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The one thing you must do before retirement

<p>When you think about planning for retirement, the standard advice is to take a thorough look at your superannuation and finances. Although money is undoubtedly an important aspect of retirement planning, making a plan for your emotion and physical wellbeing is just as crucial.</p> <p>New research from the UK has found that retirement can have a negative impact on your mental and physical health. The study, published by the Institute of Economic Affairs, looked at the impact of retirement on 7,000 people aged 50 to 70, and found that while retirement gives most people a small health booth, over the medium to long-term it causes a “drastic decline in health”. </p> <p>For both men and women, retirement decreases the likelihood of "very good” or "excellent" self-reported health by 40 per cent, increases risk for depression by 40 per cent, and diagnosis of a physical illness by 60 per cent. The study’s lead author, Gabriel Sahlgren, noted: "Work, especially paid work, gives many people a sense of purpose. Losing that may lead to declines in health."</p> <p>The lesson: Make a plan for your emotional and physical health.</p> <p>“Don't wait until you retire to decide how you're going to keep busy,” Dave Bernard, retirement blogger and author of Are You Just Existing and Calling it a Life?, told Prevention, adding, “And you need to look well beyond the first six months.”</p> <p>Just as it’s necessary to make sure your finances are in order before retirement, it’s crucial to ask yourself: What will my new sense of purpose in retirement be?</p> <p>“Many times, adults might not think about what it actually means to be retired, or they think about retirement in abstract terms,” says Angela Curl, an assistant professor in the University of Missouri School of Social Work.</p> <p>She says you need to make concrete plans for retirement. “If you want to volunteer when you are retired, ask yourself where and how often. Having specific plans and steps to follow will help you enter retirement more easily,” says Curl.</p> <p>Creating a plan of how you’ll spend your time when you retire will keep you mentally and physically strong, ensuring that you’ll be healthy enough to enjoy your well-deserved retirement.</p> <p><em>Image credits: Getty Images </em></p>

Retirement Life

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5 must-watch films about ageing

<p>In an age where it seems everything pop culture is concerned with youthfulness and preventing the process of ageing at every chance, these films bucked the trend to bring authentic (not to mention entertaining) stories about ageing to the masses. Here are five movies about the trials and triumphs of growing old that you simply can’t miss.</p> <p><strong><em>About Schmidt</em></strong></p> <p>Starring Jack Nicholson as the newly-retired Warren Schmidt, this is a film about finding friendship and meaning in unlikely places. After his wife suddenly dies, he takes a life-changing trip across the country, confronting his demons and learning about what he really wants out of life. The final scene alone is worth a watch.</p> <p><strong><em>Amour</em></strong></p> <p>If you can stand the subtitles, this Oscar-winning French film is definitely not one to miss. It follows the story of an elderly couple, Anne and George, as they face the challenges that arise when Anne experiences a severe stroke. It’s a beautiful movie which showcases the power of love and the strength of the human spirit.</p> <p><em><strong>On Golden Pond</strong></em></p> <p>This 1981 film earned Henry Fonda an Oscar, and it’s not difficult to see why. <em>On Golden Pond</em> candidly explores the not-so-welcome side effects of ageing and the heartbreaking impact of memory loss on a tight-knit family. With great performances from Katherine Hepburn and Fonda’s daughter Jane, this is a film every family needs to watch.</p> <p><em><strong>The Curious Case of Benjamin Button</strong></em></p> <p>It may surprise you, but <em>Benjamin Button</em> is actually a fantastic commentary on what it means to grow old and how little our ‘age’ reflects how old we feel on the inside. Loosely based on F. Scott Fitzgerald’s 1992 short story of the same name, the film follows the relationship between Daisy Fuller (Cate Blanchett) and Benjamin Button (Brad Pitt), who bizarrely ages in reverse.</p> <p><strong><em>The Best Exotic Marigold Hotel</em></strong></p> <p>Featuring a star-studded cast including Judi Dench, Maggie Smith and Bill Nighy, if you haven’t already seen <em>The Best Exotic Marigold Hotel</em>, you’re in for a treat. The film follows a group of British seniors who move to a retirement hotel in India. What follows is an experience that just goes to show, it’s never too late to rediscover yourself. Plus, the sequel is just as fun!</p> <p><em>Image credit: Shutterstock</em></p>

Movies

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6 questions you must ask yourself before downsizing

<p>For many people, retirement is the time to downsize from the family home to a smaller dwelling. It’s a big decision so before you take the plunge, first ask yourself these six questions to ensure you make an informed choice.</p> <p><strong>1. How much will I save moving to a smaller home?</strong></p> <p>A big reason to downsize is to save money, but you might not always save as much as you think when you really drilldown into the costs. Carefully compare the costs of your potential new dwelling with how much you’re spending now. Consider everything including the price of the house, maintenance, utilities, transport, entertainment and food.</p> <p><strong>2. Will the new neighbourhood fit my lifestyle needs?</strong></p> <p>When people retire their needs change; they no longer need to live in an area close to work or near good schools, for example. With this new change, you will have to work out what your new needs might be, and take that into consideration when looking for a place. Downsizing isn’t just about the house but the type of neighbourhood you want to live in.</p> <p><strong>3. How much longer will I be able to maintain my current home?</strong></p> <p>As you age, you might find that you’re not able to maintain a big house with a big garden as well as you once did. If those little maintenance projects are taking much longer than usual, it could be time to downsize. A house takes very little time to fall into disrepair, which means the property loses vales. It’s a smart idea to sell a house when you are able to make it looks its best.</p> <p><strong>4. What will I bring with me and what will I lose?</strong></p> <p>The reality of a smaller place is that there will be less space to put your things. For many people, the hardest part of downsizing is decluttering, so do the mental preparation of deciding what you’re going to bin (or give to charities) before you actually move – otherwise you might end up bringing too much with you. You will have to make some tough, sometimes emotional, decisions but don’t let your “things” hold you back from moving forward.</p> <p><strong>5. How is your health and your partner’s health?</strong></p> <p>It’s always best to move when you’re fit and able rather than being forced to by circumstances later down the track. And even though you’re healthy now, you need to consider your future health needs when deciding on a new home. Will you always be able to navigate the stairs or mow the lawn? Is the place close to medical care? Is the neighbourhood senior-friendly? These are just a few questions to think through.</p> <p><strong>6. How close will family and friends be?</strong></p> <p>As people age, it’s common for social circles to shrink so in retirement, it’s more important than ever to keep socially active. Therefore, it’s crucial to factor in social connections and activities into your move. How close will family and friends be from your new place? Does your new neighbourhood have activities for retirees? Are there opportunities to make new friends and discover new activities? While retirement planning mostly focuses on finances, your emotional and social needs are just as important and should be carefully considered.</p> <p><em>Image credits: Getty Images</em></p>

Home Hints & Tips

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Must-have food experiences when in Rome

<p>There are only two reasons people go to Rome – for the sights such as the Trevi Fountain, the Colosseum, St Peter’s Basilica. The second, people will tell you, is the culture. But that’s a lie. Don’t believe them. They’re really just there for the food. Not that we’re judging, we’re just pointing out the obvious. And it is obvious, because Rome’s food scene is wonderful. To help you do Rome like a foodie, here are four absolutely essential things to do when you’re there.</p> <p><strong>Eating tours</strong></p> <p>Got some time to spare and a stomach that needs serious filling? Go on one of Rome’s many eating tours. There are loads to choose from so do your research about which one is best for you, then eat your way around the city.</p> <p>TOP TIP: If you go back a day or two later, it’ll be a different group or people and possibly a different tour guide, so no one will judge you for doing it all again.</p> <p><strong>The Pasta Museum</strong></p> <p>Got a love for carbs that is as high as the Tower of Pisa? Then you might want to visit the Pasta Museum – one of Rome’s more obscure tourist destinations. You can lean about all things pasta: its history, nutritional values, how it’s made. You can see pasta-making machines from different eras and pick up some, you guessed it – pasta – from the gift shop on your way out.</p> <p>WHERE: Piazza Scanderbeg 117 (not far from the Trevi Fountain)</p> <p><strong>Mozarella madness</strong></p> <p>Perfect for when you want a light meal, mozzarella bars will serve you out-of-this-world cheese with salad, smoked salmon or prosciutto. Treat yourself and add a glass of wine for the ultimate indulgence.</p> <p><strong>Gelato everywhere</strong></p> <p>If you don’t know the nutritional benefits of gelato, let us give you a refresher: it’s delicious. When you’re in Rome, you have to eat as much gelato as you can so you can rave about it to your friends and family when you get home. Try to avoid the tourist traps that charge through the nose – do your research and find out where the locals go for their gelato.</p> <p><em>Image credit: Shutterstock</em></p>

International Travel

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10 things you must know before adopting exotic pets

