apply a couple of coats of <span style="text-decoration: underline;"><strong><a href="https://www.domain.com.au/news/for-the-love-of-the-coloured-front-door-20151127-gl5boi/" target="_blank" rel="noopener">coloured paint to your existing internal and external doors</a></strong></span>. Sure, you might not get through them all in one weekend but you can chip away at this task after work or in the mornings and add amazing contrast and interest to your interior scheme. Remember to use an enamel paint for doors and timber work.</p> <p><strong>4. Replace your shower head and toilet seats</strong></p> <p>One of the things I do routinely when moving into a new property is replace the shower head with a new one. Most replacement shower heads come with thread tape and you don’t need to be a plumber to do this straight replace as it doesn’t interrupt the fitting connection. If you can manage that the toilet seat replacement is a cinch.</p> <p><strong>5. Regrouting tiles</strong></p> <p>Scrape out any old or worn grout and replace with a new colour or a replacement of the existing. A word to the wise – don’t grout floors in white as they will be mid grey in no time.</p> <p><strong>6. Replace bathroom accessories</strong></p> <p>Another quick trip to the hardware store or bathroom supplier and you can <span style="text-decoration: underline;"><strong><a href="https://www.domain.com.au/news/budget-bathroom-makeovers-can-make-big-difference-20150703-gi12es/" target="_blank" rel="noopener">give your bathroom a facelift</a></strong></span> to complement that lovely new shower head.</p> <p><strong>7. Fill gaps and scrapes</strong></p> <p>There are different fillers for different tasks. A quick-dry, all-purpose one like Selley’s Rapid Filler is great for scratches and scrapes on walls or filling in bumps in timber work before painting. Fill gaps between skirtings, cornices and walls with no more gaps. Use a two-part filler like builders bog for areas that need a more hard-wearing but still sandable solution.</p> <p><strong>8. Remove redundant “features” and install new ones</strong></p> <p>Pulling out old, dated or worn shelving and storage cabinets can free up wall space and liberate your rooms from a tired look. Installing wall hung units or floating shelves can give you an opportunity to <span style="text-decoration: underline;"><strong><a href="https://www.domain.com.au/advice/moving-house-how-to-let-it-go-declutter/" target="_blank" rel="noopener">clear your home of clutter</a></strong></span> or create a place for you to best display your favourite items.</p> <p><em>Images and extract from HomeSpace and Easy Luxury by Darren Palmer (Murdoch Books, RRP $39.95 each), with photography by Felix Forest. </em></p> <p><em>Written by Darren Palmer. First appeared on <a href="http://www.domain.com.au" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Domain.com.au.</span></strong></a></em></p> <p><em>Images: Getty</em></p>

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Renovating your home could ruin your relationship… but it doesn’t have to

<p>Many <a href="https://www.cbc.ca/news/canada/toronto/covid-home-renovations-1.5856136">Canadians have turned to home renovations</a> to find space — both literally and metaphorically — after a year of working, learning, exercising and doing just about everything else from home. As we head into spring and summer, the most popular seasons for home improvement, it’s important for couples to set ground rules before breaking ground.</p> <p>While more living space, a dedicated home office or upgraded kitchen might ease the strain the pandemic has put on homes and families, the renovation process, which <a href="https://www.psychologytoday.com/ca/blog/life-after-50/201811/renovation-and-couples-conflict">tests relationships at the best of times</a>, could put more stress on partnerships already cracking under the weight of the past year.</p> <p>Contractors and architects say the recent surge in renovation work has them fielding up to five times as many calls per day than they were pre-pandemic. And according to a recent <a href="https://abacusdata.ca/home-renovations-covid-19/">Abacus Data survey</a>, 44 per cent of Canadian households have done or are planning to do renovations this year. Most say they are doing the work so they can feel more relaxed in their homes.</p> <p>At the same time, <a href="https://www.cbc.ca/news/canada/ottawa/couples-counselling-covid19-1.5557110">phones are also ringing at couples counselling and family law offices</a> as more seek professional help to either preserve or dissolve their relationships.</p> <p>“Couples are experiencing a whole variety of stresses — childcare, household management, personal challenges, strains in the relationship — and the temperature has gone up during the pandemic,” says <a href="https://tribecatherapy.com/">New York City therapist Matt Lundquist</a>. He believes that while the stresses of the pandemic may not be the cause of marriage problems, they are revealing cracks that were already there. </p> <h2>Relationship cracks on full display</h2> <p>Renovations can widen relationship cracks as couples find themselves navigating financial stresses, extended disruptions and making thousands of decisions — from how much they can afford to spend to lower a basement to selecting drawer pulls for new kitchen cabinets. </p> <p>The process can amplify conflicting approaches to <a href="https://doi.org/10.9790/1684-1305064448">decision-making, unhealthy communication habits and latent tensions in relationships</a>.</p> <p>These strains are on display on <a href="https://www.reddit.com/r/relationship_advice/">Reddit’s r/relationship_advice</a>where desperate users seek advice for resolving renovation conflicts with their partners.</p> <p>From “I’m an <a href="https://www.16personalities.com/intp-personality">INTP</a>, he’s an <a href="https://www.16personalities.com/entj-personality">ENTJ</a>, we’re renovating and fighting so badly I fear our relationship will never recover” to “renovation taking way longer than expected, BF taking it personally when I try to speed the process along. We’re at a breaking point” and “renovation frustration with me (29f) and him (31m) — is this understandable or abuse?”</p> <p>Gloria Apostolu, principal architect at <a href="https://www.postarchitecture.com/">Post Architecture</a> in Toronto, pauses for a moment when asked how couples handle the demands of making so many decisions during a renovation. “Every client has their Achilles heel,” she says. “And it’s never where or what I expected.”</p> <h2>Different breaking points</h2> <p>Some of Apostolu’s clients can’t make sense of tiles. Others balk at the price of a front door or are overwhelmed by having to settle on a faucet type for the main-floor powder room all before the contractor even arrives to tear the place apart. </p> <p>Making high-stakes decisions as a couple, Lundquist explains, requires advanced skills, such as weighing pros and cons, gauging the level of acceptable risk and being decisive under pressure, or “pulling the trigger” in contractor parlance. It also requires what he calls relationality — listening and curiosity, taking turns, empathy and working to understand your partner’s point of view, even if you don’t see its logic or agree with it.</p> <p>“It tremendously taxes our skills not to react when our partner says something we disagree with, or isn’t what we expected,” says Lundquist. What really feeds a relationship, he adds, is trying to be curious about where your partner is coming from and resisting the temptation to shut them down or make a counter-argument before fully understanding their point of view.</p> <p>On the other hand, he often encounters partners who, in trying to keep the peace, are <a href="https://www.quickanddirtytips.com/health-fitness/mental-health/let-go-resentment">not assertive enough about what they want, which can lead to lingering dissatisfaction and resentment</a>. </p> <p>The last thing a relationship needs, Lundquist jokes, is a big, expensive, fixed piece of resentment that a couple is forced to stare at as they sit next to each other on the couch every evening.</p> <h2>Honesty and a smooth renovation</h2> <p>Apostolou echoes the need for openness as a foundation for a smooth renovation. </p> <p>She suggests devising a system at the start for resolving the inevitable conflicts that will arise. This could mean taking turns, or giving veto rights to the person who is most dedicated to that part of the home. For example, the person who does most of the cooking gets the final say on kitchen details. </p> <p>She advises it is most important to work it all out in drawings before you get started. “Don’t rush the design process. You don’t want to be making decisions that are more costly than they would have been if they were planned out in advance.” </p> <p>Apostolu’s no-surprises approach has garnered <a href="https://www.houzz.com/professionals/architects-and-building-designers/post-architecture-inc-pfvwus-pf%7E847407266">effusive five-star reviews</a> from clients on home design and improvement website Houzz.</p> <p>One is from Stephanie Nickson, a financial services consultant, and her partner David Raniga, who now runs his massage therapy practice in the light-filled basement of their recently renovated home in Toronto’s Wychwood neighbourhood. </p> <p>Raniga jokes that the hardest part of the process was dealing with his wife’s inability to make decisions. But because they remained open to each other’s needs throughout the process and stuck with the vision and budget they set at the beginning, they say they actually miss the process now that it is over. And they are almost giddy with the result. </p> <p>“I literally say I love this house every day. We were so lucky,” Nickson says.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/renovating-your-home-could-ruin-your-relationship-but-it-doesnt-have-to-157942" target="_blank" rel="noopener">The Conversation</a>. </em></p>

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Aussie mum's thrifty Kmart renovation hack

