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Clive Palmer's plans to build Titanic II resurface

<p>Just when you thought we'd exhausted all of the possible billionaire pet projects, Clive Palmer, the Queensland mining magnate with pockets deeper than the Mariana Trench, has once again proven us wrong.</p> <p>For more than a decade now, Palmer has harboured a peculiar obsession: resurrecting the ghost of the <em>Titanic</em>, the world's most infamous maritime disaster.</p> <p>Palmer wants to build <em>Titanic II</em>, because when you've got more money than you can count, why not embark on a maritime venture that's already synonymous with catastrophe?</p> <p>Palmer, with the audacity only wealth can afford, has been pushing for this <em>Titanic</em> replica since 2012. Not content with merely one failed attempt, he launched the project again in 2018. Now, after another six years and a global pandemic, he's dusting off his captain's hat and setting sail once more, announcing the <em>Titanic II</em>'s re-launch at the Sydney Opera House (because when you're Clive Palmer, a press conference venue like the local community centre just doesn't cut it).</p> <p>But why, you may ask? According to Palmer himself, it's a simple matter of economics: "I’ve got two options, either give my wife more money for shopping or spend it on the <em>Titanic</em> and I’m spending it on the Titanic because she’s shopped enough."</p> <p>Ah, yes, the age-old dilemma of whether to buy your spouse another designer handbag or fund a one-billion-dollar replica of a ship that sank over a century ago. We've all been there.</p> <p>Despite the naysayers who dismissed Palmer's dream as nothing more than the folly of a rich eccentric, he remains undeterred. Now, with the pandemic in the rearview mirror and cruise ships once again cruising, Palmer sees this as the perfect time to resurrect his <em>Titanic</em> dream. Because what better way to celebrate the end of a global health crisis than by building a monument to maritime tragedy?</p> <p>Palmer assures us that this time around, things will be different. The plans are similar to previous iterations, but now they comply with current regulations. Tenders are being sought, with plans to confirm a shipbuilder by year's end with the intention of setting sail by 2027.</p> <p>And what can prospective passengers expect from this seafaring spectacle? Well, according to Palmer's team, an eight-minute video featuring period costumes and a layout straight out of the early 1900s. Passengers will even be encouraged to dress the part (though that's not compulsory; nothing screams "fun vacation" like wearing corsets and three-piece suits in the middle of the ocean).</p> <p>But fear not, third-class passengers, you won't be left out of this <em>Titanic</em> experience. You'll get to enjoy stew and mash at communal dining tables, just like the good old days. Although, for those who prefer their meals without a side of historical accuracy, other options will be available. </p> <p>In amongst of all this, Palmer has grandiose visions of <em>Titanic II</em> as a symbol of world peace. “We all know how to make war," he announced at the press launch. "We get armies and we fund wars. People know about that. But it is a lot harder to make peace. To make peace you have got to stick with it every day. You progress inch by inch.</p> <p>“<em>Titanic ll</em> is something that can provide peace. It can be a ship of peace between all countries of the world. Millions have dreamt of sailing on her, seeing her in port and experiencing her unique majesty. <em>Titanic ll</em> will be the ship where those dreams come true.”</p> <p>So, as Palmer sets sail on his quixotic quest to recreate history, we can't help but wonder: Is <em>Titanic II</em> a testament to human ingenuity or just another billionaire's folly? Only time will tell. But if history has taught us anything, it's that sometimes, even the grandest dreams can end up at the bottom of the ocean.</p> <p><em>Images: Rod Eime / Wikimedia</em></p>

Cruising

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"I want answers": Simon Dorante-Day's cunning plan to prove royal connections

<p>The Queensland man claiming to be the son of King Charles and Queen Camilla has shared his new plan to prove once and for all that he has royal family connections. </p> <p>Simon Dorante-Day has long claimed through his 30 years of research, he discovered that he is the illegitimate son of the monarch, and has attempted to prove his theory through various means. </p> <p>Now, his new plan to get his hands on royal DNA to unequivocally prove his family heritage involves another member of the royal family. </p> <p>Speaking with <a href="https://7news.com.au/lifestyle/aussie-man-claiming-to-be-charles-son-drops-new-prince-harry-dna-bombshell-c-13488374" target="_blank" rel="noopener"><em>7News</em></a>, the 57-year-old said he and his wife have been told by a “trusted source” that Prince Harry could be amenable to helping them gather proof.</p> <p>“We got advice from a really good, really trusted source that we should approach Harry and make a connection there and ask for DNA,” Elvianna said.</p> <p>Simon added, “I was really taken aback when he said that. But it’s definitely something I’m going to do. I’ve long been a supporter of Harry and Meghan, I think it’s disgraceful the way they’ve been treated by the royal family."</p> <p>“The way they are treated on social media too, it’s just one big ‘Punch-Meghan-and-Harry-a-thon’, seriously. It’s really starting to annoy me."</p> <p>He said he is planning to "make contact with him and explore this as an opportunity," pointing out that the royal family's treatment of Harry could make him more willing to help.</p> <p>"At the end of the day, I feel like he just might be as keen as I am to expose what Charles and Camilla and the powers that be have done to me. The injustice."</p> <p>“It’s worth me pointing out that Charles and Camilla, Buckingham Palace, the entire royal family - not one of them has ever said my claims are not true. They’ve never denied what I believe, told me I’m wrong."</p> <p>Simon said “the wheels are in motion” in terms of making contact with Prince Harry, and that he’s hopeful of a positive outcome.</p> <p>“I want answers,” he said. “And I feel Prince Harry is the man to help me find them.”</p> <p>“And I think their silence speaks volumes.”</p> <p>Simon said “the wheels are in motion” in terms of making contact with Prince Harry, and that he’s hopeful of a positive outcome.</p> <p>“I want answers,” he said. “And I feel Prince Harry is the man to help me find them.”</p> <p><em>Image credits: Facebook / Getty Images </em></p>

Family & Pets

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5 important things to check off your list before your next cruise