<p><strong>1. The world of exotic pets</strong></p> <p> </p> <p>Exotic pets—birds, reptiles, small mammals, and even pigs—are among the most rehomed pets there are. (Rehomed means their original owners gave them up.)</p> <p>People think the ball python looks cool, or that the sugar glider is super cute, or that the teacup pig is adorable.</p> <p>But when the python outgrows its enclosure, or the sugar glider is difficult to feed, or the teacup pig is a lot bigger than a teacup, owners become overwhelmed and place them for adoption, or, abandon them entirely.</p> <p>When looking for a list of exotic pets, there are many things to consider besides how the animal looks.</p> <p> </p> <p><strong>2. What you have to consider</strong></p> <p>‘Small mammals, reptiles and birds can make excellent additions to the family, but they are very different from dogs and cats,’ says Gabby Schrader, DVM.</p> <p>‘Before you bring your new pet home, be sure to research their specific husbandry needs.</p> <p>‘Food, supplements, temperature and humidity can make all the difference in your animal’s health.</p> <p>‘Some animals, like pocket pets only live a few years, but reptiles and birds can live over 50 years.’</p> <p>Schrader also notes the importance of knowing where your local exotic animal veterinarian is, as not all vets will treat them.</p> <p><strong>3. Housing</strong></p> <p>The first thing to consider when adopting an exotic pet is their housing.</p> <p>Reptiles need heat sources, birds need cages, but a cage sufficient for a cockatiel won’t work for a macaw.</p> <p>Pocket pets and other small mammals all have specific housing requirements as well. Do they climb? Burrow? Do they use a litter box like ferrets?</p> <p>All these questions should be answered before you bring your pet home so you have the perfect enclosure ready for them on arrival.</p> <p><strong>4. Veterinary care</strong></p> <p>This can’t be stated too strongly: Not all veterinarians care for all types of animals.</p> <p>Exotic animal vets are much less common than small animal (dog and cat) vets, and many small animal vets don’t have the equipment required to do extensive treatments on exotics.</p> <p>Ask your small animal vet for a recommendation or visit your local pet store and ask who they suggest.</p> <p>When deciding the best exotic pets for you, make sure you have access to a vet who treats them.</p> <p><strong>5. Behaviour and temperament</strong></p> <p>If you’re looking for a snuggly pet to cuddle up in your lap, a bearded dragon may not be the best choice.</p> <p>Likewise, if you spend 60 hours a week at work and are rarely home, a social animal like a parrot is not the pet for you. (In fact, you probably don’t have time in your life for any sort of pet.)</p> <p>Understanding your pet’s unique temperament, behavior, and enrichment needs is very important in ensuring a high quality of life.</p> <p><strong>6. Diet</strong></p> <p>Exotic pets can have exotic dietary needs.</p> <p>From pig chow to frozen pinkie mice, it’s important to meet your pet’s specific dietary needs and avoid medical problems caused by nutrient deficiencies.</p> <p>Understanding that your pet needs to eat mice or crickets means being willing to feed them mice or crickets.</p> <p>Or if your pet is a vegetarian, plan on doing a lot of chopping and slicing to provide them with fresh vegetables and/or fruit every day.</p> <p><strong>7. Legal questions</strong></p> <p>One big question to answer before adopting your exotic pet is if it’s even legal in your state or town.</p> <p>Many states ban exotic animals that could damage the ecosystem if released or if they are able to breed with native species.</p> <p>Bringing home a pet and bonding with it, then having your pet confiscated, can be both traumatic and costly.</p> <p><strong>8. Size and lifespan</strong></p> <p>The average adult size of your pet and its lifespan are other important considerations when deciding whether to adopt an exotic pet or not.</p> <p>A tortoise adopted when you’re a child can not only outlive you, but, depending on breed, can grow to several hundred pounds.</p> <p>Many species of reptile and bird can live over 50 years, so arrangements must be made for care in the event of your death.</p> <p>Owners of long-lived pets frequently add clauses in their will to provide for their pets.</p> <p><strong>9. Disease</strong></p> <p>People with weak immune systems should also be wary of adopting exotic pets, as some, like reptiles, carry salmonella in their gut.</p> <p>Proper handwashing is of paramount importance, as is keeping the animal’s enclosure clean.</p> <p>If children or older adults will be handling the pet, extreme care should be taken to ensure proper hygiene.</p> <p><strong>10. Other pets</strong></p> <p>One other important consideration is the presence of other pets in the home.</p> <p>A home with indoor cats may not be the right place for a sugar glider for instance.</p> <p>Ensuring that old pets are compatible with new pets is one of the most important factors in adopting an exotic pet.</p> <p>Countless exotics are rehomed or abandoned every year because of problems with other pets.</p> <p><em>Image credit: Shutterstock</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/pets/10-things-you-must-know-adopting-exotic-pets" target="_blank" rel="noopener">Reader's Digest</a>.</em></p>

Family & Pets

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Natural wonders you must see before they disappear

<p>While we don’t mean to alarm anyone, you’ve likely heard the grim timelines: if global warming continues, the Great Barrier Reef will be bleached by 2030; glaciers in the Swiss Alps, on Mt. Kilimanjaro, and in Glacier National Park will disappear in under 40 years; and Arctic ice melt will send polar bears into extinction. It’s a sad state of affairs.</p> <p>So while we sit and hope for a miracle, make sure you travel and see any of the precious places on your bucket list before it’s too late.</p> <p>While you might be thinking that tourism will add stress to these already distressed areas, in actual fact it can also provide income, which in turn can help preserve these wonders. Here we look at our top seven areas – some that are lesser know than others – and all of which can be visited responsibly.</p> <p><strong>Belize barrier reef</strong></p> <p>One of the most diverse reef ecosystems in the world is home to whale sharks, rays, and manatees, as well as sturgeon, conch and spiny lobsters.</p> <p>The Danger: Sadly, like the Great Barrier Reef in Australia, the Belize Barrier Reef leads a fragile existence. A section of the nearly 700-mile-long Mesoamerican Reef that reaches from Mexico to Honduras, the Belize reef suffered a severe bleaching in 1998, with a loss of 50 percent of its coral in many areas, including much of its distinctive staghorn coral. Since the bleaching, its decline has continued, due to global warming of the world’s seas, agricultural pollution, development, and increasing tourism, which has given rise to more coastal development and an invasion of cruise ships.</p> <p><strong>The Congo Basin</strong></p> <p>Tropical rainforests like the Congo Basin produce 40 per cent of the world’s oxygen and serve as a vital source of food, medicine and minerals.</p> <p>The Danger: At more than 1.3 million square miles, the Congo Basin has the world’s second-largest rainforest. According to the UN, up to two-thirds of the forest and its unique plants and wildlife could be lost by 2040 unless more effective measures are taken to protect it. Extending across six nations, 10 million acres of forest is degraded each year due to mining, illegal logging, farming, ranching and guerilla warfare. Roads cut by loggers and miners have also enabled poachers and bushmeat hunters to prey on endangered animals like mountain gorillas, forest elephants, bonobos and okapis. As the forest shrinks, less carbon dioxide is absorbed, and rain decreases, adding to climate change.</p> <p><strong>The Dead Sea</strong></p> <p>It’s the lowermost spot on earth (1,312 feet below sea level to be exact), has 10 times more saline than seawater (meaning that you would float like a cork does in water), and is believed to contain therapeutic minerals.</p> <p>The Danger: In the last 40 years, the Dead Sea has shrunk by a third and sunk 80 feet, stranding formerly seaside resorts and restaurants nearly a mile from shore. The Jordan River is the lake’s sole source, and as surrounding countries increasingly tap its waters, little reaches the Dead Sea, which could disappear within 50 years. Further pressure is put on the sea by the cosmetic companies and potash producers who drain it for minerals.</p> <p><strong>The Everglades</strong></p> <p>This 2.5 million–acre wetland in Florida encompasses cypress swamps, mangroves, sawgrass and pine savannahs. It's the only place in the world where crocodiles and alligators share territory.</p> <p>The Danger: A host of dangers are putting this delicate wetland at risk: pollution from farms, invasive species, and encroaching development. As a result, The Everglades is now half the size it was in 1900. Worse still, this is the sole habitat of the Florida panther, and there are less than 100 of the creatures left in the wild.</p> <p><strong>Madagascar</strong></p> <p>More than 80 percent of Madagascar’s flora and fauna are found nowhere else on Earth, thanks to millions of years of isolation in the Indian Ocean off of Africa.</p> <p>The Danger: If nothing is done to save the world’s fourth-largest island, its forests will be gone in 35 years (once 120,000 square miles, they're now down to 20,000), and their unique inhabitants along with them. Forest ecosystems are being destroyed by logging, burning for subsistence farms, and poaching.</p> <p><strong>The Maldives</strong></p> <p>The nation is rich in coral reefs and endangered fish — such as the giant Napoleon wrasse, leopard shark and some 250 manta rays (most with wingspans of 10 feet).</p> <p>The Danger: If global warming continues to melt the ice caps and raise sea levels, scientists don’t hold much hope for the Maldives. Its 1,190 small islands and atolls (200 of which are inhabited) scattered across the Indian Ocean rise a mere eight-feet above sea level. In 2008, the President of the Maldives announced the government would start buying land in other countries, including India, for future homes for citizens displaced by rising waters. In 2009, he held a cabinet meeting underwater to stress the islands' vulnerability.</p> <p><strong>The Poles</strong></p> <p>The natural phenomena here are unique and inspiring: towering icebergs, Aurora Borealis, and majestic animals (penguins, polar bears, whales).</p> <p>The Danger: The Woods Hole Oceanographic Institute, the world’s largest non-profit ocean research group, has predicted that 80 per cent of the emperor penguin population of Antarctica will be lost, and the rest in danger of extinction, if global warming continues. As sea ice disappears at the poles, so do entire ecosystems: the phytoplankton that grows under ice sheets feeds zooplankton and small crustaceans like krill, which are on the food chain for fish, seals, whales, polar bears and penguins. Studies predict that with continued warming, within 20 to 40 years, no ice will form in Antarctica.</p> <p><em>Images: Getty</em></p>