<p>Home décor on a budget has become the latest phenomenon this past year, with creative women showing off their inspiring rooms that look a lot more expensive than they actually are.</p> <p>The most recent is a mother who has stunned thousands after completely transforming her home for less than $20,000.</p> <p>Stay-at-home mum Rebecca Townsend proudly shares photos of her creations through her Instagram account and says that except for the fireplace and air conditioning system, everything else is the result of her and her husband’s hard work.</p> <p>She managed to find affordable duplicates of designer pieces in order to create a “slice of heaven” on a budget.</p> <p>“With help from family and a lot of hard work, we’ve managed to not have one trade come through the house, we’re pretty proud of that,” she told the <em><a href="https://www.dailymail.co.uk/femail/article-6251367/Mother-transforms-home-using-Kmart-versions-designer-decor.html" target="_blank" rel="noopener">Daily Mail</a>.</em></p> <p>“We repurposed and recycled things to save on costs so we can splash out on big ticket items such as the mirror splash back and heater.”</p> <p>The kitchen was torn down, including the surrounding four walls, only a few days after they moved into their new home.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/BblAO_EjBSR/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/BblAO_EjBSR/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Rebecca Townsend (@champagne_dreaming_on_budget)</a></p> </div> </blockquote> <p>Certain clock designs can put shoppers back hundreds of dollars, but thanks to Ms Townsend's savvy skills, she managed to find a replica for $19, which features a wooden backing to give a more rustic appearance.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Bl9Bh_7nLbQ/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" href="https://www.instagram.com/p/Bl9Bh_7nLbQ/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank" rel="noopener">Early morning cuddles in bed with Mr.2 ..and every.single.teddy he owns 🤦‍♀️ I’ve got a corner of the mattress, but I wouldn’t have it any other way 🤷‍♀️✨🌟 Enjoy your day instafam 😚 . . . Tap for sources🌟✨ . . . #earlymorninghangs #styling #loungeroominspo #howihome #myfabhome #mydomaine #apartmenttherapy #homeinspo #interior123 #plantmom #planteriordesign #plantsofinstagram #itsajungleinhere #crazyplantlady #rustic #interiormilk #styleitdark #industrialdesign #mybohotribe #chickswithplants #myhomevibe #boholocs #bohemian #thehecticeclectic #kmartstyling #styleonadime #showmeyourstyled #hyggehome #actualinstagramhomes #cornerofmyhome</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" href="https://www.instagram.com/champagne_dreaming_on_budget/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank" rel="noopener">Rebecca Townsend</a> (@champagne_dreaming_on_budget) on Aug 1, 2018 at 3:44pm PDT</p> </div> </blockquote> <p>To further cut down on costs, Ms Townsend purchased many items second-hand, which resulted in huge savings.</p> <p>In the past, the mother-of-one shared her and her husband’s work after they decorated their bathroom using items from Kmart, ALDI and eBay, totalling to $800.</p> <p>“You don’t need to spend a lot these days to get the designer look, you just need to be savvy, wait for the specials and shop around,” she said.</p> <p>“The bathroom is the only room we didn’t rip apart the moment we moved in, we just cleverly designed it on a budget with items mostly from Kmart to make it more designer.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Bn2gJjiHpMS/?utm_source=ig_embed&amp;utm_medium=loading" data-instgrm-version="12"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" href="https://www.instagram.com/p/Bn2gJjiHpMS/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank" rel="noopener">YES, I’m back! Well, I’m back ..yes, I’m BACK IN BLACK!!! . . . Black is the new black guysss and I’m all over it like a bee on a flower 🐝 (there’s a spring reference for you there 😉) . . . The bathroom is the only room in the house we didn’t completely gut the moment we walked in the door from getting the keys, we’ve just cleverly decorated it to make it ✨POP✨on a very tight budget of $800! This completely decked the room out from top to bottom including swapping all the hardware out for the more modern black look, you just need to be savvy and look for the bargains (don’t be afraid to be stingy 😜) and get your hands dirty with some #diy the money you save on the little things allows you to splash out on the bigger ticket items! . . . ✨I’ll go into more detail in my stories 🙏 ✨ . . . #diystories #blackonblack #backinblack #bathroomdecor #bathroom #bathroominspo #bathroomremodel #luxuryinteriorsonabudget #cornerofmyhome #newinteriorsontheblock #actualinstagramhomes #apartmenttherapy #interior123 #interior_design #designsponge #interiormilk #howihome #homeinspo #industrialdesign #kmartstyling #kmartaus #styleitdark #styleonadime #deliciousdarkdecor #interiorboom #myhomevibe #myhometrend #dailydecordetail #livefabulousandfearless</a></p> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" href="https://www.instagram.com/champagne_dreaming_on_budget/?utm_source=ig_embed&amp;utm_medium=loading" target="_blank" rel="noopener">Rebecca Townsend</a> (@champagne_dreaming_on_budget) on Sep 17, 2018 at 8:00pm PDT</p> </div> </blockquote> <p>Ms Townsend hopes that her décor-on-a-budget will help inspire other people to step out of their comfort zone.</p> <p>Her and her husband worked together on this home project during the time their baby was on home oxygen and was in and out of hospital.</p> <p>“After our son was born at 23 weeks gestation and spent 125 days in hospital, we bought this house when he was only seven months old and on home oxygen, but it didn’t deter us from creating a wonderful home for him to grow up and into,” she said.</p> <p>“Whatever challenges you may face, don’t put renovating off if it will provide you with happiness, if we can do it on a budget through all our ups and downs, you can too.”</p>

Home Hints & Tips

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“I live in a tent”: Horror renovations see woman living in home with no roof

<p dir="ltr">A woman and her son have been left living in a “tent” home filled with mould, exposed wiring and holes after renovation plans went horribly wrong.</p> <p dir="ltr">In February 2020, Jill Harris hired Extension Factory to extend and add a second storey to her Melbourne home.</p> <p dir="ltr">Two years later, she says she has been left living in poor conditions after numerous problems plagued the construction work.</p> <p dir="ltr">With tarps replacing the roof overhead, Ms Harris said the home is flooded by “waterfalls that leak through the light fittings” when it rains and that the only thing her home was good for was Halloween.</p> <p dir="ltr">“I call this the tent. I live in the tent because there is no roof over my room or my son‘s room,” she told <em>A Current Affair</em>.</p> <p><span id="docs-internal-guid-753fe61a-7fff-bc70-a1b0-3fb26a2702bf"></span></p> <p dir="ltr">“I have good days where I try to be positive and I have the lowest of lows.”</p> <p dir="ltr"><img src="https://oversixtydev.blob.core.windows.net/media/2022/09/aca-house-damage.jpg" alt="" width="1280" height="720" /></p> <p dir="ltr"><em>Exposed wiring, holes, and a lack of a watertight roof have been just some of the issues Jill Harris has faced while living in her unfinished home. Images: A Current Affair</em></p> <p dir="ltr">Ms Harris said the builders first built the storey out of square, forcing them to knock it all down and start again.</p> <p dir="ltr">“(It) just went completely wrong from there. They built it 160mm out of square, which we didn't find out till 12 months later,” she said.</p> <p dir="ltr">Work was eventually stopped by surveyor Steve Maloney after the builders allegedly continued work without the permission of the inspector.</p> <p dir="ltr">Mr Maloney said work needed to stop because of the “owner(s) and their builders' compliances with the building legislation”.</p> <p dir="ltr">Since then, Ms Harris has turned her unfinished home into a warning against the company, adorning the front with signs reading that the company is “destroying our lives”, “doesn’t care” and that “a contract with them means nothing”.</p> <p dir="ltr"><span id="docs-internal-guid-98e35689-7fff-0363-0578-8796f43ec3b1"></span></p> <p dir="ltr">“I’ts (sic) cheaper for the “Extension Factory” to put this in the hands than it is to honour my contract with them and finish my home. Tens of thousands of dollars of mistakes, so they gave up and use lawyers to protect them!” another sign reads.</p> <p dir="ltr"><em><img src="https://oversixtydev.blob.core.windows.net/media/2022/09/extension-factory1.jpg" alt="" width="1280" height="720" /></em></p> <p dir="ltr"><em>After no resolution was reached to finish her home, Jill Harris let out her frustration against Extension Factory through signs displayed in front of her home. Image: A Current Affair</em></p> <p dir="ltr">Gerry Hoggard, the owner of Extension Factory, conceded that there had been issues with the property and said he could appreciate Ms Harris being upset.</p> <p dir="ltr">“It certainly was an error, it was built out of square, we accepted responsibility and took it down,” Mr Hoggard said.</p> <p dir="ltr">“I know what she’s living through.</p> <p dir="ltr">“I don’t like it (my name) being treated that way, but I can appreciate she‘s upset about what’s transpired.”</p> <p dir="ltr">Although he claimed that Ms Harris was advised to vacate the property at the start of the build, her brother Ashley, a former Extension Factory employee, said it wasn’t going to happen.</p> <p dir="ltr">“It’s not the sort of job that you would leave anyone occupying the premises,” Mr Hoggard said.</p> <p dir="ltr">However, Ms Harris said she wasn’t told that she would need to vacate her property.</p> <p dir="ltr"><em>A Current Affair </em>reported that it alerted the Victorian Building Authority to Ms Harris’ situation, prompting the organisation to release a statement.</p> <p dir="ltr">"The Victorian Building Authority takes complaints against building and plumbing practitioners extremely seriously,” it read, adding that the building authority carries out thousands of inspections to ensure work is compliant.</p> <p dir="ltr">"When it doesn't, we use the powers available to us to hold practitioners accountable."</p> <p dir="ltr"><span id="docs-internal-guid-0ed70c5a-7fff-44b9-bdcc-0831adfcf2d3"></span></p> <p dir="ltr"><em>Image: A Current Affair</em></p>

Real Estate

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Guide to getting approval for renovations

<p>Home renovations can be fun, exciting and even life changing, but before you get carried away with the romance of it, it’s important to be aware of the red tape.</p> <p>We’re going to take a look at some of the essential legal boxes you need to tix when renovating. While doing so may seem like a bit of a nuisance during the renovation process, it will ensure that you don’t waste your money (and risk your safety).</p> <p><strong>Council approval</strong></p> <p>Depending on where you live, the nature of your lodgings and the type of renovations you have planned, you may require some form of council approval.</p> <p>Your best bet here is to contact your local council ahead of time and check what your requirements are. You may need a planning permit if your renovation requires building alterations and you may need a surveyor to confirm the plans meet regulations.</p> <p><strong>Meeting requirements</strong></p> <p>If you’re taking a gung-ho approach to the renovations and planning to manage the project yourself, rather than hiring a registered builder, you’ll need to make sure you obtain the correct building permits and ensure the work is up to required standards. </p> <p><strong>Hiring licensed tradespeople</strong></p> <p>It’s generally recommended that you only used licensed building practitioners and tradespeople. Builders, architects and engineers must meet certain obligations to maintain their accreditation, which ensure their work and your home are protected.</p> <p>Make sure you ask for references, check for a current license and insurance policy and even consider a simple contract describing the work and any warranty.</p> <p><strong>Additional hazards you may have to deal with</strong></p> <ul> <li>Termites can be a big problem and undo months of hard work on renovations and building projects. If you’re concerned about termites affecting your project, it’s advisable to contact your local council and find out if your area has a documented termite problem. From here they can advise you on how best to protect your renovations from infestation.</li> <li>Many homes may contain asbestos building products, and if you think yours does you’re obliged to get a check from a reputable assessor. If they find asbestos, make sure you hire a licensed removalist to ensure you get rid of it safely.</li> </ul> <p><em>Image: Getty Images</em></p>

Home Hints & Tips

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Historical home renovators share kitchen tips and tricks