<p>The tickets are booked! Here’s what you need to do before you set sail.</p> <p><strong>1. Visit your doctor</strong></p> <p>Hope for the best and plan for the worst – it’s a good motto to travel by. Visit your doctor to see if you need any vaccinations or medications for exotic locations, and make sure you’re stocked up on all your regular medications.</p> <p>It is a good idea to bring some extras as well as some basic first aid meds (think pain killers and anti nausea tablets) as these can be expensive or hard to come by.</p> <p><strong>2. Research your ports</strong></p> <p>You only have a short time in each port, so you’ll want to make the most of it. Do some research before you leave and decide what you want to see, how long it will (realistically take) and think about whether you want to take an organised tour. </p> <p>We’re not saying you have to plan a rigid schedule and stick to it, but a rough plan of how you want to spend your day will save time and stress.</p> <p><strong>3. Check the weather</strong></p> <p>It’s amazing how quickly the weather can change or an unexpected storm can spring up. Keep an eye on the weather for the days before your cruise so you can pack accordingly. That might mean adding in a few extra jumpers or doubling up on the sunscreen. </p> <p>You will have limited opportunities to buy these things onboard and they can be really expensive. You also don’t want to waste a day in port running around looking for something to wear.</p> <p><strong>4. Talk to your travel buddy</strong></p> <p>How do you imagine you’ll be spending your days? Flopped by the pool or out exploring your next port? Hitting the dancefloor til the wee hours or getting an early night so you can be up for sunrise yoga? These are good conversations to have with your travel partner before you set sail. </p> <p>There’s no right or wrong answer, but many travel arguments have started because people have different ideas of the perfect holiday.</p> <p><strong>5. Organise your insurance</strong></p> <p>You really should do this when you book your tickets as you’ll be covered from then right up until your cruise at no extra cost. But if you’re left it to the last minute, never fear! Jump online and get yourself insured. </p> <p>Many companies offer policies specific to cruising, so everything you need will be covered. And don’t think that you can skip it if you’re only cruising in Australian waters – Medicare won’t cover you onboard.</p> <p><em>Image credits: Getty Images</em></p>

Cruising

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Five things to do before you die – because planning your eventual demise takes preparation

<p><em><a href="https://theconversation.com/profiles/hui-yun-chan-715995">Hui Yun Chan</a>, <a href="https://theconversation.com/institutions/university-of-huddersfield-1226">University of Huddersfield</a></em></p> <p>Many people who are struck with sudden, progressive or terminal illness are <a href="https://theconversation.com/why-are-patients-in-permanent-comas-routinely-kept-alive-43365">kept alive mechanically</a>, while families and doctors make decisions about treatment. As a researcher in medical law, particularly end-of-life decision-making, I have seen how this can become a minefield of legal and ethical problems.</p> <p>UK law allows people to plan in advance of any debilitating illness, and thus have some control over future treatment. This is known as “<a href="https://www.nhs.uk/conditions/end-of-life-care/advance-decision-to-refuse-treatment/">advance decisions</a>”. While these laws are in place, research shows the <a href="https://rm.coe.int/cdcj-2017-2e-final-rapport-vs-21-06-2018/16808b64ae">majority of people disregard or defer the discussions</a> primarily because they do not know how to raise them, or what to expect.</p> <p>While planning for your eventual demise probably sounds as fun as pulling teeth, it can be empowering. Following from <a href="https://pure.hud.ac.uk/en/publications/advance-directives-rethinking-regulation-autonomy-amp-healthcare-">my recent book</a>, here are five tips for how you can use the law to help you plan for what you want in the future – and make your voice heard when you may no longer have one.</p> <h2>1. Gather information from experts</h2> <p>First, you must think, gather information and talk to experts about how life can unfold in the case of progressive illness. This is important whether you are well but thinking about future incapacity, or whether you have actually been <a href="https://www.4pb.com/case-detail/re-ak-medical-treatment-consent/">diagnosed with illness</a>.</p> <p>A solicitor with expertise in advance directives can help you understand important laws, such as those that dictate when a person has <a href="https://www.legislation.gov.uk/ukpga/2005/9/contents">sufficient “mental capacity”</a> to make lawful decisions. Lawyers can help you draft your will, and advise on how to protect or pass on your estate – including <a href="https://www.gov.uk/inheritance-tax">hidden costs</a>. They can also help you <a href="https://www.gov.uk/power-of-attorney">nominate someone</a> to make medical decisions for you when you become incapacitated, and decide the limits of their power. Do not just assume that your family members automatically have the power to decide for you legally.</p> <p>If you are ill, ask a doctor to inform you how your condition will progress so you can decide how you will deal with future events. For example, with dementia and other progressive illnesses, you must consider what quality of life you would tolerate. Similarly, in the case of pain, what treatment you would accept or refuse?</p> <p>Think big picture about your future life. Would you trade quantity of life for quality, opting for less time but with better quality of life?</p> <h2>2. Setting your decisions in stone</h2> <p>Now you have made some important decisions, the next step is about making these decisions clear in the right way, to the right people, and at the right time.</p> <p>I have <a href="https://www.springer.com/gp/book/9783030009755#aboutBook">documented many cases</a> across England and Wales where advance directives are disputed because they are invalid or inapplicable and there is a dispute about whether they are still legally able to make decisions. Considering your health, you may want to get a <a href="https://www.bma.org.uk/advice/employment/ethics/mental-capacity/assessing-mental-capacity">formal assessment</a> of your mental state and ability to make decisions. You should record any conversations you have in writing. Documents that show you have been supported (by friends, family or professionals) in your decision-making boost the validity of your choices, <a href="https://brill.com/view/journals/ejhl/25/1/article-p24_24.xml?lang=en">making them more binding</a> for healthcare professionals.</p> <p>Legally, just revealing your treatment preferences to your doctor or friends <a href="https://swarb.co.uk/w-healthcare-nhs-trust-v-kh-ca-17-sep-2004/">is not enough</a>. Writing things down is important, though never easy. Ask family or friends to support you in this process. If a loved one is aware of the choices you have made they are less likely to object to your medical decisions because they have been part of the decision process.</p> <h2>3. Update when your situation changes</h2> <p>Many people are caught out when their <a href="https://compassionindying.org.uk/making-decisions-and-planning-your-care/planning-ahead/advance-decision-living-will/review-update/">personal situation changes</a>, but they have failed to update their advance directives to reflect this – such as changing romantic relationships. Family conflict by your bedside is the last thing you want. Even if your circumstances are the same, regularly update to avoid “what was I thinking?” moments when it’s too late.</p> <h2>4. Make sure it gets found</h2> <p>Inform your family, doctors and lawyers what your advance directives are <em>and</em> where to find them. If the right people don’t have access to your directives, they are useless. In a recent example, the family of a Warwickshire woman was granted a £45,000 payout after she was <a href="https://www.bbc.co.uk/news/uk-england-coventry-warwickshire-42240148">kept alive for 22 months against her will</a> – as the relevant documents had been misplaced.</p> <h2>5. Don’t forget your online life</h2> <p>Discussions on social media about how you wish to spend your twilight days may help as <a href="https://brill.com/view/journals/ejhl/25/1/article-p24_24.xml?lang=en">supporting information</a> to ensure the wishes in your advance directives are strengthened. You should also think about who you want to be granted (or denied) access to your online accounts and social media after your death. Streamlining this process, you can now <a href="https://www.theatlantic.com/technology/archive/2013/04/google-death-a-tool-to-take-care-of-your-gmail-when-youre-gone/274934/">create a social media will</a> online.</p> <p>Drafting an advance directive is an exercise in liberty. It allows our beliefs and preferences to be made clear even when we are physically or mentally unable to express them ourselves. An advance directive is our voice when we no longer have one. Use your voice wisely.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/122296/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/hui-yun-chan-715995">Hui Yun Chan</a>, Senior Lecturer in Law, <a href="https://theconversation.com/institutions/university-of-huddersfield-1226">University of Huddersfield</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/five-things-to-do-before-you-die-because-planning-your-eventual-demise-takes-preparation-122296">original article</a>.</em></p>