International Travel

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7 must-know cruise rules

<p dir="ltr">A cruise has the potential to be the holiday of a lifetime, so it’s important to make sure you enjoy every second of it. </p> <p dir="ltr">And with these seven cruise etiquette guidelines, you’ll keep out of trouble, and make a few friends along the way - maybe even snagging the title of “everyone’s favourite passenger”. </p> <ol> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Loyalty is crucial </strong></p> </li> </ol> <p dir="ltr">Getting a trivia team together can be difficult, but once you’ve found the golden combination, don’t let go. Absolutely don’t drop a team member if they’d had a bad performance - we’ve all been there, knowing every capital city on Earth is a top tier challenge - and under no circumstances swap teams without warning. Just like in sports, once you’ve worn the jersey, those are your people and those are your players. Loyalty is golden, just like that first place medal that could soon be yours. </p> <ol start="2"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Don’t overbook </strong></p> </li> </ol> <p dir="ltr">Nobody wants to turn up to the restaurant to learn that every table has been booked out, and yet not a single table is available. While cruise ships may not penalise passengers who book a table at every eatery to guarantee a space that night, you should always ring up and cancel the second you have no intention of going. And do it as far ahead of time as possible - give your fellow holidaymakers a chance to grab a bite, too. Sharing, after all, is caring. </p> <p dir="ltr">“If you make a dinner booking in a speciality restaurant and change your mind about going, follow the courtesy you'd show on land and cancel the reservation in advance,” Jana Frawley, Escape Content Director, said, “this is helpful for the staff, but also fellow guests who can now book in your place.” </p> <ol start="3"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>The crew are for everyone </strong></p> </li> </ol> <p dir="ltr">It’s well-known that some of the longest wait times on a cruise ship can be while you’re standing in line for your turn at the service desk. It’s recommended that passengers wait around 24 hours for non-emergencies, giving the ship’s crew the time they need to get set up, and finalise any preparations to give you the holiday of your dreams. And if your Wifi isn’t working from the first second, where’s the harm in admiring the gorgeous views you paid for? </p> <ol start="4"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Get a watch </strong></p> </li> </ol> <p dir="ltr">The worst kind of tour companion is the late companion. Holding everyone else up because you weren’t keeping track of time on your shore trip will achieve one thing: frowns from everyone around you. And should you opt to head out on your own and leave every single person on board twiddling their thumbs? Good luck. </p> <ol start="5"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Keep your gas out of the hot tub </strong></p> </li> </ol> <p dir="ltr">This one is fairly self-explanatory. The same rules apply in any spa back on land, and we all know exactly what those bubbles mean. </p> <ol start="6"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Let them entertain you </strong></p> </li> </ol> <p dir="ltr">Let the staff do their jobs in peace - don’t touch, don’t heckle, don’t bother them with questions you know should be directed elsewhere. This especially goes for the entertainment director. While it’s their job to make you feel welcome, to make sure you have fun, to invite you into the cruising world, they’re still on the clock, and they still get breaks - so, let them. </p> <ol start="7"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation"><strong>Germs-be-gone</strong></p> </li> </ol> <p dir="ltr">Unfortunately, being in any confined space for an extended period of time with hundreds of other people is bound to lead to at least one cold popping up for some unfortunate soul. And while it’s a miserable experience to be that person, knowing you’re missing out on things, it is absolutely vital that you do the right thing and stay away until you’re better. Don’t be responsible for bringing the entire passenger base down - there will be no forgetting that. </p> <p dir="ltr">“Just stay in your damned stateroom and order room service,” Simone Mitchell, Escape’s associate digital editor, said. “It sucks, yes, but it’s not a conspiracy to make your life difficult or unpleasant. It’s just bad luck.” </p> <p dir="ltr"><em>Images: Getty</em></p>

Cruising

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5 must-see TV shows for 2023

<p dir="ltr" role="presentation"><strong>1. Happy Valley</strong></p> <p dir="ltr">A British crime drama, set and filmed in the Calder Valley of West Yorkshire. The show follows a character, Catherine Cawood, a strong-willed police sergeant in West Yorkshire recovering from family trauma. Just as she thinks her life is back together, it takes a turn for the worst. </p> <p dir="ltr"><strong>2. Extraordinary </strong></p> <p dir="ltr">Jen, an 18-year-old, self-aware woman who lives in a world where everybody has a super power except her. This fresh comedy from first-time TV writer Emma Moran, introduces Jen, who remains powerless at the age of 25, desperately on the hunt to discover her gift, no matter what. </p> <p dir="ltr"><strong>3. Pamela, a love story</strong></p> <p dir="ltr">Take a dive into the history of Pamela Anderson with this documentary. From Playboy to the notorious Baywatch actress and tabloid sensation, Anderson’s life is complicated. The intimate documentary follows the trials and tribulations of simply being her. Based on a true story, made with her full permission. </p> <p dir="ltr"><strong>4. Nolly</strong></p> <p dir="ltr">This show follows British Soap star Noele Gordon as she navigates the reign and fall from grace. The three-part drama series follows the actress’ journey on the soap Crossroads, for which she starred in for 17 years. </p> <p dir="ltr"><strong>5. Best Interests</strong></p> <p dir="ltr">The show follows a couple who attempt to keep their daughter alive against medical advice. Be sure to keep tissues handy when you watch this four-part drama series because it is sure to tug on the heart strings. </p> <p dir="ltr"><em>Image credit: Getty</em></p>

TV

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Coastal property prices and climate risks are both soaring. We must pull our heads out of the sand