<p dir="ltr">A US couple who have renovated several historic homes have made a splash on social media, with nearly two million people following their process of restoring old residences.</p> <p dir="ltr">But, the number of people tuning in to see Adam and Jessica Miller’s renovating ventures grew to a fever pitch because of their latest and much more personal project: renovating Jessica’s childhood home, that also happens to be 115-years-old.</p> <p><span id="docs-internal-guid-c459232f-7fff-c21b-ac91-91b8f26f1d73"></span></p> <p dir="ltr">After buying the home from Jessica’s parents, the Millers were eager to preserve the home for future generations, including their four sons, but taking on the 1906 home hasn’t been easy.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CJWgfz2pfPH/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CJWgfz2pfPH/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Adam Ramsey Miller (@oldhouseadam)</a></p> </div> </blockquote> <p dir="ltr">“When Adam and I decided to purchase my family home from my parents, the main concern was to keep all the original woodwork on the outside intact,” Jessica told <em><a href="https://www.realtor.com/advice/home-improvement/kitchen-renovation-tips-tiktokkers-historic-home/" target="_blank" rel="noopener">Realtor.com</a></em>.</p> <p dir="ltr">After replacing the significant amount of water-damaged columns, the couple spent nine months restoring the outside of the home before turning their attention to the kitchen.</p> <p dir="ltr">Since breathing new life into the space all while maintaining its character, the couple have shared some tips and tricks for those planning on renovating their own ageing kitchen.</p> <p dir="ltr"><strong>Make your renovation suit you</strong></p> <p dir="ltr">No matter the extent of renovations you’re planning for your kitchen, any changes you make to this frequently-used space should prioritise function - which can differ person to person based on your lifestyle.</p> <p dir="ltr">“Be very aware of what you need out of the kitchen in terms of function. Let it work for your family and lifestyle,” Jessica said.</p> <p dir="ltr">In their home, she said they chose two different countertops - nonporous, spill-friendly quartz and heat-resistant soapstone - to make their kitchen feel “like it was all found in the house and opened up to reveal a grand kitchen space”.</p> <p dir="ltr"><strong>Avoid blindly following trends</strong></p> <p dir="ltr">Though it may be tempting to follow the latest trends, the Millers suggest leaning into the concept of designing a space that suited and highlighted the beauty of their historic home.</p> <p dir="ltr">“Once we leaned into this concept, it opened up a whole new world free of restraints,” Jessica said. </p> <p dir="ltr">“We were inspired by Old-World European functionality mixed in with the vibe and history of the home.”</p> <p dir="ltr"><span id="docs-internal-guid-4d199794-7fff-e927-a425-a5b2858f7fcb"></span></p> <p dir="ltr">If you do want to incorporate certain trends, such as a large island or natural wood finishes, you still can in a way that stays true to the look and feel of your home.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CPhGEdwpClH/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CPhGEdwpClH/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Adam Ramsey Miller (@oldhouseadam)</a></p> </div> </blockquote> <p dir="ltr"><strong>Work with what you have</strong></p> <p dir="ltr">Old homes come with plenty of quirks which make them unique, and adjusting the existing layout rather than ripping down walls and cabinets can help maintain the home’s unique character.</p> <p dir="ltr">“Don’t assume that you need to start down to the studs,” said Jessica. “Most of the time you can use the existing layout and cabinets.”</p> <p dir="ltr">Since Jessica’s parents renovated the kitchen 11 years ago, Jessica said they didn’t feel the need to tear out cabinets, opting instead to tweak the “vibe” of the space.</p> <p dir="ltr">“We also kept the range hood but adjusted the colour from cream to a warm white to change with the overall vibe. The kitchen layout was solid, so we didn’t have to adjust anything there,” she said.</p> <p dir="ltr"><strong>Expect costly surprises</strong></p> <p dir="ltr">Renovations can be a costly undertaking for any house, and rehabbing an older home is no exception - and can even come with surprise costs.</p> <p dir="ltr">The Millers can attest to that fact, and suggest saving a buffer of at least 10 percent of your expected costs just in case.</p> <p dir="ltr">“We ran into more water damage in the island than we expected based on a small leak from the sink. This led to a complete island rebuild and new plumbing from the sink into the house,” Jessica said.</p> <p dir="ltr">“Since we worked with a local plumber, we only had to increase our plumbing budget by a couple hundred dollars.</p> <p dir="ltr">“I would say keep a solid 10% set aside for any unforeseeable expenses.”</p> <p dir="ltr"><span id="docs-internal-guid-83c8bb77-7fff-036c-5675-89751765d5d7"></span></p> <p dir="ltr"><em>Image: @oldhouseadam (Instagram)</em></p>

Home Hints & Tips

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Top tips to find the perfect flooring

<p dir="ltr">From wood or floating floors to tiles or carpet, choosing flooring that is both functional and builds on the feel and liveability of your entire home can be a tricky task.</p> <p dir="ltr">For interior design enthusiast and Carpet Court Style Collaborator, Emily Osmond, the task of finding the perfect flooring is a familiar one that she says was one of the biggest decisions she had to make while building her first home .</p> <p dir="ltr">“Hard or soft, flooring is one of the most important design selections you will make for your new build - it plays a huge role in creating mood, texture, colour and flow throughout the home,” she says.</p> <p dir="ltr">“When it came to designing the interior, we started from the ground and worked our way up, knowing that whatever material and colourway we decided to include on the floors would form the foundation of our entire interior style.”</p> <p><span id="docs-internal-guid-cb0288f3-7fff-9ecc-1922-5fac5b1ab145"></span></p> <p dir="ltr">But you don’t just have to consider flooring if you’re starting from scratch. Whether you’re planning some major renovations or just want to update the flooring in key spaces, Emily says the best option will come down to three key factors: material, lifestyle, and the space’s functionality.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CckYQaEPYKu/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CckYQaEPYKu/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by EMILY OSMOND | Business Coach &amp; Speaker (@emilyosmond)</a></p> </div> </blockquote> <p dir="ltr">“I wanted our bedrooms and retreat to feel cosy and like a place to unwind, so the softness of carpet was perfect for these spaces,” Emily says.</p> <p dir="ltr">“When it came to our entrance, knowing this would be a high traffic area meant that engineered timber was the best option. To emphasise how large and open the area is, we continued with this flooring seamlessly from the entrance to the kitchen, living and dining space, drawing the eye down the hallway.”</p> <p dir="ltr">Flooring, Emily stresses, acts as the basis for your entire home, and choosing an option that suits the space and that you’re happy with will save you the work of changing it later.</p> <p dir="ltr">“Paint can be easily updated, or cabinetry colours tweaked, but flooring is the base on which your whole home’s style is built upon and shouldn’t be overlooked,” she says.</p> <p dir="ltr">To help you pick the flooring that suits your needs, Emily has shared these three tips.</p> <p dir="ltr"><strong>Budget</strong> - Building or renovating your home often sees you work within quite a tight budget, but flooring and carpet is a worthwhile item to invest in. Since it will be walked on every day, avoid skimping so you can pick high quality options.</p> <p dir="ltr"><strong>Realise your vision</strong> - Making a mood board for her project helped Emily capture the overall aesthetic and feel of the home. Plus, having a physical version of your plan - whether as a mood board or model - can serve as a reference point you can come back to as you need.</p> <p dir="ltr"><strong>Be confident</strong> - Though everyone’s taste differs, be confident in the decisions you make since only you known the vision you have for your home (and you will be the person living there every day).</p> <p dir="ltr"><span id="docs-internal-guid-7cf373e2-7fff-0da8-ef90-9dae0e3e95ef"></span></p> <p dir="ltr"><em>Image: @emilyosmond (Instagram)</em></p>

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Five ways to reduce waste (and save money) on your home renovation

<p>On average, renovating a home generates <a href="https://ascelibrary.org/doi/10.1061/%28ASCE%290733-9364%281996%29122%3A1%2855%29">far more waste</a> than building a new one from scratch. </p> <p>This waste goes straight to landfill, damaging the environment. It also hurts your budget: first you have to pay for demolition, then the new materials, and then disposal of leftover building products.</p> <p>By keeping waste in mind from the start and following some simple guidelines, you can reduce the waste created by your home renovation.</p> <h2>1. It starts with the design</h2> <p>Waste is often treated as inevitable, factored into a building budget with no serious attempt to reduce it.</p> <p>By raising the issue early with your architect, designer or builder, they can make decisions at the design stage that reduce waste later. Often the designers and architects don’t see their decisions contributing to waste – or rather, they don’t really think about it. </p> <p>During my research on reducing construction waste, I asked one architect what he thought happens to the waste generated. He laughed with a glint in his eyes and said, “I think it disappears into pixie dust!” </p> <p>One simple early decision that dramatically reduces waste is designing with material sizes in mind. If you have a ceiling height that does not match the plasterboard sheet, you end up with a tiny little strip that has to be cut out of a full sheet. In the case of bricks, not matching the ceiling height is even more wasteful. </p> <p>Obviously not all materials will work together at their standard sizes (and you need to fit your renovation to the existing house). But sensitive design can make intelligent trade-offs, reducing overall waste. </p> <p>When I asked architects why they don’t design zero-waste buildings more often, they said clients don’t ask for it. Make it part of your brief, and ask the architect how they can save money by using the materials efficiently.</p> <h2>2. Get your builder involved early</h2> <p>If you’re using an architect for your renovation, it’s common to have very little collaboration between them and the builder. Any errors or issues are usually spotted after construction has begun, requiring expensive and wasteful rework. </p> <p>Instead, ask your architect and builder to collaborate on a waste management plan. Such integrated approaches have worked well in <a href="https://www.pwc.com.au/legal/assets/collaborative-contracting-mar18.pdf">Australia and the United States</a>. </p> <p>This means clients, engineers and builders are collaborating, rather than taking adversarial roles. For such contracts to work, it’s important to involve all parties early in the project, and to encourage cooperation.</p> <p>The briefing stage is an opportunity for architects, quantity surveyors and builders to work together to identify a waste minimisation target.</p> <h2>3. Whatever you do, don’t change your mind</h2> <p>One the biggest contributions to waste on sites is late design changes. Client-led design changes are identified in all literature as having far-reaching implications on waste. </p> <p>These are mostly due to owners changing their mind once something is built. Reworking any part of a building due to design changes can account for as much as <a href="https://www.researchgate.net/publication/283714629_Impacts_Of_Design_Changes_on_Construction_Project_Performance_Insights_From_A_Literature_Review">50% of the cost overrun</a>, as well as causing delays and generating waste.</p> <p>The early work with your design and construction team outlined in the first steps gives you the chance to make sure you’re committed to your original design. Skimping in the planning stage can end up costing you far more in the long run. </p> <h2>4. Deconstruction, not demolition</h2> <p>Ask your builder not to demolish the building, but to deconstruct it. Deconstruction means taking a building apart and recovering materials for recycling and reuse. This provides opportunities for sorting materials on site. </p> <p>Salvaged materials can be resold to the community or reused in the renovations. It greatly reduces the tip fees which are usually higher for mixed waste (typical from demolition process) and lower for sorted waste. </p> <p>Of course this takes more time and has an additional cost. Therefore you do have to balance the cost of deconstruction against the savings.</p> <p>Denmark, which recycles <a href="http://ec.europa.eu/environment/waste/studies/deliverables/CDW_Denmark_Factsheet_Final.pdf">86% of its construction waste</a>, has made it mandatory for all government buildings to undergo selective demolition and sorting of construction waste. A good place to start in Australia is your state environment department, which may have <a href="https://www.epa.nsw.gov.au/-/media/epa/corporate-site/resources/managewaste/100080-house-deconstruction.pdf?la=en&amp;hash=CD70BEEF7EC72CEBC3641F46F1DBE19862DAED1D">guidelines</a> on what is involved.</p> <h2>5. Choose materials carefully</h2> <p>Good-quality materials last longer, reducing maintenance later. Choosing manufacturers that use minimal packaging also reduces waste (be careful here to check the difference between “minimal” and “inadequate” packaging, as the latter can mean your <a href="http://eprints.uwe.ac.uk/30123/7/Saheed%20Thesis_Final%20Copy.pdf">material breaks</a>).</p> <p>Reusing materials from your renovation may also be an option (you will need to discuss this with architect and builder at the beginning of the project). Finally, using materials with recycled content is a great option, and boosts our recycling industry. </p> <p>In March 2017 the <a href="https://hia.com.au/-/media/HIA-Website/Files/Media-Centre/Media-Releases/2017/national/Home-Renovations-Australias-Next-Building-Boom.ashx">Housing Industry Association</a> released data suggesting the Australian residential building industry will increasingly become more dependent on renovation work rather than new construction,</p> <p>If you’re renovating your home, making efficiency and low waste a priority helps cut costs and reduce landfill.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/five-ways-to-reduce-waste-and-save-money-on-your-home-renovation-103942" target="_blank" rel="noopener">The Conversation</a>.</em></p>