Legal

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"Thoughtful and sensitive": The Crown's plan to recreate Diana's death

<p><em>The Crown</em> have announced that they will be covering the death of Princess Diana in the upcoming season of the show, saying they will be handling the recreation "carefully". </p> <p>The Netflix drama based on the story of the royal family will be returning later this year for season six, which is expected to be the final season of the show. </p> <p>The final season of <em>The Crown</em> is set to take place between the years of 1997 to the early 2000s, including a delicate recreation of the death of the late Princess of Wales. </p> <p>Producer of the show Suzanne Mackie spoke of the upcoming season at the Edinburgh International Conference Centre, saying it took a long and careful conversation to reach the decision to cover Diana's death on the show. </p> <p>She said, "The show might be big and noisy, but we're not. We're thoughtful people and we're sensitive people."</p> <p>"And so there was a very, very careful, long, long, long conversation about how we do it – and I hope, you know, the audience will judge it in the end, but I think it's been delicately, thoughtfully recreated."</p> <p>Australian actress Elizabeth Debicki will be returning as Diana after her portrayal of the late Princess in season five. </p> <p>Mackie said Debicki was an "extraordinary actress" who treated the subject carefully.</p> <p>"She was so thoughtful, considerate and loved Diana," Mackie said.</p> <p>"So there was a huge amount of respect from us all. I hope that's evident when you see it."</p> <p>Season six of the show is also set to include the early days of Prince William and Kate Middleton's love story, beginning when they met while at St Andrew's University in Scotland in 2001. </p> <p><em>Image credits: Getty Images</em></p>

TV

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Renée Zellweger’s secret wedding plans

<p dir="ltr">Renée Zellweger is reportedly planning a secret wedding following her low-key engagement to her British boyfriend Ant Anstead.</p> <p dir="ltr">According to <a href="https://www.thesun.co.uk/tvandshowbiz/23098826/bridget-jones-renee-zellweger-engaged-wedding-tv-ant-anstead/" target="_blank" rel="noopener"><em>The Sun</em></a>, Zellweger has told a few of her close friends that she and her beau are planning to tie the knot in a private ceremony.</p> <p dir="ltr">“Renée and Ant are keeping their plans incredibly private, they’re not planning a big public announcement,” her friend told the publication.</p> <p dir="ltr">“She has been telling her inner circle about organising their nuptials, everything will be very low-key.</p> <p dir="ltr">“Her relationship with Ant is super strong and they’re madly in love, and they can’t wait to get hitched.”</p> <p dir="ltr">This is the <em>Bridget Jones’ Diary</em> star’s second marriage. She was previously married to country music star Kenny Chesney in 2005, but the pair divorced after just four months.</p> <p dir="ltr">Following the end of her first marriage, Zellweger dated a few other stars including musician Doyle Bramhall II who she dated from 2012 to 2019, <em>A Star is Born</em> actor Bradley Cooper, <em>White Stripes </em>rocker Jack White, and comedian Jim Carrey.</p> <p dir="ltr">Zellweger and Anstead, who is a TV presenter and father of three, began dating in September 2021. The pair were spotted together at the Goodwood Festival of Speed last weekend.</p> <p dir="ltr"><em>Images: Instagram</em></p>

Relationships

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Rebel Wilson’s wedding planning chaos

<p>t’s been an exciting couple of years for Aussie access Rebel Wilson, with 2022 marking <a href="https://www.oversixty.co.nz/news/news/beautiful-miracle-rebel-wilson-s-huge-baby-news" target="_blank" rel="noopener">the arrival of her baby</a> and 2023 seeing her engaged to now-finance Ramona Agruma.</p> <p>Although the pair had a fairytale engagement at Disneyland, their wedding planning process has highlighted divided opinions.</p> <p>”Ramona and I have discussed a lot, but it turns out we have different ideas about what the wedding should be," Wilson told <em>E! News</em>. </p> <p>"So I don't know. I don't know who's gonna win," she continued. "We'll do a very beautiful compromise.”</p> <p>Although preparations are well underway, the actress admitted the planning process is going “very slow”.</p> <p>”I've got two movies to shoot this year," the actress said, "and with a 7-month old…so we'll probably get into it more next year.”</p> <p>Wilson welcomed her daughter Royce via surrogate in November 2022 — a process she started in 2019, before meeting Agruma.</p> <p>"It's weird. It's kind of like she came into my life at the exact right time, and then the surrogate getting pregnant and Ramona was really into that. So, it was kind of awesome. It just kind of came together at the right moment."</p> <p>The lovebirds met through a mutual friend, Aussie actor Hugh Sheridan. He told 2Day FM that he loves playing matchmaker, and that he’d been trying to set the two up with other people for years before realising they may be perfect for each other.</p> <p>"'Both were really hard to set up," he confessed in the interview.</p> <p>"Ramona is really smart, and Rebel is really smart. I was in New York with my ex and feeling very sad, and Rebel said she can't imagine how I feels because she's never been in love before!”</p> <p>"I thought, 'Gosh, she's a hard one to crack.' So I thought of Ramona straight away."</p> <p><em>Image credit: Getty</em></p>