<p>Australians’ <a href="https://www.nfsa.gov.au/collection/curated/australians-beach">well-documented</a> affinity with the sun, surf and sand continues to fuel <a href="https://www.smh.com.au/property/news/stunning-holiday-hotspots-where-house-prices-have-doubled-in-five-years-20221109-p5bwuk.html">coastal property market growth</a>. This growth defies rising interest rates and growing evidence of the <a href="https://www.theguardian.com/australia-news/2020/jul/23/against-the-tide-storm-battered-wamberal-residents-cling-to-beachfront-homes">impacts of climate change</a> on people living in vulnerable coastal locations.</p> <p>People in these areas are finding it harder to insure their properties against these risks. Insurers view the Australian market as sensitive to climate risks, as climate change impacts can trigger large insurance payouts. They are <a href="https://www.theguardian.com/australia-news/2022/nov/12/australians-facing-prohibitive-insurance-premiums-after-climate-related-disasters">pricing their products accordingly</a>.</p> <p>Clearly, there is a vast disconnect between the coastal property market and climate change impacts such as increasingly severe storms, tidal surges, coastal erosion and flooding. There is no shortage of <a href="https://www.smh.com.au/business/banking-and-finance/32-billion-of-cba-mortgages-exposed-to-extreme-weather-risks-climate-analysis-finds-20220819-p5bb5p.html">reports</a>, <a href="https://www.climatecouncil.org.au/resources/australian-homes-uninsurable-2030-climate-risk-map/">studies</a> and <a href="https://www.abc.net.au/news/2022-11-18/gold-coast-council-additional-88-000-properties-at-flood-risk/101664596">analyses</a> confirming the climate risks we are already living with. Yet another alarming <a href="https://www.csiro.au/en/research/environmental-impacts/climate-change/State-of-the-Climate">State of the Climate</a> report was released last week.</p> <p>We keep talking about reaching global net-zero emissions. But this “<a href="https://www.youtube.com/watch?v=ZwD1kG4PI0w">blah blah blah</a>” masks the fact that climate impacts are already with us. Even if we make deeper, faster cuts to emissions, as we must, our world is now warmer. Australians will <a href="https://www.science.org.au/supporting-science/science-policy-and-analysis/reports-and-publications/risks-australia-three-degrees-c-warmer-world">feel the effects of that warming</a>.</p> <p>We ultimately cannot afford the price of business as usual, as embodied by so many coastal developments.</p> <figure><iframe src="https://www.youtube.com/embed/ZwD1kG4PI0w?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">Greta Thunberg denounces the ‘blah, blah, blah’ from world leaders in response to the climate emergency.</span></figcaption></figure> <p><strong>Risks are worrying banks and insurers</strong></p> <p>In Australia, the disasters and the environmental collapse we are experiencing will get worse. While a range of businesses see this as opening up <a href="https://www.accc.gov.au/media-release/accc-internet-sweeps-target-greenwashing-fake-online-reviews">new market and product frontiers</a>, the fact is climate change is creating a fundamentally uncertain, unstable and difficult world.</p> <p>Banks have a <a href="https://law-store.wolterskluwer.com/s/product/banking-on-climate-change-how-finance-actors-regulatory-regimes/01t0f00000J3aMk">central role</a> in addressing climate risks. They are <a href="https://theconversation.com/how-can-your-bank-help-reduce-climate-change-risks-to-your-home-60049">exposed to climate risk</a> through residential lending on properties that are vulnerable to climate impacts and now <a href="https://www.theguardian.com/australia-news/2022/nov/26/australias-unraveling-climate-risk-leaving-more-homes-uninsurable-against-flooding-expert-warns">face insurance pressures</a>.</p> <p>One in 25 Australian homes are <a href="https://www.climatecouncil.org.au/resources/australian-homes-uninsurable-2030-climate-risk-map/">projected to be uninsurable by 2030</a>. The Australian government risks bearing the large costs of supporting the underinsured or uninsured – otherwise known as <a href="https://www.pc.gov.au/inquiries/completed/disaster-funding/report">being “the insurer of last resort”</a>.</p> <p>This costly legacy shows why planning decisions made now must take account of climate change impacts, and <a href="https://link.springer.com/article/10.1007/s40641-020-00161-z">not just in the wake of disasters</a>.</p> <p>The rapidly escalating impacts and risks across sectors demand that we undertake mitigation and adaptation at the same time, urgently and on a large scale. This means reducing emissions to negative levels – not just reaching net zero and transitioning our energy sector, but also actively removing greenhouse gases from the atmosphere.</p> <p>We must also respond to climate change risks already locked into the system. We have to make substantial changes in how we think about, treat, price and act on these risks.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Australia’s ‘unraveling’ climate risk leaving more homes uninsurable against flooding, expert warns <a href="https://t.co/cLj1SKei72">https://t.co/cLj1SKei72</a></p> <p>— Guardian Australia (@GuardianAus) <a href="https://twitter.com/GuardianAus/status/1596294943529893888?ref_src=twsrc%5Etfw">November 26, 2022</a></p></blockquote> <p><strong>As the climate shifts, so must our coastal dream</strong></p> <p>The consequences of a warming climate, including reaching and crossing tipping points in the Earth’s weather systems, are <a href="https://www.science.org/doi/10.1126/science.abn7950#core-collateral-purchase-access">occurring sooner than anticipated</a>. The required behavioural, institutional and structural changes are vast and challenging.</p> <p>People are often attached to places based on <a href="https://rgs-ibg.onlinelibrary.wiley.com/doi/abs/10.1111/tran.12368">historical knowledge</a> of them. These lived experiences, while important, inform a worldview based on an understanding of our environment before the <a href="https://link.springer.com/chapter/10.1007/978-981-19-2428-6_2">rapid onset</a> of climate change. This can skew our climate risk responses, but compounding climate impacts are outpacing our ability to adapt as we might have in the past.</p> <p>Institutional signalling, such as <a href="https://www.smh.com.au/business/the-economy/property-values-are-at-risk-in-climate-change-hot-spots-rba-warns-20210917-p58skt.html">warnings by the Reserve Bank</a>, support greater public awareness of climate impacts and risks.</p> <p>When buying a property, people need to consider these factors more seriously than, say, having an extra bathroom. Obligatory disclosure of regional climate change impacts could inform buyers’ decision-making. The data and models used would have to be clear on the validity and limitations of their scenarios.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">A great presentation from <a href="https://twitter.com/Tayanah?ref_src=twsrc%5Etfw">@Tayanah</a> at the <a href="https://twitter.com/hashtag/C2C2021?src=hash&amp;ref_src=twsrc%5Etfw">#C2C2021</a> about the legal status of property rights in Australia enabling (or otherwise...) managed retreat as a <a href="https://twitter.com/hashtag/climateadaptation?src=hash&amp;ref_src=twsrc%5Etfw">#climateadaptation</a> solution. Once again we find the climate projections are ahead of our legal preced…<a href="https://t.co/XgDVV5O0Gj">https://t.co/XgDVV5O0Gj</a></p> <p>— Anthony Boxshall (@ScienceN2Action) <a href="https://twitter.com/ScienceN2Action/status/1420173588217303044?ref_src=twsrc%5Etfw">July 28, 2021</a></p></blockquote> <p><strong>Nature-based and equitable solutions</strong></p> <p>In recent years there has been an increasing focus on nature-based solutions. This approach uses natural systems and tools for tackling societal issues such as the enormous and complex risks posed by climate change. Indeed, many Indigenous peoples, communities and ways of knowing <a href="https://www.facetsjournal.com/doi/full/10.1139/facets-2019-0058">have long recognised</a> the fundamental role of nature in making good and safe lives possible for people.</p> <p>Nature-based solutions provide a suite of valuable tools for remedying issues we’re already facing on coasts. <a href="https://www.sciencedirect.com/science/article/abs/pii/S0964569121000399">For example</a>, in many contexts, building hard seawalls is often a temporary solution, which instils a false sense of security. Planting soft barriers such as mangroves and dense, deep-rooting vegetation can provide a more enduring solution. It also restores fish habitat, purifies water and eases floods.</p> <p>Acknowledging the well-being of people and nature as interconnected has important implications for decisions about relocating people from high-risk areas. Effective planned retreat strategies must not only get people out of harm’s way, but account for where they will move and how precious ecosystems will be protected as demand for land supply shifts. Nature-based solutions must be built into retreat policies too.</p> <p>As the Australian Academy of Science’s <a href="https://www.science.org.au/news-and-events/events/launch-national-strategy-just-adaptation">Strategy for Just Adaptation</a> explains, effective adaptation also embeds equity and justice in the process. <a href="https://link.springer.com/article/10.1007/s10584-019-02535-1">Research</a> on historic retreat strategies has shown that a failure to properly consider and respect people’s choices, resources and histories can further entrench inequities. Giving people moving to a new home as much choice as possible helps them work through an emotional and <a href="https://www.sciencedirect.com/science/article/abs/pii/S0964569116301119">highly political process</a>.</p> <p>We all need to find the courage to have difficult conversations, to seek information to make prudent choices, and to do all we can to respond to the growing climate risks that confront us. As climate activist Greta Thunburg <a href="https://www.youtube.com/watch?v=ZwD1kG4PI0w">says</a>:</p> <blockquote> <p>“Hope is not passive. Hope is not blah blah blah. Hope is telling the truth. Hope is taking action. And hope always comes from the people.”</p> </blockquote> <p>Acting on this kind of hope can put us on an altogether different and more positive path.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/195357/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em>Writen by Tayanah O'Donnell and Eleanor Robson. Republished with permission from <a href="https://theconversation.com/coastal-property-prices-and-climate-risks-are-both-soaring-we-must-pull-our-heads-out-of-the-sand-195357" target="_blank" rel="noopener">The Conversation</a>.</em></p> <p><em>Image: Getty Images</em></p>

Real Estate

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Multi-coloured plants are suddenly a home decor ‘must-have’. Here’s how to keep them alive

<p>Fads and fashion have always influenced the plants we keep. And so it is with variegated plants, which have become <a href="https://thatplantylife.com/affordable-and-gorgeous-variegated-houseplants/">very popular</a>with indoor plant enthusiasts these days.</p> <p>Variegated plants possess multiple colours – typically on their leaves, but in some cases on stems, flowers and fruit. Their patterns include stripes, dots, edges and patches. They’re usually green with either white or yellow, but can also feature red, pink, silver and other colours.</p> <p>Variegated plants can divide opinion. I recall a great aunt telling me many years ago of her great fondness for the variegated Aspidistra elatior growing her garden. But I’ve also heard gardeners and garden designers dismiss variegated foliage because it didn’t fit with their design or colour themes.</p> <p>Now, it seems indoor variegated plants are considered a “<a href="https://www.apartmenttherapy.com/variegated-plant-care-tips-36878935">must-have</a>” home decor accessory. But before you rush out and buy one, make sure you know how to keep it happy.</p> <h2>Understanding variegated plants</h2> <p>Most plant species are entirely green but occasionally a variegated individual arises. Some catch the eye of a dedicated plant collector or nursery worker and become a popular variety.</p> <p>Plant variegation can occur for several reasons.</p> <p>In some plants, such as the flowers of tulips, it’s due to a <a href="https://www.britannica.com/story/tulip-mania-how-a-plant-virus-fueled-a-speculative-frenzy">viral infection</a>. The resulting streaks of different colours may be cursed or valued depending on the aesthetic effect.</p> <p>Others plants, such as those in the genus <a href="https://www.rbgsyd.nsw.gov.au/Stories/2019/Coleus-back-in-the-name-game">coleus</a>, are naturally patterned. Groups of cells produce different colour combinations, causing leaves to grow with attractive markings.</p> <p>Plant variegations can also arise from genetic mutation.</p> <p>When growing variegated plants, it’s important to understand how the various colours affect the way it functions.</p> <p>The green part of plants contains chlorophyll, a pigment essential for photosynthesis. (Photosynthesis, of course, is the process by which the leaves convert sunlight into oxygen and carbohydrate that provides energy for plants to grow.) </p> <p>In variegated plants, white parts of leaves do not contain chlorophyll and so do not photosynthesise. </p> <p>Yellow parts of leaves can help send energy to the chlorophyll, but can’t perform photosynthesis on their own. The same goes for some red, orange and pink patches of tissue.</p> <p>But all cells in the leaf – green or not – use the plant’s energy. That means variegated plants are less efficient energy producers than their all-green counterparts, which causes them to grow more slowly.</p> <p>Some plants have mutated into <a href="https://www.chicagobotanic.org/blog/how_to/science_activity_albino_plants">albinos</a> containing no chlorophyll. These normally die within a few days or weeks of germination.</p> <h2>Caring for your plant indoors</h2> <p>It’s no coincidence many popular indoor plants – such as coleus, philodendrons, monsteras, dracaenas and calatheas – are variegated. Because they’re usually far less vigorous than all-green versions of the species, they won’t be pushing against the ceiling within weeks. </p> <p>The decorative colour and pattern of a variegated indoor plant is an added bonus.</p> <p>Variegated plants can take longer than others to reach a size considered appropriate for sale at a nursery, so may be comparatively more expensive. But there are ways to protect your variegated investment.</p> <p>First, watch out for “reversion”. This can occur when a variegated plant sends up an all-green shoot. The shoot will grow fast compared to the variegated parts and can eventually take over, causing the whole plant to revert to green. </p> <p>To avoid this, vigilantly remove any green shoots before they get big.</p> <p>You don’t want variegated plants quickly outgrowing their space, but remember they’re low on chlorophyll and so need good light.</p> <p>And like any indoor plant, ensure its leaves are kept free of fine dust and you don’t give it too much, or too little, water.</p> <h2>Variegated plants in the garden</h2> <p>The popularity of indoor variegated plants will almost certainly lead to greater use outdoors.</p> <p>Their slow-growing nature means outdoor variegated plants are usually much less likely to be “weedy” and spread where they’re not wanted. </p> <p>This can be an advantage if you’ve avoided planting a species because it will take over the garden. The variegated versions of <a href="https://www.plantmark.com.au/pittosporum-eugenioides-variegata">pittosporum</a>, ficus and <a href="https://www.rhs.org.uk/plants/57250/nerium-oleander-variegatum-(v)/details">nerium oleander</a>, for example, are far less intent on global domination than their all-green counterparts.</p> <p>When planting a variegated plant outdoors, watch that it doesn’t become shaded by other quicker-growing plants. Many variegated plants already struggle to photosynthesise sufficiently. A bit of extra shade can damage or even kill them.</p> <p>So ensure they get enough light – and every so often give them a hand by trimming back nearby plants.</p> <h2>Growing with flying colours</h2> <p>Variegated plants are having their moment in the sun. But their interesting biology is always in fashion!</p> <p>These plants can brighten up your indoor space and provide attractive colour and pattern in the garden.</p> <p>By learning about how variegated plants function and considering their special requirements, you can enjoy them for years to come.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/multi-coloured-plants-are-suddenly-a-home-decor-must-have-heres-how-to-keep-them-alive-181163" target="_blank" rel="noopener">The Conversation</a>. </em></p>