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What adds value to your house? How to decide between renovating and selling

<p>The government’s <a href="https://treasury.gov.au/coronavirus/homebuilder">HomeBuilder</a> scheme allows <a href="https://www.corelogic.com.au/news/homebuilder-renovations-where-are-most-owner-occupied-dwellings-below-15-million">certain</a> home owners to apply for a tax-free grant of A$25,000 if they are spending between $150,000 and $750,000 renovating a home or building a new home. Eligibility criteria are strict.</p> <p>The scheme has boosted renovation talk in some circles (although, as CoreLogic has <a href="https://www.corelogic.com.au/news/vacuum-effect-and-its-implications-homebuilder-scheme">pointed</a> out, it may merely bring forward works that were already planned).</p> <p>Here are some questions to ask yourself when trying to decide between renovating and moving – and how to add value to your existing home.</p> <h2>What adds value to a house?</h2> <p>Property market observers <a href="https://www.domain.com.au/advice/how-to-make-your-home-stand-out-when-selling-932031/">advise</a> updating or renewing bathrooms or kitchens – even small fixes such as replacing a cracked or dated splashback, replacing a bath or adding skylights can go a long way.</p> <p>Think about easy repairs that create an invaluable good first impression – a fixed-up fence, a new carpet or resurfaced flooring or even good old decluttering.</p> <p>But remember you’ll only qualify for HomeBuilder if you plan to spend at least $150,000 on an owner-occupied home worth no more than A$1.5 million (CoreLogic has <a href="https://www.corelogic.com.au/news/homebuilder-renovations-where-are-most-owner-occupied-dwellings-below-15-million">listed</a> which suburbs have the most owner-occupied properties under A$1.5 million).</p> <h2>Factors to consider if you’re thinking of renovating</h2> <p>How long till you retire? How secure is your employment? Thinking carefully about your earning potential between now and retirement will help you understand how what you can borrow and afford. If you are planning to stay, you will get the benefit and enjoyment of the renovations. </p> <p>Do you need to stay close to school or work? If that’s a consideration, renovating may be worth more to you than buying further out.</p> <p>Look closely at what your property is worth (there are plenty of online calculators) and keep track of how much similar local properties with one extra bedroom or bathroom sell for. That will give you a sense of the value-add to your home equity that a renovation might represent. </p> <p>Be honest with yourself about the total cost of renovation. There are myriad expenses not always initially apparent. These may include:</p> <ul> <li>planning fees (the cost of getting a development assessed by council)</li> <li>the cost of architectural drawings</li> <li>consultants’ fees for environmental impact statements or arborists’ reports</li> <li>extra costs due to a heritage listing</li> <li>renting, if it’s not possible to live at home during renovation</li> <li>the cost of protecting underground public assets such as water or sewerage pipes</li> <li>extra costs caused by poor access or other limitations.</li> </ul> <p>Consider the possible long-term savings of retrofitting your home to be more energy-efficient. Proper insulation, secondary glazing, draught excluders and solar PV energy are expensive upfront but will save on long term running costs. It’s likely, as energy costs increase, homes that are at least partially off grid will be more attractive and valuable over time. </p> <p>And remember that for some, even with help from HomeBuilder, renovation won’t stack up economically.</p> <p>Some older people may eschew home renovation to put money aside to help children get a foot on the property ladder. </p> <p>Others may decide potentially expensive renovation is worth it to hold onto a family home to which children return as they get older. It might sound sentimental but the idea of Christmas in the family homestead is worth it, for some. </p> <h2>Tax considerations</h2> <p>Find out what tax breaks, if any, you might be eligible for if you renovate to divide the family home into a smaller space (if you’re keen to downsize, or enhance the accessibility of your home, for example) and adding a self-contained granny flat. </p> <p>However, if the granny flat is leased out, this section of the home would be considered income-producing. Your “main residence” is generally <a href="https://www.ato.gov.au/General/Capital-gains-tax/Your-home-and-other-real-estate/Your-main-residence/">exempt</a> from capital gains tax when it comes time to sell, but you may not qualify entirely for this exemption if a section of the property is income-producing.</p> <p>You may also consider remodelling the family home into a duplex and, depending on council planning laws, convert the title into dual occupancy. However, these suggestions may complicate eligibility for the HomeBuilder grant (which seems to exclude property investors, although there’s no mention of partly converting the main place into a dual occupancy). </p> <p>The best option here is to seek advice from a tax specialist.</p> <h2>Factors to consider if you’re thinking of selling up and buying elsewhere</h2> <p>Use a <a href="https://www.realestate.com.au/home-loans/stamp-duty-calculator">stamp-duty calculator</a> and <a href="https://www.localagentfinder.com.au/selling-costs-calculator">cost-of-selling calculator</a> to get a rough idea of those costs.</p> <p>How important is proximity to work? Particularly if the coronavirus pandemic has opened your (or your employer’s) eyes to working remotely, would you consider a move to a more remote area where you can afford a bigger house?</p> <p>Chat with a range of real estate agents and get into the habit of reading market media coverage. Have a sense of what houses sell for that featured your desired attributes (such as more bedrooms or off-street parking). </p> <p>As a chartered building surveyor, I’d advise would-be downsizers to be cautious when buying a brand new high-rise apartment, due to risks of potentially costly defects that might become apparent over time. </p> <p>And remember, even if you do sell and buy a new place, very few are able to find the perfect home. You may decide to make renovations anyway.</p> <p>There are no easy answers. It comes down to your individual circumstances, your attitude to risk and ensuring you have a good grasp of the relative costs of each option. </p> <p>Talk to a financial adviser, tax accountant, real estate agents, builders, architects and others who have been through each process about what they’d do differently next time.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/what-adds-value-to-your-house-how-to-decide-between-renovating-and-selling-140627" target="_blank" rel="noopener">The Conversation</a>. </em></p>

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Mother slammed after renovating her council house

<p dir="ltr">A Scottish mother-of-four has been slammed online for showing off her newly-renovated council home that she has spent eight years slowly making over. </p> <p dir="ltr">Sharing videos on TikTok as @abitofme123, the woman initially took to social media to share the DIY makeover she finally completed during the pandemic on the house that's been her home for 17 years.</p> <p dir="ltr">While many applauded the mother’s hard work, her videos were also flooded with comments from people accusing her of taking up space in council housing that should go to the less fortunate. </p> <p dir="ltr">"If you can afford to do all that, do you really need a council house? There are people living in poor conditions waiting for one of these homes," one user wrote.</p> <p dir="ltr">The mother replied to the comment with a video of her home, with the caption, "Why would I give up everything I've worked for?"</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/Ca7jHLGFnEi/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/Ca7jHLGFnEi/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by @diaryofmy_home_life</a></p> </div> </blockquote> <p dir="ltr">"I think what they are saying is how did you get a council house if you have all this money to decorate it?" another TikTok user wrote.</p> <p dir="ltr">The woman responded saying, "Yes I work, they're not given to people on low incomes, anyone can apply. I had this 17 years ago when I was 18 with a baby and nowhere to live.”</p> <p dir="ltr">"Everything was done on a budget, sale items, discounts and over the space of the last 3 years," she explained.</p> <p dir="ltr">"I understand people are waiting for council homes but we love ours, I can't give it up," she added.<span id="docs-internal-guid-140580ed-7fff-5ce0-48db-cad2f9f01e33"></span></p> <p dir="ltr">After sharing a video of the transformation to her backyard, one shocked user called the renovation “actually disgusting”. </p> <p dir="ltr">"Nice to see our taxes pay for your lower rent so you can make the garden look like a show room!!" one user remarked.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/CZeuJzLIqGI/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CZeuJzLIqGI/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by @diaryofmy_home_life</a></p> </div> </blockquote> <p dir="ltr">Another dubbed her "council Karen" and others made comments such as "get a job," "load of crap" and "paid for it using benefits".</p> <p dir="ltr">Many of the comments questioned why the mother wouldn’t buy her council house, with the woman going on to explain that they'd been offered the right to buy a few years ago but hadn't been able to afford it and instead, secured lifetime tenancy.</p> <p dir="ltr">Despite the divisive comments, the woman’s videos have helped to shine a light on the realities of eligibility for council housing in the UK.</p> <p dir="ltr">Responding to the slew of negative comments, the woman simply said, "All the council owns is the bricks and mortar, everything else is my home. Please stop judging.”</p> <p dir="ltr"><em>Image credits: TikTok @abitofme123</em></p>