Relationships

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“Slay while I decay”: 93-year-old grandmother’s hysterical funeral plans

<p>A 93-year-old grandmother has taken the internet by storm after sharing a video she wants to be played at her funeral.</p> <p>Lillian Droniak from Connecticut — already a social media icon — with more than 10.1 million followers on her TikTok is known for posting very candid clips.</p> <p>She’s now revealed a series of events she’d like her family to put into action after she passes away.</p> <p>The clip, which has raked in more than 24 million views, shows Lillian talking to the camera as she lounges about in an armchair while wearing a pink t-shirt emblazoned with the slogan, “You’re not invited to my funeral”.</p> <p>The cheeky 93-year-old began, “Thank you for coming everyone. There's probably a lot of people here so have fun.</p> <p>“If you're crying, stop being a baby. Find a tissue and move on. Don't be sad, I lived a long time.</p> <p>“I slayed every day and now, I'm going to lay every day. I hope you slay while I decay.”</p> <p>The grandmother continued, “And Bertha better not be here. If she's here, kick her out right now. I'm going to haunt you Bertha.</p> <p>“And my ex George better leave. I know he's here, I'm going to haunt him too.”<br />She concluded, “I hope everybody gets drunk after this. You better take a shot for me. Love you all.”<br /><iframe title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7243826555644808491&amp;display_name=tiktok&amp;url=https%3A%2F%2Fwww.tiktok.com%2F%40grandma_droniak%2Fvideo%2F7243826555644808491%3Flang%3Den&amp;image=https%3A%2F%2Fp16-sign.tiktokcdn-us.com%2Fobj%2Ftos-useast5-p-0068-tx%2Fe292006686a3487bb3da94441b230627_1686584808%3Fx-expires%3D1687507200%26x-signature%3DbI%252BPoMCv2yA5KqPQ10NN1r%252FaolM%253D&amp;key=59e3ae3acaa649a5a98672932445e203&amp;type=text%2Fhtml&amp;schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></p> <p>She uploaded the clip paired with the caption, “Play this video at my funeral or I will haunt whoever is in charge thank you.”</p> <p>Social media users flocked to the comment section to have their say on her playful piece.</p> <p>One commented, “I hope Bertha and George show up just so they can be told to leave in front of everyone.”<br />'We can't slay while you decay,” another said.</p> <p style="text-align: justify;">“Why am I crying?” a third added.</p> <p style="text-align: justify;"><em>Image credit: TikTok</em></p>

Caring

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10 tips for planning a staycation that’s better than an overseas trip

<p>We spent so much of our lives daydreaming to be somewhere else that sometimes we lose sight of how amazing our surrounds actually are! Of course it’s nice to venture overseas, but sometimes it’s equally as nice to take a moment to smell the roses.</p> <p><strong>Here are 10 tips to help you get the most out of your staycation:</strong></p> <p><strong>1. Plan ahead </strong></p> <p>Not having a clear idea of what you’re actually going to do on the day is the death knell of any staycation. So do some research and figure out some interesting activities to try in your city. A little bit of planning ahead can go a long way.</p> <p><strong>2. Find timely events</strong></p> <p>Is there a festival you’ve always wanted to go to but never managed to find the time? Well, a staycation is the perfect opportunity to try this. Staycations are pretty much designed for this sort of experience, so enjoy!</p> <p><strong>3. Don’t go it alone</strong></p> <p>A staycation is also a great opportunity to catch up with some old friends (or even make new ones) so make sure you invite some other people along.</p> <p><strong>4. Set a budget</strong></p> <p>Even though you’re not really travelling anywhere, it makes sense to set a weekly budget to make sure you’re not spending too much. Or if that seems like a bit too much, even just set out a basic daily limit. Also, take advantage of free regular events in your own city.</p> <p><strong>5. Check the weather before you head out</strong></p> <p>There’s nothing worse than getting rained on without an umbrella. Check the forecasts and make sure the weather suits your staycation.</p> <p><strong>6. Say yes as much as you can</strong></p> <p>We spend so much of our lives saying no, but when you’re on a staycation this is your opportunity to say yes as much as possible. Be spontaneous and fun!</p> <p><strong>7. Ice cream and junk food</strong></p> <p>Well you are on vacation after all! This is a great opportunity to take advantage of those foods you avoid on a weekly basis, even if your belt ends up fitting to a different notch.</p> <p><strong>8. Mix up your routine</strong></p> <p>Sleep in, stay out late and throw your routine out the window. Enjoy your city for what it is and make sure you take advantage of everything.</p> <p><strong>9. Be silly</strong></p> <p>Don’t take yourself too seriously when you’re on a staycation and make sure you spend plenty of time enjoying the company of those that are nearest and dearest.</p> <p><strong>10. Reward yourself</strong></p> <p>While you’re technically not travelling everywhere, staycations still require a lot of work, so make sure you reward yourself with a glass of wine.</p> <p><em>Image credit: Shutterstock</em></p>

Domestic Travel

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When babysitting your grandkids is not the retirement plan