Home & Garden

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Here are the must-see places you won’t want to miss in 2023

<p dir="ltr">Travel is back on the cards for many of us, and if you’re setting your sights on travelling next year, <em>National Geographic</em> has you covered with its Best of the World list.</p> <p dir="ltr">The annual list is made up of 25 destinations across five categories that are “filled with wonder, rewarding travellers of all ages, and supportive of local communities and ecosystems”.</p> <p dir="ltr">Amy Alipio, the senior editor for <em>National Geographic Travel</em>, said the hope is that 2023 marks a return to travel and rediscovering wonder.</p> <p dir="ltr">"Because when you are awed by something, you treat it with respect. And that spirit is something we want to encourage with this list," Alipio said.</p> <p><span id="docs-internal-guid-d92b02c2-7fff-4a67-7902-4ec0028adcce"></span></p> <p dir="ltr">Destinations that made the list have community-led conservation efforts, heritage journeys, ways for visitors to give back, and are doing important work in ecotourism, sustainability and inclusive travel.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CkKi3IMt3a2/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CkKi3IMt3a2/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by sally areson (@sallysellssouthflorida)</a></p> </div> </blockquote> <p dir="ltr"><strong>A new category</strong></p> <p dir="ltr">With that in mind, this year’s list has a new category, replacing the category of “sustainability” with “community”.</p> <p dir="ltr">"It's about broadening the focus on the people striving for sustainable destinations and the various ways that manifests, from making travel more accessible to supporting local businesses," Alipio said.</p> <p dir="ltr">The five destinations recognised under “community” are:</p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Ghana, Africa, praised as an important destination for Black heritage travellers</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Alberta, Canada, noted as leaders in Indigenous tourism and educating travellers in the stories and ways of life of First Nations people</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Laos, recognised for introducing a new high-speed train that is making lesser-known regions more accessible to tourists and providing more economic opportunities for locals</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Milwaukee, Wisconsin, which makes the list for its support of the creative community, including the opening of a cultural centre focused on African American art</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">The Dodecanese Islands, Greece, a standout for women-led ventures in sustainable tourism.</p> </li> </ul> <p dir="ltr">Along with community, the remaining categories include nature, culture, adventure and family.</p> <p dir="ltr">Destinations that made the list under these categories include the long-awaited Grand Egyptian Museum outside Cairo, as well as Charleston, South Carolina, which will be home to the International African American Museum that opens in January.</p> <p dir="ltr"><span id="docs-internal-guid-9b04c280-7fff-90dc-98d7-5d264742f511"></span></p> <p dir="ltr">Programs aimed to rehabilitate endangered species and restore original landscapes saw Botswana and the Scottish Highlands make the list under the “nature” category along with Slovenia, which was recognised as a “longtime leader in sustainable tourism”.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CJBNfTUA0wR/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CJBNfTUA0wR/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Wild Eye Destinations &amp; Photography (@wildeyesa)</a></p> </div> </blockquote> <p dir="ltr">The five locales that made the list for promising adventure span the globe, including New Zealand, the Austrian Alps, and Choquequirao in Peru.</p> <p dir="ltr">For those looking for places to visit that the whole family can enjoy, the “family” category promises that in spades.</p> <p dir="ltr">Colombia, the location of Disney’s <em>Encanto</em>, made the list not just for its fictional depiction, but also as an avian paradise that is perfect for birdwatching.</p> <p dir="ltr">To find out more about the destinations that made the list, head <a href="https://www.nationalgeographic.com/travel/article/best-of-the-world-2023?loggedin=true&amp;rnd=1667196683239" target="_blank" rel="noopener">here</a>.</p> <p dir="ltr"><strong><em>National Geographic</em>’s Best of the World 2023 list:</strong></p> <p dir="ltr"><strong>Culture</strong></p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Appian Way, Italy</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Busan, South Korea</p> </li> </ul> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Longmen Grottoes, Henan Province, China</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Egypt</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Charleston, South Carolina</p> </li> </ul> <p dir="ltr"><strong>Nature</strong></p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Scottish Highlands</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Botswana</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Slovenia</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Big Bend National Park, Texas</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Azores</p> </li> </ul> <p dir="ltr"><strong>Adventure</strong></p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">New Zealand</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Choquequirao, Peru</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Utah</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Austrian Alps</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Revillagigedo National Park, Mexico</p> </li> </ul> <p dir="ltr"><strong>Community</strong></p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Dodecanese Islands, Greece</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Milwaukee, Wisconsin</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Alberta, Canada</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Laos</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Ghana</p> </li> </ul> <p dir="ltr"><strong>Family</strong></p> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Trinidad &amp; Tobago</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">San Francisco Crosstown Trail, California</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Colombia</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Manchester, United Kingdom</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Switzerland</p> </li> </ul> <p dir="ltr"><span id="docs-internal-guid-0dc9f5af-7fff-c289-efe7-01d794dcebbc"></span></p> <p dir="ltr"><em>Image: Getty Images</em></p>

International Travel

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To make our wardrobes sustainable, we must cut how many new clothes we buy by 75%