Real Estate

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18 things your electrician wishes you knew

<p><strong>I'm not unskilled labour</strong></p><p>I’ve spent four to eight years in apprentice school learning how to plan, install, inspect and repair electrical products. Don’t insult my intelligence by implying otherwise.</p><p><strong>Please don't try to do it on your own</strong></p><p>Electricity is complicated and dangerous. If you don’t know what you’re doing, you could start a fire or get electrocuted – sometimes fatally. </p><p>Pretty much anything beyond plugging something into the wall should be left to a professional. The cost of my visit is nothing compared to the price of your safety.</p><p><strong>Call as early as possible</strong></p><p>Don’t call at the end of the day if you want same-day service. After 4:30 or 5:30pm, I need to pay my workers overtime, so I’ll charge you more to make up for it. </p><p>Calling first thing in the morning lets me fit your job into my day – and you’ll see a lower bill.</p><p><strong>Look at reviews, not just price</strong></p><p>Online reviews are useful when you’re on the hunt for a trustworthy electrician. If the person with the lowest quote also has the worst ratings, it’s worth shelling out a bit more. </p><p>If that cheaper electrician messes up, you’ll just need to call me (and my higher price) and pay more overall.</p><p><strong>I can't fix everything </strong></p><p>I don’t specialise in installing dishwashers or washing machines, so please don’t call me about them. You’re better off finding a plumber.</p><p><strong>Get as local as you can </strong></p><p>The farther I need to travel to get to you, the more time is taken out of my day – and I’ll factor that into your bill. </p><p>Finding someone closer to your neighbourhood might be able to charge you less.</p><p><strong>If the job gets bigger, don't argue if the bill gets higher</strong></p><p>My original quote is based on the project you called me in for. If I find out there’s actually a larger issue at hand, I’ll need to increase my price to match the scope of the project. </p><p>I’m not ripping you off, I’m just making sure I get compensated for the extra work.</p><p><strong>Give me the pay I deserve</strong></p><p>Some customers get sticker shock, but I’m not trying to rip you off. You only see the half-hour of work I did in your home, but that’s not the whole story. </p><p>I spent years training, and now I need to pay my crew (who went out of their way to get to your home), plus deal with marketing and other costs of running a business – and my prices reflect that.</p><p><strong>Prepare the work area in advance</strong></p><p>Clearing the work space and moving any furniture before I arrive means I can get in and out faster, so I can charge you for less of my time.</p><p><strong>We're happy to help with seemingly simple tasks</strong></p><p>Installing a ceiling fan might not sound complicated, but it’s nothing like putting together a barbecue yourself. </p><p>You’re trying to figure out the motor while hoisting a 30kg fan three metres above the floor. Call me up – I can finish the job faster and safer than you could.</p><p><strong>Pick your own parts</strong></p><p>Don’t describe the kind of ceiling fan or light fixture you’re looking for and expect me to find one that fits your vision perfectly. </p><p>Go to the hardware store and pick up your own items so you can guarantee they’re what you want. Just get in touch with me before you buy it in case it won’t fit correctly.</p><p><strong>If you're happy, tell your friends</strong></p><p>One of the best ways to show your appreciation is telling your family and friends about me. My business thrives on word-of-mouth recommendations.</p><p><strong>Please be careful with space heaters</strong></p><p>I get called in all the time for problems with space heaters. If you leave the house while the heater is running, the connection could get loose and burn up the plug, which could start a fire. </p><p>Give your space heater the space it needs, and turn it off when you aren’t using it.</p><p><strong>Don't blame me for your future problems</strong></p><p>If I was working on your bedroom lighting and an outlet in your garage stops working a few days later, that’s just a coincidence. </p><p>I’ll come back for the second project, but don’t expect me to do it for free because I “broke” it the last time. </p><p>If I wasn’t working with that circuit, this new problem is unrelated.</p><p><strong>Your air conditioner uses a ton of power</strong></p><p>Window AC units blast for hours at time and use massive amounts of energy. An extension cord – and usually even sharing the circuit powering your AC with something else – overloads the wires. </p><p>If they get too hot, the wires could short out and start a fire. Make sure the unit gets its own circuit, meaning a switch on your electrical panel dedicated to your AC and nothing else.</p><p><strong>Your light bulbs might not fit the fixture</strong></p><p>Older light fixtures won’t necessarily work with energy-efficient CFL and LED bulbs. If you want to stay away from incandescent light bulbs, you might need to replace the whole fixture.</p><p><strong>Have your circuits labelled</strong></p><p>Labelling the switches on your circuit board will save me guesswork (and time). </p><p>Hiring either me or another electrician will make the job easier in the future, so we don’t need to turn every single one off before getting to work.</p><p><strong>I'm not an evil corportation</strong></p><p>Most of us come from family-owned companies who are just trying to do right by the customer.</p><p><em>Image credits: Getty Images</em></p><p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/food-home-garden/home-tips/18-things-your-electrician-wishes-you-knew?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Home Hints & Tips

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Refurbished Big Ben unveiled after five-year renovation

<p dir="ltr">What is most likely the world’s most famous clocktower is now visible after five years hidden behind scaffolding during a renovation, and it’s an amazing sight.</p> <p dir="ltr">Renovations on the tower started five years ago, when it was announced it would be undergoing a £79.7 million reconstruction. The reconstruction included taking apart more than 1000 pieces of the clock face and removing them via a lift shaft in order to clean and repair them; that includes wheels, pinions, bell-hammers and bearings of the clock face.</p> <p dir="ltr">In addition, the clock hands have been restored to their original blue after having previously been painted black to try and mask the dirt from pollution. Most noticeably, the exterior has been repainted a bright and glistening gold, and the overall effect is outstanding.</p> <blockquote class="twitter-tweet"> <p dir="ltr">Maybe it’s been worth the wait? <a href="https://t.co/a1EpBcuMcb">pic.twitter.com/a1EpBcuMcb</a></p> — David Belle (@davidbelle_) <a href="https://twitter.com/davidbelle_/status/1481013484993368069?ref_src=twsrc%5Etfw">January 11, 2022</a></blockquote> <p dir="ltr">The Cumbria Clock Company has overseen the refurbishment, working tirelessly in their workshop to clean and repair all of the necessary components. This renovation was the first time the clock mechanism had been removed from its home in the Elizabeth Tower (the structure’s actual name, ‘Big Ben’ is just the bell inside).</p> <p dir="ltr">Cumbria Clock Company director and co-founder Keith Scobie-Youngs wrote on the Parliament website, “It was a once in a lifetime opportunity to work on the best-known clock in the world. We transplanted the heart of the UK up to Cumbria. We were able to assemble the time side, the heartbeat, and put that on test in our workshop, so for two years, we had that heartbeat ticking away in our test room, which was incredibly satisfying.</p> <p dir="ltr">“It became part of the family and its departure has been like a child leaving home. The beauty of a clock like this is that you as a clockmaker become part of its history and want to leave it in a better place than you found it, so the next clockmaker can appreciate it. We were privileged to become part of the story of Big Ben; everyone at the company feels that attachment to the story.”</p> <p dir="ltr">Work on the tower is not yet finished, however, and is expected to wrap up by British summer, a year later than planned, during the pandemic. While the tower was undergoing its renovation, Ben’s famous bongs only rang out on a select few special occasions, such as New Years and Armistice Day.</p> <p dir="ltr"><em>Image: Rasid Necati Aslim/Anadolu Agency via Getty Images</em></p>

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Renovating your kitchen? Help Australia’s tradies avoid silicosis by not choosing artificial stone