<p><em><strong>Megan Giles is a retirement designer for women. She supports and coaches women approaching retirement to successfully transition and create a lifestyle that is fulfilling, meaningful to them and lights them up each day.</strong></em></p> <p>You’re retiring, or maybe you’re about to cut down to part-time hours and you can smell freedom in the air. You have the schedule for a pilates studio on your fridge, a list of restaurants to try, and a couple ideas for that abandoned corner of your garden. At last you have time to do all of those things you’ve always wanted to do.</p> <p>And then the phone rings. “Mum, now that you’re not working, it would be great if you could look after [grandchild] on a Friday…” And your heart sinks. You love your grandchild to bits, but a regular baby-sitting gig is not part of your plan.</p> <p>While this is the perfect scenario for many people approaching retirement, it’s important to recognise that it’s not for everyone.</p> <p>What happens if your family has other ideas for your life after work, e.g. caring for grandchildren, or they have assumptions about what you can and can't (or shouldn't!) do in retirement. Do you acquiesce and abandon your dreams or do you recognise the value of your time and dreams and decide to ‘just go for it’?</p> <p>The trouble with choosing to pursue your own path is the huge amount of guilt this can bring up, particularly for women. You feel that you should be there for your children and grandchildren. You know that your support will make their life easier as they have demanding jobs and because the cost of living and day care is expensive. Or perhaps you convince yourself that you do have the time and energy because, well, you’re not working anymore. But the risk that goes with this is that you start to feel resentful because you’re not being true to your dreams.</p> <p>Broaching this with adult children, however, can be a tricky thing to do. It brings up conflicting emotions including love, guilt, joy, fear and obligation and the last thing you want to do is make a loved one feel bad.</p> <p>In recognition of this, the following provides tips for sharing your retirement ideals with your family in a positive way:</p> <ul> <li><strong>Make an uninterrupted time to talk.</strong> While it might be an easy time to catch your children, try to avoid the early evening ‘witching hour’ when feeding and bathing can create mayhem</li> <li><strong>Share your goals.</strong> Rather than assuming your family know what will be important to you, let them know what you would like to get out of retirement, particularly while you are active and have good health</li> <li><strong>Articulate your concerns or fears.</strong> Let them know, for example, that you worry about being able to keep up with your energetic grandchild, or that you risk letting them down in the longer term when you decide to go travelling and can’t do that regular Tuesday ‘gig’</li> <li><strong>Listen to what it is that your adult children are seeking</strong> and see if you can come up with alternate options together (it doesn’t always have to be one thing or the other)</li> <li><strong>Let your family know that you love and care for them unconditionally.</strong> Not being able to provide regular baby-sitting duties does not mean that you love them any less</li> </ul> <p>As the saying goes, you first have to look after yourself before you can look after others and this applies especially in retirement. However uncomfortable it may seem initially, have the conversation in order to understand and align both your and your family’s expectations, and then give yourself permission to follow your dreams in retirement!</p> <p><em>Images: Getty</em></p>

Retirement Life

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Struggling to start an exercise plan?

<p>Many of us don’t like the idea of exercise, so we avoid it.</p> <p>Here’s the thing: our bodies were designed to move. Yet in developed countries like Australia, many of us spend far too much time sitting on our backsides.</p> <p>The fact that we are more sedentary has become a health issue: in fact, it’s killing us.</p> <p>The <span><a href="http://www.health.gov.au/">Department of Health</a></span> says low levels of physical activity is the <span><a href="http://www.health.gov.au/internet/main/publishing.nsf/content/health-pubhlth-strateg-active-evidence.htm">fourth leading cause of death due to non-communicable diseases</a></span> (NCDs) worldwide, with heart disease, stroke, diabetes, and cancers contributing to more than three million preventable deaths annually (six per cent of deaths globally).</p> <p>The seven diseases most closely linked to physical inactivity (in descending order) are:</p> <ol> <li>Diabetes</li> <li>Bowel cancer</li> <li>Uterine cancer</li> <li>Dementia</li> <li>Breast cancer</li> <li>Coronary heart diseases</li> <li>Stroke</li> </ol> <p>The Department of Health says if all Australians did an extra 30 minutes of brisk walking at least five days each week, this would reduce “the disease burden” due to physical inactivity in the population by 26 per cent.</p> <p>The good news – and any personal trainer will tell you this – is that it is never too late to start exercising. In fact, recent research has found no difference between people who had always been fit and those who decided to take it up later in life.</p> <p>But even armed with this information, starting an exercise regimen can seem like more trouble than it’s worth. A lot of this has to do with the perception that exercise has to be goal-oriented, and a lot of us don’t enjoy feeling pressure to perform. However, it doesn’t have to be that way.</p> <p>“People often associate exercise with pain,” says Brisbane-based sports and exercise psychologist <a href="http://positivepsychologystrategies.com.au/about-patrea/">Patrea O’Donoghue</a>.</p> <p>She says exercise can be anything you want it to be these days – the image of a macho instructor barking at you to do 50 push-ups is a thing of the past. A lot of people don’t like showing their bodies in public, yet you can have your own trainer or yoga instructor on your phone via an app or do a workout in the privacy of your home on a treadmill and cycling machine. And it doesn’t have to cost a fortune.</p> <p>“People think it has to be all about joining a gym or buying a $2000 bike or looking the part, but you don’t need a fancy kit. You can just start with a decent pair of walking shoes.”</p> <p>Here are a few points exercise newbies need to consider:</p> <ul> <li>See your doctor. If you’ve never really done much exercise, ask your GP to give you the all-clear to start an exercise program.</li> <li>Assess your diet. There is not much point in starting to exercise regularly if your diet doesn’t complement it. Even if your goal is not to lose weight but to rather get fit or healthy, a balanced diet will help.</li> <li>Think about what you would enjoy doing – walking, cycling, tennis, golf, jogging, swimming, yoga, or even skipping.</li> <li>Turn your exercise into a habit.</li> </ul> <p>“If you decide, for instance, that you’ll go for a walk or to the gym twice a week, take steps to follow through with it no matter what,” says O’Donoghue.</p> <p>“If you find that work or a personal commitment means you won’t have time to go to the gym on the day you’d allocated, go anyway. Even if you just spend five minutes in the gym on that day, that’s psychologically and physically better than not going at all, as you’ve maintained the habit and you’re sticking to your commitment.</p> <p>“With any habit, any time you start to make excuses like not having time – you’re in danger. It’s like many people who make a New Year’s Eve resolution to get fit: they attack the gym for two weeks and completely overdo it, then never follow through. That’s never going to work.”</p> <p><strong>Remember to take baby steps</strong></p> <p>“If the person has been very sedentary in their habits and wants to make some lifestyle changes, I’d say to them, ‘Let’s start small’. I’d get them to look at one small thing they could do that they could attach to an existing behaviour, so they could say to themselves, ‘When I get home, I put on my walking shoes straight away and go for a walk’. Even if they just start off with five minutes, depending on their level of health. Start with just one thing and stick to it.</p> <p>“As they progressed, I’d ask them how long was acceptable to them to keep going so that the five minutes is turning into 15 minutes and so on. I’d ask them to tell me how many times a week they’re committing to do it. It’s not about saying it’s good or bad whether they did it or not but maintaining the habit and what’s realistic for them."</p> <p>O’Donoghue says she’d also ask the exercise newcomer to think about what successes they’ve had in their life (not associated with exercise) such as in their career or personal life and ask them to think about how they achieved that success. “It might be a presentation or how well they cook – get them to extract the key principles from that and apply it to their exercise.</p> <p>“It’s important to look at the role of feelings associated with exercise,” she says. If we have the thought one cold dark morning that we just don’t feel like doing any exercise and there is that self-talk going on in our heads, making sure you turn that around. Maintaining the momentum is very important.”</p> <p>You can exercise alone, with a friend, or in a group. What’s important is working out what will work best for you. “If someone said they really did struggle to exercise by themselves, I’d be encouraging them to exercise with a friend or neighbour or a group,” says O’Donoghue. “They are more likely to uphold a commitment to someone else than themselves. That sense of accountability can be useful.”</p> <p>It’s worthwhile knowing that research shows you don’t have to do a big block of exercise in one hit. You can break it down into 10-minute blocks – walk to the shops instead of driving; go up the stairs instead of taking the lift; even doing housework, standing up while watching TV, or doing some gardening counts! Think about anything that contributes to you burning calories.</p> <p>Before you start patting yourself on the back, O’Donoghue says it’s important to recognise the difference between being healthy and being fit. Initially, regular exercise such as fairly brisk walking for half an hour for five or six days is about getting healthy so that you are mildly out of breath as you walk – but if your aim is to get fit, your heart rate needs to go up when you exercise.</p> <p>Older Australians also need to think about doing some light strength training up to three times a week, using exercises to work all the major muscle groups of your body (legs, hips, back, chest, abdomen, shoulders and arms) to maintain bone health and muscle mass. To avoid injuries, have a professional show you how to apply low levels of impact on the muscles. Elastic band exercises, for example, are ideal.</p> <p>Are you ready to start exercising? What made you decide to give it a serious go?</p> <p><em>Written by Robin Hill. Republished with permission of <span><a href="https://www.wyza.com.au/articles/health/exercise/struggling-to-start-an-exercise-plan.aspx">Wyza.com.au</a></span>.</em></p>