<p>If things don’t change fast, the fashion industry <a href="https://www.stockholmresilience.org/download/18.66e0efc517643c2b8103605/1617805679501/Sustainable%20Textiles%20Synthesis%20Report.pdf">could</a> use a quarter of the world’s remaining global carbon budget to keep warming under 2℃ by 2050, and use 35% more land to produce fibres by 2030. </p> <p>While this seems incredible, it’s not. Over the past 15 years, clothing production <a href="https://archive.ellenmacarthurfoundation.org/explore/fashion-and-the-circular-economy">has doubled</a> while the length of time we actually wear these clothes has fallen by nearly 40%. In the EU, falling prices have seen people buying <a href="https://www.eea.europa.eu/publications/textiles-in-europes-circular-economy">more clothing</a> than ever before while spending less money in the process.</p> <p>This is not sustainable. Something has to give. In our <a href="https://eeb.org/library/wellbeing-wardrobe-a-wellbeing-economy-for-the-fashion-and-textile-sector-summary">recent report</a>, we propose the idea of a wellbeing wardrobe, a new way forward for fashion in which we favour human and environmental wellbeing over ever-growing consumption of throwaway fast-fashion. </p> <p>What would that look like? It would mean each of us cutting how many new clothes we buy by as much as <a href="https://katefletcher.com/wp-content/uploads/2019/10/Earth-Logic-plan-FINAL.pdf">75%</a>, buying clothes designed to last, and recycling clothes at the end of their lifetime. </p> <p>For the sector, it would mean tackling low incomes for the people who make the clothes, as well as support measures for workers who could lose jobs during a transition to a more sustainable industry.</p> <h2>Sustainability efforts by industry are simply not enough</h2> <p>Fashion is accelerating. Fast fashion is being replaced by <a href="https://amp.theguardian.com/fashion/2021/dec/21/how-shein-beat-amazon-at-its-own-game-and-reinvented-fast-fashion">ultra-fast fashion</a>, releasing unprecedented volumes of new clothes into the market. </p> <p>Since the start of the year, fast fashion giants H&amp;M and Zara have launched <a href="https://www.businessoffashion.com/articles/retail/why-shein-might-be-worth-100-billion-in-four-charts">around 11,000 new styles</a> combined. </p> <p>Over the same time, ultra-fast fashion brand Shein has released a staggering 314,877 styles. Shein is currently the <a href="https://www.abc.net.au/news/2022-04-05/shein-is-the-new-darling-of-china-s-fast-fashion-industry-but-at/100964524">most popular shopping app in Australia</a>. As you’d expect, this acceleration is producing a tremendous amount of waste.</p> <p>In response, the fashion industry has devised a raft of plans to tackle the issue. The problem is many sustainability initiatives still place economic opportunity and growth before environmental concerns. </p> <p>Efforts such as switching to more sustainable fibres and textiles and offering ethically-conscious options are commendable. Unfortunately, they do very little to actually confront the sector’s rapidly increasing consumption of resources and waste generation.</p> <p>On top of this, <a href="https://cleanclothes.org/news">labour rights abuses</a> of workers in the supply chain are rife. </p> <p>Over the past five years, the industry’s issues of child labour, discrimination and forced labour have worsened globally. Major garment manufacturing countries including Myanmar, Cambodia, Bangladesh and Vietnam are considered an <a href="https://www.maplecroft.com/insights/analysis/worldwide-decline-in-labour-rights-strikes-at-heart-of-global-supply-chains/">“extreme risk”</a> for modern slavery. </p> <p>Here’s what we can do to tackle the situation. </p> <h2>1. Limit resource use and consumption</h2> <p>We need to have serious conversations between industry, consumers and governments about limiting resource use in the fashion industry. As a society, we need to talk about how much clothing <a href="https://www.sciencedirect.com/science/article/pii/S2214629620304564?via%3Dihub">is enough</a> to live well. </p> <p>On an individual level, it means buying fewer new clothes, as well as reconsidering where we get our clothes from. Buying secondhand clothes or using rental services are ways of changing your wardrobe with lower impact. </p> <h2>2. Expand the slow fashion movement</h2> <p>The growing <a href="https://slowfashion.global/">slow fashion movement</a> focuses on the quality of garments over quantity, and favours classic styles over fleeting trends.</p> <p>We must give renewed attention to repairing and caring for clothes we already own to extend their lifespan, such as by reviving sewing, mending and other long-lost skills.</p> <h2>3. New systems of exchange</h2> <p>The wellbeing wardrobe would mean shifting away from existing fashion business models and embracing new systems of exchange, such as collaborative consumption models, co-operatives, not-for-profit social enterprises and <a href="https://www.bcorporation.net/en-us/certification">B-corps</a>. </p> <p>What are these? Collaborative consumption models involve sharing or renting clothing, while social enterprises and B-corps are businesses with purposes beyond making a profit, such as ensuring living wages for workers and minimising or eliminating environmental impacts.</p> <p>There are also methods that don’t rely on money, such as swapping or borrowing clothes with friends and altering or redesigning clothes in repair cafes and sewing circles. </p> <h2>4. Diversity in clothing cultures</h2> <p>Finally, as consumers we must nurture a diversity of clothing cultures, including incorporating the knowledge of <a href="https://www.russh.com/creator-of-australian-indigenous-fashion-yatu-widders-hunt-on-telling-stories-and-the-future-of-fashion/">Indigenous fashion design</a>, which has respect for the environment at its core. </p> <p>Communities of exchange should be encouraged to recognise the cultural value of clothing, and to rebuild emotional connections with garments and support long-term use and care.</p> <h2>What now?</h2> <p>Shifting fashion from a perpetual growth model to a sustainable approach will not be easy. Moving to a post-growth fashion industry would require policymakers and the industry to bring in a wide range of reforms, and re-imagine roles and responsibilities in society. </p> <p>You might think this is too hard. But the status quo of constant growth cannot last. </p> <p>It’s better we act to shape the future of fashion and work towards a wardrobe good for people and planet – rather than let a tidal wave of wasted clothing soak up resources, energy and our very limited carbon budget.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/to-make-our-wardrobes-sustainable-we-must-cut-how-many-new-clothes-we-buy-by-75-179569" target="_blank" rel="noopener">The Conversation</a>. </em></p>

Beauty & Style

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Flight attendant reveals must-have travel items

<p dir="ltr">A seasoned flight attendant has shared the three things she always packs in her carry-on luggage to make every travelling experience a breeze. </p> <p dir="ltr">Rosalie Shaw, who has been a cabin crew member for nine years, says she has learned plenty of travel hacks throughout her career. </p> <p dir="ltr">She says one of the things she always takes is a clear ziplock bag to carry her passport in, in case of unfortunate accidents. </p> <p dir="ltr">“I know it seems like a lot but a damaged passport will literally ruin your holiday,” she said in a recent TikTok video.</p> <p dir="ltr">“The bag protects it from any spills like a water bottle, the rain or in my case a really bumpy boat ride,” she said.</p> <p dir="ltr">The next thing on Rosalie's list is a “good quality clear bag” for shampoo, conditioner and other liquids you want to take in your carry-on. </p> <p dir="ltr">These sturdy cosmetic bags last much longer than zip lock bags and can contain mess if there is a mid-flight spill.</p> <p dir="ltr">Rosalie puts all of her carry-on luggage in the clear bags because “it's easier to find things” on the go, and also adheres to security requirements of keeping things in a see-through bag. </p> <p dir="ltr">The last thing she recommends is to take two or three changes of clothes in your carry-on, in case anything happens to your checked luggage and you are left with no clothes. </p> <p dir="ltr">When choosing what spare clothes to pack, Rosalie recommends packing your favourite or most expensive items that are harder to replace. </p> <p dir="ltr">She said, “That way if your bag does go missing, you aren't stranded for outfits.”</p> <p dir="ltr">Rosalie always has her favourite linen dress in her handheld luggage, a cardigan, a spare pair of underwear, a bikini and a spare pair of shoes.</p> <p dir="ltr">“One time my bag did go missing but at least I had a bag of backup outfits with me so I wasn't as stressed,” she said.</p> <p dir="ltr"><em>Image credits: TikTok</em></p>

Travel Tips

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10 items you MUST carry in your travel medical kit

<p>Health concerns are the last thing you want to be dealing with when on holidays, but unfortunately accidents can still happen when we are travelling.</p> <p>This is why a travel medical kit is one of the most important things you will pack.</p> <p>From simple first aid measures to equipment that will help you in instances where something more serious is occurring, a well-stocked travel medical kit is the hallmark of every sensible traveller. Here are 10 items you must include in your travel medical kit.  </p> <p>We’ve also included some additional tips at the bottom of the article.</p> <p><strong>1. Adhesive dressings (Band-Aids)</strong> – When travelling we’re particularly susceptible to minor cuts. Adhesive dressings ensure these nicks and scrapes don’t get infected.</p> <p><strong>2. Antihistamine</strong> – These are essential, especially if you’re someone who suffers from allergies, as they allow you to control allergic reactions in foreign environments.</p> <p><strong>3. Bandages</strong> – Use bandages to create support structures for strained limbs, reduce swellings, hold dressings in place, and even as a makeshift sling.</p> <p><strong>4. Instant cold pack</strong> – These handy devices are especially useful when it comes time to deal with any swelling issues or untoward skin reactions encountered abroad.</p> <p><strong>5. Antibacterial gel</strong> – If you’re in a situation when you need a pair of clean hands, antibacterial gel makes it possible without the need of water access.</p> <p><strong>6. Oral rehydration salts</strong> – Dehydration can quickly turn into a big issues overseas, so having a few oral rehydration salts on hand can get you out of a serious bind. </p> <p><strong>7. Safety pins</strong> – The practicality of safety pins knows no bounds, especially if you find yourself in a situation where you need to keep bandages or slings in place.</p> <p><strong>8. Thermal blanket</strong> – In an emergency situation a thermal blanket can help control body temperature and ultimately avoid the likelihood of someone going into shock.</p> <p><strong>9. Thermometer</strong> – It’s also quite useful to have a thermometer at hand just in case. Go for a digital design that’s easier to read in an emergency situation.</p> <p><strong>10. Tweezers</strong> – If you ever need to remove splinters when you’re overseas or do running repairs to adhesive dressings, a pair of tweezers becomes quite useful.</p> <p><strong>Additional tips and pointers:</strong></p> <ul> <li>Keep you travel medical kit in a dry, cool storage location if possible.</li> <li>Make sure it’s in an easily accessible part of your suitcase or backpack, and make sure everyone you are travelling with knows where to find it.</li> <li>Before you head off, double check the contents of your kit ensuring any creams are up to date, bandages and dressings are properly sealed and all items are working properly.</li> </ul> <p><em>Image: Getty</em></p>

Domestic Travel

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5 things you must never do on a cruise pool deck

<p>The pool deck is one of the most popular locations on any cruise liner, and it might just be the one where the most faux pas are performed. <a href="http://www.cruisecritic.com.au/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Cruise Critic</span></strong></a> has put together a list of cruise ship pool mistakes everyone must avoid. Here are five of the most common.</p> <p>Avoid these mistakes, or face walking the plank!</p> <p><strong>1. Hog the deck chairs</strong></p> <p>Now this is one way to make enemies out on the open ocean. Only reserve chairs that you are actively using (heading off to the buffet to pig out for an hour means you’re not actively using it), especially if you’re not planning to return for an extended period.</p> <p><strong>2. No applying enough sunscreen</strong></p> <p>How many holidays have been ruined by sunburn? Instead of spending hours of your trip doused in aloe vera gel, make sure you regularly apply sunscreen when you’re on the cruise pool deck. It’s also worth taking additional measures like hats and sunnies.</p> <p><strong>3. Wearing a Speedo</strong></p> <p>Unless you’re moonlighting as a Calvin Klein model, wearing a Speedo can be a quick way to cause a mutiny onboard. You have to remember that people of all levels of modesty will be sharing the deck, so make sure your swimmers leave something to the imagination.</p> <p><strong>4. Taking your drink into the pool</strong></p> <p>While it might seem like a natural thing to do, taking your drink to the pool and lead to an unfortunate spill. And if it’s an alcohol beverage, you leave yourself open to an increased change of dehydration and dizziness which is the last thing you need.</p> <p><strong>5. Moving around too quickly</strong></p> <p>This one should be a given, but the pool deck is slippery and you’d be surprised how many people end up upside down because they weren’t taking care. Moving around on a pool deck too quickly can leave you open to a nasty slip, or even knocking someone else over.</p> <p>Do you have any cruise pool deck faux pas you think we should add?</p> <p>Let us know in the comments below.</p> <p><em>Image: Getty</em></p>