<p>In 2012 my wife and I renovated our house — a two-storey extension with a brand new kitchen. Inspired by various renovation-themed TV shows and magazines, we chose a sleek stone island bench as the focal point for the kitchen.</p> <p>I knew the benchtop material was some form of stone. You could choose almost any colour and it cost a lot less than marble. But I didn’t know much else and I didn’t ask any questions. As a respiratory physician who has diagnosed numerous workers with silicosis over the past four years, I regret my ignorance.</p> <p>Like <a rel="noopener" href="https://s23.q4cdn.com/225400014/files/doc_presentations/Investor-presentation-Sept-2018-Final-Version.pdf" target="_blank">many Australians</a> who have renovated or built homes since the early 2000s, the material we chose was artificial stone (also known as engineered or reconstituted stone, or quartz).</p> <p>In 2015, after the first Australian stone benchtop industry worker was reported to have <a rel="noopener" href="https://erj.ersjournals.com/content/46/suppl_59/PA1144" target="_blank">severe silicosis</a>, I was astonished to discover artificial stone contains <a rel="noopener" href="https://theconversation.com/engineered-stone-benchtops-are-killing-our-tradies-heres-why-a-bans-the-only-answer-126489" target="_blank">up to 95%</a> crystalline silica.</p> <p>Inhalation of crystalline silica dust is one of the best-known causes of lung disease, including silicosis and lung cancer. The adverse health effects of silica exposure <a rel="noopener" href="https://theconversation.com/explainer-what-is-silicosis-and-why-is-this-old-lung-disease-making-a-comeback-80465" target="_blank">were established</a> while there was still debate about the harm of cigarettes and asbestos. But Australians’ affinity for artificial stone benchtops has seen silicosis make a major comeback in recent years.</p> <p>New research <a rel="noopener" href="https://www.worksafe.vic.gov.au/resources/silica-associated-lung-disease-health-screening-research-phase-one-final-report" target="_blank">in Victoria</a> shows the extent of silicosis among workers in the stone benchtop industry.</p> <p><strong>What is silicosis?</strong></p> <p>Silicosis is <a rel="noopener" href="https://theconversation.com/explainer-what-is-silicosis-and-why-is-this-old-lung-disease-making-a-comeback-80465" target="_blank">a preventable disease</a> characterised by scarring on the lungs, called <a rel="noopener" href="https://pubmed.ncbi.nlm.nih.gov/31989662/" target="_blank">pulmonary fibrosis</a>.</p> <p>Over time, inhalation of tiny silica dust particles triggers an inflammatory response that causes small growths called nodules to build up on the lungs. These nodules can grow and cluster together, causing the lungs to become stiffer and impeding the transfer of oxygen into the blood.</p> <p>In the early stages of the disease, a person may be well. Symptoms of silicosis can include a cough, breathlessness and tiredness. Generally, the more widespread the disease becomes in the lungs, the more trouble a person will have with breathing.</p> <p>There’s not currently a cure. In severe cases, a lung transplant may be the only option, and the disease <a rel="noopener" href="https://www.abc.net.au/news/2019-03-13/silicosis-victim-dies-from-disease/10895774" target="_blank">can be fatal</a>.</p> <p>Brisbane researchers, however, recently demonstrated <a rel="noopener" href="https://www.9news.com.au/national/queensland-researchers-develop-world-first-treatment-for-deadly-lung-disease-silicosis-killing-tradies/2f5fc92f-d8a5-46f4-b6d3-2f0a6beb083a" target="_blank">early but promising results</a> from <a rel="noopener" href="https://pubmed.ncbi.nlm.nih.gov/33626187/" target="_blank">a trial</a> in which they washed silica out of a small number of silicosis patients’ lungs.</p> <p><strong>The road to reform</strong></p> <p>Tradesmen in the stone benchtop industry cut slabs of stone to size and use hand-held power saws and grinders to form holes for sinks and stove tops. This generates crystalline silica dust from the stone which may be released into the air.</p> <p>Using water in this process can <a rel="noopener" href="https://pubmed.ncbi.nlm.nih.gov/25326187/" target="_blank">suppress the generation of dust</a> significantly, but until recently dry processing of artificial stone has been ubiquitous in the industry. Almost <a rel="noopener" href="https://www.worksafe.vic.gov.au/resources/silica-associated-lung-disease-health-screening-research-phase-one-final-report" target="_blank">70% of workers</a> with silicosis in Victoria indicated they spent more than half their time at work in an environment where dry processing was occurring.</p> <p>Stone benchtop workers suffering silicosis <a rel="noopener" href="https://www.abc.net.au/7.30/spike-in-silicosis-cases-from-dust-created-when/10361776" target="_blank">have called out</a> poor work conditions over recent years, including being made to perform dry cutting with inadequate protections such as effective ventilation and appropriate respirators.</p> <p>Queensland was the first state to <a rel="noopener" href="https://www.worksafe.qld.gov.au/news-and-events/alerts/workplace-health-and-safety-alerts/2018/prevent-exposure-to-silica-for-engineered-stone-benchtop-workers" target="_blank">ban dry cutting</a> in 2018. Victoria followed <a rel="noopener" href="https://www.worksafe.vic.gov.au/news/2019-08/uncontrolled-dry-cutting-engineered-stone-banned" target="_blank">in 2019</a>, and <a rel="noopener" href="https://www.smh.com.au/business/workplace/nsw-to-ban-dry-cutting-of-stone-products-to-combat-deadly-silicosis-20200220-p542qr.html" target="_blank">New South Wales</a> in 2020.</p> <p>It’s too early to assess whether these changes have affected the prevalence of silicosis, but hopefully they will make a difference.</p> <p><strong>Our research</strong></p> <p>Around the time the Victorian government introduced the ban, it launched <a rel="noopener" href="https://www.premier.vic.gov.au/protecting-victorian-workers-deadly-silica-dust" target="_blank">an enforcement blitz</a> in high-risk workplaces, while WorkSafe Victoria implemented a free screening program for the estimated 1,400 workers in the stone benchtop industry across the state.</p> <p>The Monash Centre for Occupational and Environmental Health recently released <a rel="noopener" href="https://www.worksafe.vic.gov.au/resources/silica-associated-lung-disease-health-screening-research-phase-one-final-report" target="_blank">a report</a> detailing the findings from the first year of the screening program. Some 18% of initial 324 workers who completed the assessments were diagnosed with silicosis.</p> <p>We’ve seen similar results <a rel="noopener" href="https://www.worksafe.qld.gov.au/claims-and-insurance/work-related-injuries/types-of-injury-or-illness/work-related-respiratory-diseases/silicosis" target="_blank">in Queensland</a>, where as of February 2021 the government had screened 1,053 stonemasons exposed to crystalline silica dust from artificial stone. Some 223 (or 21%) were diagnosed with silicosis, including 32 with the most severe form, called progressive massive fibrosis.</p> <p>The Monash report indicates workers in Victoria are diagnosed with silicosis at an average age of just 41. The average time spent working in the stone benchtop industry when diagnosed was 14 years, and the shortest was just three years, reflecting an extremely high level of silica dust exposure.</p> <p>We published some earlier results of this research project in <a rel="noopener" href="https://pubmed.ncbi.nlm.nih.gov/33115923/" target="_blank">Occupational and Environmental Medicine</a> late last year. But this latest data hasn’t yet been published in a peer-reviewed journal, meaning it hasn’t been subject to the same level of scrutiny as other published research.</p> <p><strong>A broader problem</strong></p> <p>Failure to protect workers from silica exposure <a rel="noopener" href="https://www.9news.com.au/national/silica-office-admin-worker-joanna-mcneill-contracts-silicosis/d64f8661-8bca-4b6f-b950-a1d64e13e421" target="_blank">goes well beyond</a> the stone benchtop industry.</p> <p>Around <a rel="noopener" href="https://pubmed.ncbi.nlm.nih.gov/26888888/" target="_blank">3.7% of Australian workers</a> are estimated to be highly exposed to silica at work, and we see workers in other industries, such as quarry work, with silicosis too.</p> <p>Some <a rel="noopener" href="https://www.britannica.com/science/silica" target="_blank">59% of Earth’s crust</a> is silica, so in certain workplaces such as mines and quarries, eliminating silica is not feasible.</p> <p>In these circumstances, exposure must be identified and tightly controlled with measures to prevent dust generation, isolation of workers from the dust, and effective ventilation. If silica cannot be eliminated from a workplace, constant vigilance and evaluation of control strategies are essential.</p> <p>But when it comes to the choice of material for your kitchen benchtop, it’s hard to argue elimination of high-silica artificial stone isn’t feasible. There are many other materials suitable for benchtops that contain little or no silica, such as wood, laminate, steel or marble.</p> <p>Compared with other countries, Australian consumers have developed a particular fondness for artificial stone, which accounts for <a rel="noopener" href="https://s23.q4cdn.com/225400014/files/doc_presentations/Investor-presentation-Sept-2018-Final-Version.pdf" target="_blank">45% of the benchtop market here</a>, but just 14% in the United States.</p> <p>Workers’ lung health may seem like a strange thing to contemplate when designing a kitchen. But increased awareness of this issue is crucial to drive change.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/156208/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a rel="noopener" href="https://theconversation.com/profiles/ryan-hoy-1211851" target="_blank">Ryan Hoy</a>, Respiratory Physician. Senior Research Fellow. Monash Centre for Occupational and Environmental Health, <a rel="noopener" href="https://theconversation.com/institutions/monash-university-1065" target="_blank">Monash University</a></em></p> <p><em>This article is republished from <a rel="noopener" href="https://theconversation.com" target="_blank">The Conversation</a> under a Creative Commons license. Read the <a rel="noopener" href="https://theconversation.com/renovating-your-kitchen-help-australias-tradies-avoid-silicosis-by-not-choosing-artificial-stone-156208" target="_blank">original article</a>.</em></p> <p><em>Image: Getty Images</em></p>

Home Hints & Tips

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Five money-saving kitchen renovation ideas

<p><span style="font-weight: 400;">Though renovating your kitchen can be a costly endeavour, there are some ways to spruce it up while sticking to a small budget.</span></p> <p><span style="font-weight: 400;">Consider </span><a rel="noopener" href="https://www.bhg.com.au/ways-improve-kitchen-without-breaking-bank?category=renovating" target="_blank"><span style="font-weight: 400;">these five</span></a><span style="font-weight: 400;"> quick, easy and affordable ideas if you’re looking to update your kitchen without spending a fortune.</span></p> <p><strong>Stick with the same layout</strong></p> <p><span style="font-weight: 400;">Renovations that cost an arm and a leg often involve rearranging the kitchen in a major way.</span></p> <p><span style="font-weight: 400;">If you can avoid moving cupboards, tearing down and rebuilding walls, or rearranging the electrics and plumbing, you can save some real money.</span></p> <p><span style="font-weight: 400;">Despite this, you can still give your kitchen a proper facelift.</span></p> <p><strong>Spend wisely</strong></p> <p><span style="font-weight: 400;">Another chunk of the costs will come from replacing appliances, especially if they are still in good working order.</span></p> <p><span style="font-weight: 400;">And, by reusing appliances and simply giving them a clean, you can spend the money you save on new taps or other smaller items that can add to the room’s sense of style.</span></p> <p><strong>Get out the paint roller</strong></p> <p><span style="font-weight: 400;">If you’re looking for the simplest way to revive your kitchen, painting is the best place to start. Gloomy rooms can be instantly brightened just by painting the walls, ceiling, door, and window frames with a few coats of a bright, neutral colour.</span></p> <p><span style="font-weight: 400;">Stuck with mismatched dining chairs or a set that’s seen better days? While you’ve got the paintbrush out, give your dining chairs and table a few coats of paint or a stain to make them match and look brand new.</span></p> <p><strong>Refresh your cabinetry</strong></p> <p><span style="font-weight: 400;">Another way to blow out your budget can be the replacement of cabinets. If your current ones are structurally sound but look a bit tired or no longer match your dream colour scheme, paint or replace the doors, drawer fronts and hardware and save a bucket load of cash.</span></p> <p><span style="font-weight: 400;">Another way to freshen up your over-bench cabinetry is to remove the doors altogether. This can give your shelves a new, modern look, especially if you paint or line the back of the shelves with a splash of coloured paper.</span></p> <p><strong>Add some little touches</strong></p> <p><span style="font-weight: 400;">Spending a little on replacing power-point covers, light switches, window coverings, or light fittings can add the final touches to your fresh-faced kitchen.</span></p> <p><span style="font-weight: 400;">With money saved from avoiding buying big ticket items or paying for major works, it’s possible to walk away with a new kitchen without the huge financial investment.</span></p> <p><em><span style="font-weight: 400;">Image: Getty Images</span></em></p>