Body

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Planning the move to a retirement village

<p>For many, retirement brings with it a new lease on life – whether that comes in the form of an opportunity to seek fresh challenges, studying something you’ve always been interested in, volunteer, travelling, help looking after your grandchildren or learning new skills. In any case, planning what you want your retirement years to look like is the best way to discover what direction you might like to go in.</p> <p>Planning allows you to be well prepared – both financially and emotionally – and gives you the best chance of achieving the financial security and lifestyle you would like in the years ahead. Ultimately it also gives you the ability to take control of your life. Do it when you are healthy and independent and can make well-informed decisions. Here are some things to consider when you start making plans to move to a retirement village.</p> <p><strong>A time of change</strong></p> <p>Where you live in retirement can greatly affect your quality of life. It is hard to predict what the type of housing that suits you early in your retirement may not suit your needs later. The need to change housing or location can be triggered by changing health needs, the loss of a driver’s licence or the need to be closer to essential services. You may need to occasionally reassess where you are living to see whether it still suits your needs.</p> <p><strong>What are your options?</strong></p> <p>Only you can decide what housing will suit you best but here are some option and issues to consider, whether you choose to stay in your home, or move either to other private accommodation, public housing, a retirement village or nursing home.</p> <p><strong>Location, location, location</strong></p> <p>Before you decide to move, ask yourself the following questions:</p> <ul> <li>What type of accommodation will suit your needs?</li> <li>Where are the shops, support services and transport located?</li> <li>What is the cost of public transport and how accessible is it?</li> <li>How accessible will your family and friends be?</li> <li>Will the activities you enjoy be easily accessible?</li> </ul> <p>Also consider all options before you move to your favourite destination. It can be very different when you are living somewhere rather than just visiting on holiday. Sometimes holiday destinations lack a range of suitable amenities and you could be forced to relocate if your needs change.</p> <p><strong>Retirement villages</strong></p> <p>Retirement villages usually have self-contained units with one or two bedrooms and some communal facilities and regulated by the Retirement Villages Act 2003. </p> <p>While retirement village living does not suit everyone, many people thrive on the companionship and feel safe and secure in the environment.</p> <p>It is important to be fully aware of the economic, legal and lifestyle implications involved in moving to a retirement involved in moving to a retirement village. Some of the issues to consider include:</p> <p><strong>Money wise</strong></p> <p>The earlier you develop a financial plan, the more likely you are to achiever your financial goals and preferred lifestyle in retirement. Do you need a financial advisor?</p> <p>It is worthwhile taking to an experienced and licensed financial advisor to review your total financial status and offer advice about what might make your assets work for you in the best way, taking into consideration your income, goals, objectives and attitude towards financial risk.</p> <p><em>Images: Shutterstock</em></p>

Retirement Life

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Florida’s plan to ban ‘period talk’

<p dir="ltr" style="line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt;">Politicians in Florida are considering a draft law to strengthen state control over sex education in students.</p> <p dir="ltr">This would ban any lessons in schools teaching students about menstrual cycles before high school.</p> <p dir="ltr">The proposal comes after Florida’s Republican-dominated legislature, backed by Governor Ron DeSantis, passed various laws limiting discussion in schools of gender and sexuality, reducing the emphasis on diversity in public schools across the state. </p> <p dir="ltr">The latest proposal came from Republican Stan McClain which would allow instruction "acquired immune deficiency syndrome, sexually transmitted diseases, or health education” only from sixth grade through to 12, typically children aged 12-18. </p> <p dir="ltr">Girls generally have their first period between the ages of 10 and 15, but some do as young as eight. </p> <p dir="ltr">"Imagine a little girl in fourth grade, going to the bathroom and finding blood in her panties and thinking that she is dying," state representative Ashley Gantt, a Democrat, said in a social media post.</p> <p dir="ltr">"She doesn't actually know what's going on. And her teacher does not even have the ability to tell her that this is a part of life.”</p> <p dir="ltr">However, the bill passed the subcommittee by a 13-to-5 vote.</p> <p dir="ltr">Planned Parenthood said the legislation would take "total control from local school districts in approving sex ed curriculum and give it to the State Department of Education", in turn presenting a "reductive and binary view of sex" and stigmatising LGBTQIA+ students.</p> <p dir="ltr">Critics say conservative legislatures in the USA are trying to impose their own views on others, preventing students from having a well-rounded education. </p> <p dir="ltr"><em>Image credit: Shutterstock</em></p>