Cruising

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The must-know Google Translate hack for your next holiday

<p dir="ltr">When travelling overseas, one thing we can often run into is an issue with the language barrier. </p> <p dir="ltr">Whether it's chatting to someone in a store or trying to decipher street signs and menus, when exploring international locations, it's important to be prepared to communicate. </p> <p dir="ltr">One savvy traveller has shared a must-know tip for your next trip abroad, which will get you out of sticky situations. </p> <p dir="ltr">When Nguyen was travelling in Turkey, she found herself stumped when trying to order off a menu written in a language she didn’t speak. </p> <p dir="ltr">However, she discovered that if you open the Google Translate app and point the camera at the foreign text, it will instantly translate it to English. </p> <p dir="ltr">"Literally, it translates everything within seconds. How sick is that?" she said. </p> <p dir="ltr">The feature automatically detects the language shown on camera and immediately translates it to the user's preferred language. </p> <p dir="ltr">The camera can currently interpret over 85 language scripts and can translate into any of the languages supported on Google Translate, which can be downloaded on both iPhone and Android devices.</p> <p dir="ltr">"You guys need to get onto this and thank me later," said Nguyen.</p> <p dir="ltr">While Nguyen found the tech an illuminating discovery, her TikTok video was flooded by users saying they had been using the app for their international travels for years, with the camera feature being available to the public since at least 2018.</p> <p dir="ltr">"I'm 71 and feel good today, been using this for years," said one.</p> <p dir="ltr">Another commented, "Welcome to 2022 you're years late!"</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Travel Tips

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Three must-have products for winter

<p dir="ltr">Staying warm and cosy is a must for winter, but when we do venture into the chilly outdoors, it can wreak havoc with our beauty routines.</p> <p dir="ltr">With a rise in everything from dry skin and chapped lips to frizzy hair and itchy scalps, the products we use in warmer months might not be cutting it as temperatures drop.</p> <p dir="ltr">But, there are plenty of ways to combat these undesirable symptoms of winter, and these must-have products are sure to help.</p> <p dir="ltr"><strong>Moisturiser</strong></p> <p dir="ltr">Hydration is key during winter, and for achieving the currently trending look of dewy skin.</p> <p dir="ltr">Recreation beauty founder, Nedahl Stelio, says this comes down to prepping and hydrating skin thoroughly using a moisturiser and face or body oil.</p> <p dir="ltr">Not only does this boost the moisture in your skin, but it can help you create a glowy base to apply makeup over.</p> <p dir="ltr">“This year the big focus is on the Glazed Donut look – a trend we'll be seeing on body and face for the next few years,” Stelio says. </p> <p dir="ltr">“It's been building and building, but now everyone is obsessed with getting as much dew on their skin as they can – real or however you can fake it.”</p> <p dir="ltr"><strong>Hair Oil</strong></p> <p dir="ltr">Caring for our locks and our scalps is always important, but it can become much more difficult as winter sets in.</p> <p dir="ltr">To combat itchy, brittle ends, and dry scalps, using a nourishing serum, mask or leave-in conditioner is a must, according to Jennifer Gilbert, the international brand manager of Essano.</p> <p dir="ltr">"We have been seeing the importance of scalp care on the rise over the past year, but especially recently as the colder weather sets in,” Gilbert says. </p> <p dir="ltr">“Cold weather has been shown to exacerbate a dry and itchy scalp and contribute to brittle hair.” </p> <p dir="ltr">As for frizz, hair oil that deeply conditions your hair can help tame and return some moisture to your locks.</p> <p dir="ltr">“To tame frizz, we use GLOW QUEEN GLOW BODY + HAIR OIL as a deep conditioning treatment,” Stelio says. </p> <p dir="ltr">“Put a handful through dry hair and really massage into the scalp for a gorgeous dry scalp treatment. Wait 20 minutes, then wash out in the shower, shampoo and condition and style as normal. It makes hair incredibly smooth and is the perfect pre-blow dry tonic. We also add a few drops into ends after blow drying for extra gloss.”</p> <p dir="ltr"><strong>Humidifier</strong></p> <p dir="ltr">Along with the chills, winter can bring drier air that can contribute to dry and chapped skin that’s exacerbated by an unlikely culprit: heaters.</p> <p dir="ltr">Since they work by pulling cold air in from outside and heating it, the resulting air inside your home is quite dry.</p> <p dir="ltr">Humidifiers have become a popular solution for this particular problem, with potential benefits including reducing chronic runny noses, nose bleeds, asthma flareups, and congestion.</p> <p dir="ltr">“Air temperature has a major effect on humidity levels – cold air holds much less water than warm air," Lively Living, which sells diffusers, adds. </p> <p dir="ltr">"This is why humidifiers are so popular during the cooler seasons. Since cold air holds less moisture, the water in our bodies evaporates more quickly, resulting in chapped lips and dry skin.”</p> <p><span id="docs-internal-guid-6f7847c0-7fff-310c-8ec0-9a28f7795997"></span></p> <p dir="ltr"><em>Image: Getty Images</em></p>

Beauty & Style

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The downside of digital transformation: why organisations must allow for those who can’t or won’t move online

<p>We hear the phrase “digital transformation” a lot these days. It’s often used to describe the process of replacing functions and services that were once done face-to-face by human beings with online interactions that are faster, more convenient and <a href="https://www.mckinsey.com/%7E/media/mckinsey/industries/public%20and%20social%20sector/our%20insights/transforming%20government%20through%20digitization/digital-by-default-a-guide-to-transforming-government-final.pdf" target="_blank" rel="noopener">“empower” the user</a>.</p> <p>But does digital transformation really deliver on those promises? Or does the seemingly relentless digitalisation of life actually reinforce existing social divides and inequities?</p> <p>Take banking, for example. Where customers once made transactions with tellers at local branches, now they’re encouraged to do it all online. As branches close it leaves many, <a href="https://www.stuff.co.nz/business/123302983/asb-set-to-close-another-23-branches-as-customers-move-online" target="_blank" rel="noopener">especially older people</a>, struggling with what was once an easy, everyday task.</p> <p>Or consider the now common call centre experience involving an electronic voice, menu options, <a href="https://theconversation.com/sorry-i-dont-understand-that-the-trouble-with-chatbots-and-how-to-use-them-better-171665" target="_blank" rel="noopener">chatbots</a> and a “user journey” aimed at pushing customers online.</p> <p>As organisations and government agencies in Aotearoa New Zealand and elsewhere grapple with the call to become more “digital”, we have been examining the consequences for those who find the process difficult or marginalising.</p> <p>Since 2021 we’ve been working with the <a href="https://www.cab.org.nz/" target="_blank" rel="noopener">Citizens Advice Bureau</a> (CAB) and talking with public and private sector organisations that use digital channels to deliver services. Our findings suggest there is much still to be done to find the right balance between the digital and non-digital.</p> <p><strong>The ‘problematic’ non-user</strong></p> <p>The dominant view now suggests the pursuit of a digitally enabled society will allow everyone to lead a “frictionless” life. As the government’s own policy document, <a href="https://www.digital.govt.nz/dmsdocument/193%7Etowards-a-digital-strategy-for-aotearoa/html" target="_blank" rel="noopener">Towards a Digital Strategy for Aotearoa</a>, states:</p> <blockquote> <p>Digital tools and services can enable us to learn new skills, transact with ease, and to receive health and well-being support at a time that suits us and without the need to travel from our homes.</p> </blockquote> <p>Of course, we’re already experiencing this new world. Many public and private services increasingly are available digitally <a href="https://www.theguardian.com/public-leaders-network/2014/jan/07/new-zealand-uk-digital-revolution" target="_blank" rel="noopener">by default</a>. Non-digital alternatives are becoming restricted or even disappearing.</p> <p>There are two underlying assumptions to the view that everyone can or should interact digitally.</p> <p>First, it implies that those who can’t access digital services (or prefer non-digital options) are problematic or deficient in some way – and that this can be overcome simply through greater provision of technology, training or “nudging” non-users to get on board.</p> <p>Second, it assumes digital inclusion – through increasing the provision of digital services – will automatically increase social inclusion.</p> <p>Neither assumption is necessarily true.</p> <p><strong>‘Digital enforcement’</strong></p> <p>The CAB (which has mainly face-to-face branches throughout New Zealand) has documented a significant increase in the number of people who struggle to access government services because the digital channel was the default or only option.</p> <p>The bureau argues that <a href="https://inclusioncampaign.cab.org.nz/" target="_blank" rel="noopener">access to public services is a human right</a> and, by implication, the move to digital public services that aren’t universally accessible deprives some people of that right.</p> <p>In earlier research, we refer to this form of deprivation as “<a href="https://onlinelibrary.wiley.com/doi/10.1111/isj.12306" target="_blank" rel="noopener">digital enforcement</a>” – defined as a process of dispossession that reduces choices for individuals.</p> <p>Through our current research we find the reality of a digitally enabled society is, in fact, far from perfect and frictionless. Our preliminary findings point to the need to better understand the outcomes of digital transformation at a more nuanced, individual level.</p> <p>Reasons vary as to why a significant number of people find accessing and navigating online services difficult. And it’s often an intersection of multiple causes related to finance, education, culture, language, trust or well-being.</p> <p>Even when given access to digital technology and skills, the complexity of many online requirements and the chaotic life situations some people experience limit their ability to engage with digital services in a productive and meaningful way.</p> <p><strong>The human factor</strong></p> <p>The resulting sense of disenfranchisement and loss of control is regrettable, but it isn’t inevitable. Some organisations are now looking for alternatives to a single-minded focus on transferring services online.</p> <p>They’re not completely removing call centre or client support staff, but instead using digital technology to improve <a href="https://deloitte.wsj.com/articles/at-contact-energy-digital-powers-human-centric-cx-01643821371" target="_blank" rel="noopener">human-centred service delivery</a>.</p> <p>Other organisations are considering partnerships with intermediaries who can work with individuals who find engaging with digital services difficult. The Ministry of Health, for example, is supporting a community-based Māori health and social services provider to establish a <a href="https://www.health.govt.nz/our-work/digital-health/digital-enablement/digital-enablement-stories/digital-health-hub-supports-taranaki-whanau-access-services-closer-home" target="_blank" rel="noopener">digital health hub</a> to improve local access to health care.</p> <p>Our research is continuing, but we can already see evidence – from the CAB itself and other large organisations – of the benefits of moving away from an uncritical focus on digital transformation.</p> <p>By doing so, the goal is to move beyond a divide between those who are digitally included and excluded, and instead to encourage social inclusion in the digital age. That way, organisations can still move forward technologically – but not at the <a href="https://www.theguardian.com/commentisfree/2022/jun/23/the-guardian-view-on-digital-exclusion-online-must-not-be-the-only-option">expense of the humans</a> they serve.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/186905/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/angsana-a-techatassanasoontorn-1292067" target="_blank" rel="noopener">Angsana A. Techatassanasoontorn</a>, Associate Professor of Information Systems, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137" target="_blank" rel="noopener">Auckland University of Technology</a>; <a href="https://theconversation.com/profiles/antonio-diaz-andrade-1361842" target="_blank" rel="noopener">Antonio Diaz Andrade</a>, Professor of Business Information Systems, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137" target="_blank" rel="noopener">Auckland University of Technology</a>; <a href="https://theconversation.com/profiles/bill-doolin-1361879" target="_blank" rel="noopener">Bill Doolin</a>, Professor of Technology and Organisation, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137" target="_blank" rel="noopener">Auckland University of Technology</a>, and <a href="https://theconversation.com/profiles/harminder-singh-1361833" target="_blank" rel="noopener">Harminder Singh</a>, Associate Professor of Business Information Systems, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137" target="_blank" rel="noopener">Auckland University of Technology</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com" target="_blank" rel="noopener">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-downside-of-digital-transformation-why-organisations-must-allow-for-those-who-cant-or-wont-move-online-186905" target="_blank" rel="noopener">original article</a>.</em></p> <p><em>Image: Getty Images</em></p>