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How much can I spend on my home renovation? A personal finance expert explains

<p>Home renovation has long been something of a national sport for many Australians, but community demand for home fix-ups has reached fever pitch since the pandemic.</p> <p>If you’re lucky enough to own a house — and able to afford a renovation — chances are you’ve found yourself wishing for a better work-from-home area. Or perhaps you’ve thought, “If I can’t travel and am to spend all this time at home, I may as well make it more pleasant around here.”</p> <p>Add to that the HomeBuilder grant and you get a market where builders are in <a href="https://www.abc.net.au/news/2021-03-25/building-delays-homebuilder-supply-shortage/100026876">high demand</a>, <a href="https://www.architectureanddesign.com.au/news/$52b-cash-inflow-expected-in-home-renovation-2021">architects</a> are run off their feet and the <a href="https://www.abc.net.au/news/2021-03-25/building-delays-homebuilder-supply-shortage/100026876">cost</a> of renovating is going up.</p> <p>How, then, to decide how much you can afford to spend?</p> <p>There are no easy answers, and a lot depends on property market conditions where you live, how much financial risk you’re willing to tolerate and how much you’re prepared to forgo luxuries in other parts of life.</p> <p>But as an ex-financial counsellor and former consumer credit educator for the Australian Securities and Investments Commission (ASIC), here are the questions I’d encourage you to ask yourself to help you decide how much to spend.</p> <p><strong>How much extra would it cost me each month, even if interest rates went up?</strong></p> <p>Start with thinking what you want to do and getting a good idea of how much it’s going to cost. Then, factor in <a href="https://www.domain.com.au/living/costly-mistakes-will-blow-renovation-budget/">extra</a> for unexpected surprises along the way.</p> <p>Once you have a rough idea of how much you want to borrow to fund your renovation, plug it into a loan calculator with your current lender or on the <a href="https://moneysmart.gov.au/home-loans/mortgage-calculator">MoneySmart website</a>. Add on a couple of percentage points to account for the assumption interest rates might not stay at current historic lows.</p> <p>It’s a good idea to see if you could afford the monthly repayments even if mortgage interest rates increase quite a bit in years to come.</p> <p><strong>Can I drive down other household costs?</strong></p> <p>At this point — although this is a good thing to do at any time — look for ways to reduce household costs.</p> <p>Are you getting the best possible interest rate from your lender? If you are on a variable rate, you can tell them, “I am thinking of borrowing more but I notice the rate you have on my loan on is higher than others are offering.” Often they will knock something off your interest rate straight away. If you are on a fixed rate, you could change to another lender but remember to account for break fees.</p> <p><a href="https://images.theconversation.com/files/399919/original/file-20210511-16-6clnn1.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/399919/original/file-20210511-16-6clnn1.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="" /></a> <span class="caption">Ask yourself: what expenses are coming up in the next few years?</span> <span class="attribution"><span class="source">Shutterstock</span></span></p> <p>Can you reduce other costs by getting a better deal on car insurance, health insurance, phone and electricity bills? Often you can get better prices just by calling your providers and pointing out their competitors have a better deal.</p> <p><strong>Think about your upcoming spending and income</strong></p> <p>What expenses are coming up in the next few years? Will you likely need a replacement car soon? Are schooling costs or childcare fees on the horizon? If you went all in on a renovation and could no longer afford holidays, nights out, entertainment spending — would you be comfortable with that?</p> <p>Think also about income. If someone in the household couldn’t work due to illness, or wanted to or had to work part-time, how would that affect monthly payments?</p> <p>If something goes wrong or you have an unexpected medical cost, could you afford it even with the extra debt that comes with the renovation?</p> <p>As yourself: if there was a drop in my income or a wage freeze, could I sustain payments to the mortgage?</p> <p><strong>What's the return on investment?</strong></p> <p>This is where the sheer craziness of the Australian real estate market comes into play. Even very conservative financial commentators like me are forced to admit that the property market shows no sign of slowing or stalling. It’s quite likely a renovation would drive up the resale value of your house but unfortunately there’s no easy way to find out by how much.</p> <p>Much depends on where you live. If you are in a regional area where prices have not grown as stratospherically, you might need to plan for a more moderate growth in the value of your house.</p> <p>If you are fortunate enough to have property in a major capital city, your house value is likely to appreciate even if you don’t renovate. So if your only concern is increasing the resale value, the market may take care of that anyway without the stress of renovation.</p> <p>There is still a shortage of property in Australia and demand wasn’t even particularly dented by the pandemic.</p> <p>But past performance isn’t always a reliable predictor of future outcomes. So you need to think about how you’d manage if there was a big shock to the economy or to your household.</p> <p><strong>Plan for shocks</strong></p> <p>Ask yourself: how likely is it that I lose my job? If I did, could I reliably get another? How long could I maintain payments if I was unemployed?</p> <p>Think carefully about job trends in your industry and what you’d do if, years from now, you were made redundant.</p> <p>There are no easy answers on this one. Each person has to make a judgement call about how well they can tolerate risk.</p> <p><a href="https://images.theconversation.com/files/399920/original/file-20210511-22-1yo8uou.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/399920/original/file-20210511-22-1yo8uou.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="" /></a> <span class="caption">Are you getting the best possible interest rate from your lender? Phone them and ask for a lower rate.</span> <span class="attribution"><span class="source">Shutterstock</span></span></p> <p><strong><span class="attribution"><span class="source">Decide what matters to you</span></span></strong></p> <p>Ultimately, it’s up to each person to decide what life you want to have over the next decade or more.</p> <p>It’s all well and good having an improved home but if you can’t afford to travel anywhere or ever have a night out again, you need to factor that in.</p> <p>If you can afford to see an independent financial adviser, it is not a bad idea before you launch into a big financial decision. You could also consider seeing a free financial counsellor who is independent of any lenders. They can be contacted on 1800 007 007 or through the <a href="https://ndh.org.au/">National Debt Helpline</a>.</p> <p><span><a href="https://theconversation.com/profiles/gregory-mowle-296811">Gregory Mowle</a>, Lecturer in Finance, <em><a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></span></p> <p>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-much-can-i-spend-on-my-home-renovation-a-personal-finance-expert-explains-160696">original article</a>.</p>

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Woman’s amazingly helpful discovery during home renovation

<p>A Queensland woman has made an unexpected discovery on the wall of her home during a renovation.</p> <p>The woman was peeling off the wallpaper in her room when she found a scrawled note dating back to over 22 years ago, which detailed a tip from the previous owner.</p> <p>“If you ever need to wallpaper this room again, it will take 8 rolls of wallpaper,” the note read.</p> <p>“I bought just six rolls at $17 per roll [on December 5, 1997] and didn’t have enough. It really pissed me off.”</p> <p>The message was signed off by Jon on December 21, 1997.</p> <p><img style="width: 500px; height: 281.25px; display: block; margin-left: auto; margin-right: auto;" src="https://oversixtydev.blob.core.windows.net/media/7836514/wallpaper2.jpg" alt="" data-udi="umb://media/af4b27211df04024a6ee9d214c362dd7" /></p> <p style="text-align: center;"><em>Source: Facebook/ Bunnings Mums Australia</em></p> <p>The woman shared a snap of the finding on the Bunnings Mums Facebook page with the caption: “Only a DIY mum would be this helpful.”</p> <p>People flocked to comment the post, praising the former owner as “thoughtful” and “brilliant”.</p> <p>“Thanks for the tip Jon. I hope you’ve finally gotten over it. I’m sure it’s a story that’s still told,” one wrote.</p> <p>“There needs to be more people like Jon in the world,” another commented.</p> <p>One asked whether the advice would be suitable to the conditions today: “But what if wallpaper now comes in different standard widths or lengths?”</p>

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Should you renovate or redecorate?

<p>We all get a little tired of our decor occasionally, but have you ever found yourself procrastinating about whether you should redecorate, or go the whole hog and renovate? Obviously renovating can involve serious costs and commitment, but redecorating can make a dramatic improvement without anywhere near the cost. Ultimately, you should think firstly about how the market will respond to your property when you come to sell. What will the next owner want?</p> <p><strong>Don’t overcapitalise</strong> <br />You’ve heard that before but very few people can differentiate between what they like and what the market values. The key here is to ask opinions, but not just of your friends and family. A real estate agent or building information centre can help give you a realistic view of how best to improve your home, without overcapitalising.</p> <p>If you live in a suburban property with an aging kitchen, bathroom and décor, and you’re not confident you could manage the process of renovating to achieve a modern style, you might be best placed to redecorate - with a view to preparing your home for sale to a renovator or developer, rather than attempt a renovation yourself.</p> <p>If you’ve noticed that local builders are demolishing homes like yours and replacing them with brand new ones, that’s probably a sign that there’s little value in renovating your kitchens and bathrooms. Your property may lack the street appeal that the market is now looking for, so you’d be risking overcapitalising by only addressing the interior.</p> <p>In circumstances like these, setting a budget for minor redecorating would be the better course of action. By re-painting some rooms, or even just a single wall in a room, you can brighten your home’s interior, improve its value, and give it a fresh lease on life - until the time comes to sell.</p> <p><strong>Consider your home’s long-term suitability</strong> <br />If you still love your home’s location and believe it will suit you for the long-term, then definitely consider renovating. Many kitchen companies provide a complete service, from design through to installation, and you might be surprised how creative they can be when it comes to planning better, more space efficient designs.</p> <p>Oftentimes, a modern kitchen can be installed without the need for structural alterations to your home, which improves functionality while adding value and appeal. Just remember, neutral colours and quality brand name appliances add the most value and desirability when selling.</p> <p>If you’re really lucky and your kitchen is already well designed, just replacing the doors, bench tops and appliances might be the most cost-effective solution. Likewise, with a well-designed bathroom, you may be able to refresh its appearance with new taps and fixtures, some strategic colour changes with towels and mats, and perhaps a new bench top.</p> <p><strong>Floorcoverings</strong> <br />Wooden floors are really popular these days so if your carpets are stained, smelly, getting threadbare, or you still have shag-pile, why not rip them up and polish the floors? Find an inconspicuous spot, like the corner of a room or inside a cupboard, and then pull up some carpet to see what lies beneath. Even ordinary pine flooring can achieve the extraordinary with some stain and a polish.</p> <p><strong>Ambient light</strong> <br />If a dark room or corridor is getting you down, investigate the broad range of clever skylight solutions now available. You’d be amazed how much natural light can be ducted to a room now, without the significant expense and building work that was once required.</p> <p>Modern LED lighting even makes it possible to cost-effectively light a challenging area without running up large power bills. A visit to a lighting centre will leave you buzzing with options you might not have thought even existed.</p> <p><strong>Don’t forget the big picture</strong> <br />In the end, the decision to redecorate or renovate should be made in the context of the longer-term suitability of your home and your financial circumstances. There’s no need to rush is so talk it over with friends and family, develop some ideas, and get some quotes. Then, ask a real estate agent for an appraisal and discuss your renovation or redecoration plans with them. Again, seek several opinions and you’ll receive a range of different thoughts and opinions. This will help you arrive at a fully informed decision.</p> <p><em>Written by Stewart Bunn. Republished with permission of <a href="https://www.wyza.com.au/articles/property/should-you-renovate-or-redecorate.aspx">Wyza.com.au.</a></em></p>