Legal

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How Prince Andrew and Prince Harry have thrown coronation plans into "chaos"

<p>With King Charles' coronation looming closer, royal experts have claimed that the celebratory weekend will be overshadowed by controversial royals Prince Harry and Prince Andrew. </p> <p>Buckingham Palace recently released <a href="https://www.oversixty.co.nz/lifestyle/beauty-style/new-details-announced-for-king-charles-coronation-weekend" target="_blank" rel="noopener">more information</a> on the slew of events that will take place over the coronation weekend in May, with a range of ceremonial, celebratory and community happenings to commemorate the new reigning sovereign.</p> <p>However, the plans for the grand weekend seem to already have been thrown into "chaos" by the revelation the Duke of York has amassed a £10 million ($A17.6 million) war chest to launch a case against sex abuse victim Virginia Giuffre.</p> <p>Plus, Prince Harry’s memoir, which quickly became the fastest-selling nonfiction book of all time, is still making headlines all over the world.</p> <p>Royal expert Angela Levin thinks the coronation plans will “absolutely” be thrown into chaos as a result, questioning whether the royal outcasts will even attend. </p> <p>She told <a href="https://www.thesun.co.uk/news/21135717/kings-coronation-plans-chaos-prince-andrew-harry-meghan/" target="_blank" rel="noopener">The Sun Online,</a> “I don’t even know if he and Harry are going together.” </p> <p>The Sun revealed on Saturday that Prince Andrew is making a bid to overturn the multimillion-dollar settlement with his sex accuser after her abuse case against a high-profile US lawyer crumbled.</p> <p>Angela said, “Andrew is out of control – who’s guiding him on this?”</p> <p>She said it seemed to be more than a coincidence that the Duke’s plans came to light less than two weeks after the release of <em>Spare</em>, saying “It seems very odd."</p> <p>“I’ve got no evidence. But the people who feel full of resentment could be going up against King Charles."</p> <p>“The nastiness is just beyond imagination really.”</p> <p>After Prince Harry's string of revelations in Spare, it has been speculated that the Duke and Duchess of Sussex will not attend the coronation, with no confirmation yet on whether they plan to face the royal family for the joyous occasion. </p> <p><em>Image credits: Getty Images </em></p>

Family & Pets

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"It's been a tough year": Jimmy Barnes reveals very different Christmas plans

<p>Jimmy Barnes has shared how he and his family will be spending Christmas after a tumultuous year of family losses. </p> <p>Talking to <a href="https://www.nowtolove.com.au/parenting/celebrity-families/jimmy-barnes-grandchildren-75773" target="_blank" rel="noopener">Australian Women's Weekly</a>, the legendary singer shared how this festive season will be a poignant one for the Barnes family. </p> <p>"It's been a tough year," Jimmy said simply.</p> <p>The Barneses have lost many of their closest friends and family over the last few months, including Jimmy's great mates from the music business, Mushroom Records founder Michael Gudinski, Warren Costello (Mushroom executive and true friend with whom Jimmy worked closely, daily for decades) and Pierre Baroni (friend, photographer and creative co-conspirator).</p> <p>Then they lost Jimmy's sister, Linda, and Jane's mother, Kusumphorn Visuthipol.</p> <p>"It all started with Michael," he explains. "When Michael left, it was such a shock. Since then, we've lost about seven people who were really close to us, who we weren't expecting to lose, including Warren, one of the nicest people in the world, and Pierre, who was like part of our family."</p> <p>"We were just so close. Warren and Linda and Jane's mum died within two weeks of each other. It was just horrendous. It sort of took the wind out of my sails." </p> <p>As a result of the devastating losses, Jimmy said their family Christmas will look very different this year. </p> <p>In years prior, the Barnes family would host extravagant celebrations where everyone was welcome, and would party into the night. </p> <p>This year however, they are planning something much more low-key. </p> <p>"Jane and I are going away for Christmas, by ourselves. It's because we lost Jane's mum and I think the idea of her not being here for Christmas is very difficult for us to deal with. So, we're going to Thailand to visit the temple where we left her ashes, but also to get a bit of air. Our kids are big now. They're doing their own Christmases. I just need to sit on the beach and hold my girl."</p> <p>Unfortunately, since Jimmy made the plans for his trip abroad, he was diagnosed with serious back and hip injuries that have forced him to cancel his summer touring schedule and his holiday in Thailand, meaning he will be forced to spend some of his Christmas break in hospital. </p> <p><em>Image credits: Australian Women's Weekly</em></p>

Family & Pets

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Financial tips for travelling after retirement