Technology

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How to be more articulate: 8 must-follow secrets to improve your speech

<h2>Listen to yourself speak</h2> <p>We know it’s terrifying, but nothing will squash those verbal ticks quite like listening to yourself speak. Record yourself in a natural conversation; for example, replay a conference call or have a friend interview you on tape. Listen for technical issues, such as filler words, up talk, monotone, and run-on sentences, as well as any habits that sound awkward or uncomfortable. Identifying the problem is the first step toward tackling it.</p> <h2>Monitor your speed</h2> <p>Not sure if you’re speaking too fast or too slow? Try this: copy and paste a 160-word passage into a word processor. Read the passage aloud (at your standard conversational speed) while recording yourself on a tape recorder. How long did it take you? It should be near the minute mark, says communications coach, Dr Carol A. Fleming. “Aim for about 155 to 175 words per minute for normal conversation,” she writes. If you’re reciting background information or summarising something, pick up the pace. If you’re explaining something more technical, slow it down.</p> <p> </p> <div> </div> <p> </p> <h2>Eliminate filler words</h2> <p>If you’re wondering how to be more articulate, it’s probably because you’ve caught yourself over-utilising words such as ‘um,’ ‘like,’ and ‘ahh,’ which can make you sound unsure and inarticulate. Replace these fillers with more eloquent transitions, suggests Forbes contributor Selena Rezvani. “One of the functions of ‘Um’ is to tell your audience that you’re not done talking yet and need to gather your thoughts,” she writes. ‘Let’s move on to…’, ‘Another important consideration is…’, and ‘Let’s transition to talking about…’ are great replacements.</p> <h2>Focus on the final sound</h2> <p>Avoid trailing off or mumbling by making a conscious effort to fully pronounce each syllable. Pay special attention to the Ts in contractions and the final words of sentences.</p> <h2>Study other speakers</h2> <p>Articulate speakers learn from other articulate speakers. Need inspiration? Find a radio show or podcast you enjoy, and analyse the host’s speech. He or she has likely squashed any verbal ticks, and can help you identify effective patterns of speech.</p> <h2>Speak with confidence</h2> <p>How to be more articulate? Speak with confidence. Even if you’re talking on the phone, the way you hold yourself impacts the way people perceive your ideas. Extend your vocal cords by keeping your chin parallel to the floor and sitting up straight, and avoid moving your hands too much (studies show keeping them folded on the table projects trustworthiness).</p> <h2>Think before you speak</h2> <p>Perhaps the most important trick for more articulate speech? Know what you’re talking about. Having a clear idea of what you want to say will allow you to organise your thoughts into a coherent structure. It’s that simple.</p> <h2>Address your weaknesses</h2> <p>Once you’ve identified your weaknesses, create a plan for addressing them. One strategy is to tackle a specific issue each day. For example, focus on eliminating filler words on Monday, and on completing your sentences on Tuesday. Repeat the process each week until speaking clearly becomes second nature.</p> <p><em><strong>This article originally appeared on <a href="https://www.readersdigest.com.au/culture/how-to-be-more-articulate-8-must-follow-secrets-to-improve-your-speech" target="_blank" rel="noopener">Reader’s Digest</a>.</strong></em></p> <p><em>Image: Shutterstock</em></p>

Caring

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A list of must-see museums in Florence

<p dir="ltr">If there’s one thing that Italy has in abundance, it is art, culture and a rich history. </p> <p dir="ltr">While the capital of Rome is home to a lot of incredible galleries and museums, the city of Florence is full of galleries that house some of the most important artworks in the world. </p> <p dir="ltr">With museums showcasing original works from Da Vinci, Botticelli and Michelangelo, as well as the iconic Statue of David, these are the galleries that are not to be missed in Florence.  </p> <p dir="ltr"><strong>Uffizi Gallery</strong></p> <p dir="ltr">This three-storey museum is home to one of the largest collections of both Middle Age and Renaissance art in the world. </p> <p dir="ltr">The U-shaped building is filled with paintings, sculptures, drawings, and archives, as well as boasting extraordinary architecture. </p> <p dir="ltr">You can see some early works from Da Vinci and Michelangelo, as well as Botticelli’s iconic The Birth of Venus.</p> <p dir="ltr">Uffizi also boasts an impressive rooftop cafe which showcases stunning views of Florence. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CVfnsqdNgnD/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CVfnsqdNgnD/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Gallerie degli Uffizi (@uffizigalleries)</a></p> </div> </blockquote> <p dir="ltr"><strong>Accademia Gallery</strong></p> <p dir="ltr">Located on a quiet street near the city centre, the Accademia Gallery, or Galleria dell'Accademia di Firenze, is where you will find the incredible Statue of David by Michelangelo.</p> <p dir="ltr">Known for its stunning collection of Renaissance art, the Accademia Gallery is a must visit gallery to discover the wonders of Italian art history. </p> <p dir="ltr">Thousands flock to the gallery everyday to observe the sheer wonder and beauty of the Statue of David, along with other lesser known (but still as extraordinary) marble works by the same artist. </p> <p dir="ltr">This understated gallery is definitely one to make time for.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CdbEEsGqosu/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CdbEEsGqosu/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Galleria Accademia Firenze (@galleriaaccademiafirenze)</a></p> </div> </blockquote> <p dir="ltr"><strong>Palazzo Vecchio</strong></p> <p dir="ltr">The Palazzo Vecchio is the town hall of Florence, which holds a replica of the Statue of David in the city centre. </p> <p dir="ltr">The gallery offers Roman ruins, a Mediaeval fortress and amazing Renaissance chambers and paintings for visitors to travel through time via the astonishing works on offer. </p> <p dir="ltr">As well as boasting an impressive art collection, the Palazzo Vecchio also showcases a series of secret routes and tunnels underneath the building that have huge archeological importance to the history of Italy. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CeLXDYNjk5i/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CeLXDYNjk5i/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Loris Fiasconi 📷 (@lorismaker)</a></p> </div> </blockquote> <p dir="ltr"><strong>Palazzo Medici Riccardi</strong></p> <p dir="ltr">The Palazzo Medici Riccardi showcases the impressive history of the Medici family, who were a political dynasty in Florence during the first half of the 15th century. </p> <p dir="ltr">All the artworks on show were once collected by the family, before being donated to the public. </p> <p dir="ltr">As well as the permanent collection of Renaissance works, the gallery also often showcases a series of temporary exhibits to help expand the knowledge of art history in Italy. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CaVEDQULm9-/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CaVEDQULm9-/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by italia_in_art (@italia_in_art)</a></p> </div> </blockquote> <p><em>Image credits: Getty Images</em></p>

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