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What you should know about renovating and asbestos

<p>We all love making our own home better to live in, but are we aware of the risks? </p> <p>Many amateur renovators aren’t aware of some of the hidden renovating risks. For instance, you only have to inhale one tiny dot of asbestos into your lungs and there’s a chance, many years later, you could develop mesothelioma – a deadly cancer of the lungs and chest wall.</p> <p>In the past, the people who were being diagnosed with malignant mesothelioma were mostly men who’d been exposed to asbestos through their work as tradesmen. However, more recently, this has changed with current research showing more people – including women – are exposing themselves to very slight amounts of asbestos when they do simple home renovations.</p> <p>A recent study by Professor Eun-Kee Park into Asbestos exposure during home renovations in NSW showed: </p> <ul> <li>61.4 per cent of DIY renovators reported being exposed to asbestos during home renovations.</li> <li>39.3 per cent reported their partner and 22.8 per cent reported their children, were also exposed to asbestos during home DIY home renovations.</li> <li>Non DIY renovators were less likely to be exposed or have their families exposed.</li> </ul> <p><strong><em>In Australia, at least one house in every three has some asbestos in it</em></strong></p> <p>Asbestos was widely used in Australian homes before 1987 and so to help get this information to the general public, this month is National Asbestos Awareness Month.</p> <p><strong>John Jarratt wants to help spread the message</strong> <br />Well-known Australian actor, <a href="https://www.wyza.com.au/entertainment/where-are-they-now-john-jarratt.aspx">John Jarratt</a>, feels strongly about asbestos exposure because he had a close friend, Harold Hopkins, die from mesothelioma at the age of 67. Because of Hopkins story Jarratt agreed to be a spokesperson for National Asbestos Awareness.</p> <p>Jarratt’s friend was a fellow actor and when he was studying his craft, used to work in the building trade, renovating houses. In 1968, he renovated a fibro house and was exposed to the asbestos fibres.</p> <p>“He ended up with mesothelioma,” says Jarratt. “It killed him in six months, once he was diagnosed.”</p> <p><strong>A few seconds of exposure is all it takes</strong> <br />Jarratt is aware of just how easy it is to expose yourself to asbestos accidentally – even just momentarily – but he says that’s enough to be a death sentence. Jarratt also worked in the building industry when he was an up-and-coming actor, and he’s seen first-hand how easy it is to accidentally come across asbestos.</p> <p>“It’s potent stuff. Only one tiny little dot of it goes into your lungs, and you’re gone,” he says.</p> <p>The trick with mesothelioma is the fact it can lay dormant for between 20 and 50 years but when it does develop, it’s usually at a rapid pace. Unfortunately, there’s no cure for mesothelioma and the average survival time is 10 to 12 months following diagnosis. As well as mesothelioma, you can develop lung cancer, asbestosis and benign pleural disease from inhaling asbestos fibres.</p> <p>“It can lay dormant a long, long time,” says Jarratt. “I could be down the drain myself because I was raised in a fibro house myself in a little coal-mining village on the south coast of New South Wales.”</p> <p>“Every time my mum got pregnant, the old man was out there cutting up sheets of fibro and building another room. And we were all sucking it all in, helping him out. So I could just as easily suffer for it – who knows?” he explains.</p> <p>Jarratt is quick to point out, it doesn’t matter how careful you are after you’ve been exposed. His friend, Hopkins, was a vegan and kept himself extremely fit.</p> <p>“If you wanted to put money on somebody to get to 100, you’d put all your money on Harold. He ran 15k, which was his morning run and halfway through his hundred push ups he got a pain in the chest. Six months later he was dead,” says Jarratt. “But none of that helps – once you’ve been exposed, there’s nothing much you can really do.”</p> <p>“Also, unfortunately you can be susceptible to it too. That’s the other thing. You can be a lucky guy and have a strong immunity to it or maybe not,” Jarratt adds.</p> <p><strong>It’s easy to check if your house has asbestos</strong><br />Jarratt emphasises it’s very easy to be proactive and find out if your house has asbestos in it.</p> <p>“You go to your local council. Every council in Australia knows about it,” says Jarratt. “You just go there and they’ll give you a leaflet on it and that’ll tell you exactly what to do and what the problems are. It’s all very well organised in that regard.”</p> <p>“If your house is pre-1987, it’ll most definitely have asbestos in it – could be the back board of your meter box. It’s everywhere. You know those old hot water services that used to be in the roof? They usually sit on a bed of asbestos. So it’s in all sorts of places,” he adds.</p> <p>As for DIY renovating, Jarratt warns it’s important to know what you’re doing: “If you’ve got an old house and some timber cladding, you’ve got to make sure that someone hasn’t put that over fibro which is very common.”</p> <p>“Just don’t bore a hole into a wall unless you know what it’s all made of,” he adds. “I know, because I’ve done a lot of building. I just simply go under the house and look up through the stud wall and see on the inside, all the sheeting. That’s the only way you can see the sheeting so that’s what experts who know what they’re doing, do,” he explains.</p> <p>Jarratt adds there’s no safe level of working with asbestos.</p> <p>“Look, I’ve been exposed to it all my life because I’ve built houses in between acting jobs. I mean, it’s very extensive in this country. I mean they call the working class the fibro belt for god’s sake,” he laughs.</p> <p>But as Jarratt explains, if you find some fibro in your house and don’t touch it, you’re fine. “If you don’t touch it you’re fine – don’t touch it. You can paint it – that’s fine. But don’t go sanding!!! Leave it alone and get advice – it’s not worth it!”</p> <p>It’s important to keep in mind, asbestos is not only found in fibro homes. Australia was among one of the largest consumers of asbestos-containing materials in the world with asbestos-containing products still found in one in three brick, weatherboard, fibro or clad homes built or renovated before 1987.</p> <p>Asbestos was also used in the manufacture of a broad range of products. It can literally be anywhere! Under-floor coverings including carpets, linoleum and vinyl tiles, behind wall and floor tiles, in cement floors, internal and external walls, ceilings and ceiling space (insulation), eaves, garages, roofs, around hot water pipes, fences, extensions to homes, garages, outdoor toilets, backyard and farm structures, chook sheds and even dog kennels.</p> <p>Without knowing where these types of asbestos-containing products might be located or how to manage and dispose of asbestos safely, you can end up at risk when you try to renovate your house yourself.</p> <p><strong>Asbestos exposure is common during home renovations</strong><br />To find out more about asbestos and where it could be in your house, take a look at the <a href="http://asbestosawareness.com.au/">Asbestos Awareness site here</a>. This site will make it easy for you to identify the sorts of products you need to look out for, the locations where asbestos might be found and how you need to get professional help to manage and dispose of asbestos safely.</p> <p>The video below with Cherie Barber will help you identify the various locations in homes where asbestos might be found in your home, providing the most practical and easily accessible resource for homeowners, renovators and tradespersons.</p> <p><strong>Asbestos Safety Check</strong></p> <p>1. At least 1 in 3 Australian homes contains asbestos including brick, weatherboard, fibro and clad homes. </p> <p>2. Asbestos was widely used in building materials before 1987 so if your home was built or renovated before 1987 it most likely contains asbestos in some form or another.</p> <p>3. If asbestos is disturbed during renovations or maintenance your health and the health of your family could be at risk.</p> <p>4. DIY is not recommended where asbestos is present.</p> <p>5 When renovating or working in and around homes, if in doubt assume asbestos materials are present and take every precaution.</p> <p>6. Dealing with asbestos is important and serious, but it’s not overwhelming – it is manageable!</p> <p>7. If you’re not sure if asbestos is in your home you can have it inspected by a licenced removalist or a licensed asbestos assessor.</p> <p>8. Products made from asbestos cement include fibro sheeting (flat and corrugated), water, drainage and flue pipes, roofing shingles, guttering and floor and wall coverings.</p> <p>9. If left undisturbed asbestos materials in good, stable condition are unlikely to release dangerous fibres and pose a health risk. Generally, you don’t need to remove the asbestos. Paint it and leave it alone but remember to check it occasionally for any signs of wear and tear.</p> <p>10. There are legal requirements regarding asbestos management, its removal and disposal</p> <p>11. While some might follow the regulations and safety requirements to remove small amounts of asbestos, the safest way to manage its removal is to retain a licenced professional asbestos removalist equipped to protect you and your family from the dangers of asbestos dust and fibres.\</p> <p>12. Where asbestos fibres are friable (loose and not bonded into building materials), ONLY licenced friable asbestos removalists are allowed to remove it.</p> <p>13. The cost of asbestos removal by a licenced professional is comparable to most licenced tradesmen including electricians, plumbers and tilers.</p> <p>14. If you must work with any material that may contain asbestos or remove asbestos yourself, protect yourself and your family and follow the legal and safety requirements for the management of asbestos to minimise the release of dust or small particles from the asbestos materials.</p> <p>15. Never use tools on asbestos materials as they will make asbestos fibres.</p> <p><em>Written by Pamela Connellan. Republished with permission of <a href="https://www.wyza.com.au/articles/health/what-you-should-know-about-renovating-and-asbestos.aspx">Wyza.com.au.</a></em></p>

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