<p>Are you planning on spending your retirement gallivanting around the world? Then you’ll need to make a financial plan.</p> <p><strong>Be organised</strong></p> <p>If you want to get the best deal on flights and accommodation it’s generally best to book early. You can take advantage of early bird specials and early booking discounts, as well as getting the dates you want. Last minute bookings will often push up the cost and restrict your options.</p> <p><strong>Off season specials</strong></p> <p>One of the benefits of planning ahead is that it gives you the opportunity to stock up on travel necessities on the cheap. Buy your ski gear during the sales at the end of the Australian season, which is just before the northern hemisphere season begins. </p> <p>Many outdoor and adventure gear retailers will have one or two big sales during the year, so you can buy ahead and save a bundle. This applies to everything from power adaptors to tents.</p> <p><strong>Go native</strong></p> <p>The rise of home-based accommodation, like the kind you find on Airbnb, is revolutionising the travel industry – and can save you a lot of money. Spending a week in a Paris apartment is much cheaper than a hotel and gives you a more authentic experience. </p> <p>Eating and drinking out are a huge expense when travelling, but with your own kitchen you can find the local supermarket, fresh produce market and bottle shop, and do as the locals do.</p> <p><strong>Money on the road</strong></p> <p>Currency fluctuations can make it difficult to stick to a budget when you’re travelling, especially as the Australian dollar continues to slide. Put some of your money onto a preloaded travel card that locks in the exchange rate so you know exactly how much you have to spend. </p> <p>Many of these cards also have no international transaction or withdrawal fees. These are only a few dollars each time but can quickly add up over a long trip.</p> <p><strong>Better safe than sorry</strong></p> <p>Get travel insurance, the best you can afford. It’s not nice to think about the bad things that can happen while you’re travelling but you need to be prepared. Travel insurance will cover you if things get stolen, you have an accident or suddenly become unwell. </p> <p>Yes, it’s an added expense but it’s one you really can’t do without it. If you’re planning a few trips in a year an annual policy will probably provide better value than a new policy for each trip.</p> <p><em>Image credits: Getty Images </em></p>

Travel Tips

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The Crown sparks backlash over plans to recreate Diana’s final moments

<p dir="ltr">Royal drama <em>The Crown</em> has drawn criticism after announcing plans to recreate Princess Diana’s final moments in Paris, with crew members fearing “a line has been crossed”.</p> <p dir="ltr">The show, which stars Australian actress Elizabeth Debicki as Diana, is facing increasing upset over its plotlines and claims of insensitivity in the wake of Queen Elizabeth II’s death.</p> <p dir="ltr">Scenes suggesting that Prince Philip had an affair with a female friend are also causing strife for the producers.</p> <p dir="ltr">But, <em>The Sun </em>reports that scenes focusing on Diana’s ill-fated Paris trip in 1997 and the days and hours before the fatal car crash in the Alma tunnel are being worked on, with a source from the show telling the outlet that some crew members are starting to push back on the show’s ideas.</p> <p dir="ltr">“To be going back to Paris and turning Diana’s final days and hours into a drama feels very uncomfortable,” the source said.</p> <p dir="ltr">“Finally, some of the crew members are pushing back on the ideas being tabled.</p> <p dir="ltr">“The show always tried to present a fictional version of royal history with as much sensitivity as possible.</p> <p dir="ltr">“But lately, as things get closer to the present day, it feels harder to strike that balance.</p> <p dir="ltr">“With some of those moments still so fresh and upsetting, it feels as though a line is being crossed.</p> <p dir="ltr">“Some production staff are now starting to speak up about their feelings.”</p> <p dir="ltr">A spokesman for Netflix told the outlet that the “exact moment of the crash impact” won’t be recreated or shown.</p> <p dir="ltr">Meanwhile, sources close to Prince William said they expect him to be angered by the show’s reproduction of his mother’s final days for entertainment purposes</p> <p dir="ltr">New scenes alleging then-Prince Charles went against his late mother, suggesting she was too old and out of touch, are also facing criticism - but a <em>Crown </em>spokesman defended the controversial scenes as “fictional dramatisation”.</p> <p dir="ltr">“Series five is a fictional dramatisation, imagining what could have happened behind closed doors.”</p> <p><span id="docs-internal-guid-7fad5096-7fff-e3ea-5cc4-4edb21d477b4"></span></p> <p dir="ltr"><em>Image: @thecrownnetflix (Instagram)</em></p>

TV

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King Charles III coronation plans revealed

<p>Plans for King Charles III's coronation are in the works. Reportedly, a much shorter and more streamlined ceremony is ahead compared to that of previous monarchs.</p> <p>Saturday June 3, 2023, is the chosen date for the coronation, where the ceremony will be significantly slimmed down, inline with King Charles’ broader stance on the monarchy.</p> <p>So what exactly does that sliming down entail? The Mail reveals the blueprint for the coronation is known as “Operation Golden Orb”.</p> <p>Queen Elizabeth II’s coronation lasted for a full three hours, while her son plans to have his done and dusted in just over an hour.</p> <p>Some of the more archaic traditions could be scrapped, including the tradition that involves presenting the new King with gold ingots. In addition to that, the guest list will be reduced by a whopping three-quarters, taking the the list down from 8000 to 2000 guests.</p> <p>“The King has stripped back a lot of the coronation in recognition that the world has changed in the past 70 years,” a “well placed source” told The Mail.</p> <p>The Duke of Norfolk, Edward Fitzalan-Howard, is in-charge of organising the coronation, and the newspaper reports that Prince William will also play a key role.</p> <p>Unlike the Queen, Charles will go through the entire event without an outfit change, and the language used “will be adapted so as to be understandable by a modern audience”.</p> <p>The strict dress code will also be relaxed; where peers were previously required to wear ceremonial robes, they will now be allowed to opt for suits instead.</p> <p>“No coronation robes. Give them to a museum where they belong,” said Lieutenant Colonel Anthony Mather, who was involved in the event’s initial planning.</p> <p>Lt Col Mather added that some peers and members of parliament will miss out on attending under the stripped back guest list.</p> <p>Elizabeth II’s coronation, held in 1953, was revolutionary in its own way. For the first time ever, the event itself was televised. The event took place 16 months after she became Queen, so while June 2023 seems a while away, Charles’ equivalent is a lot shorter.</p> <p>At 74, he will be the oldest British Monarch ever coronated</p> <p><em>Image: Getty</em></p> <p style="box-sizing: inherit; margin: 0px 0px 5px; padding: 0px; border: 0px; font-size: 14px; vertical-align: baseline; outline: none !important;"> </p>

News

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A guide to retirement planning

<p>Retirement for a lot of us is a time of freedom to finally do our own thing. Many see it as an opportunity for some serious travel, to spend a bit more time on getting that fitness back and possibly enjoying almost as many years out of the workforce as those in it. For others it’s an opportunity to seek fresh challenges in a different area of paid or unpaid work, learn new skills, help others or take up studies. </p> <p>There are many questions to address in planning for retirement particularly the changes you will encounter when you retire. Following are some of the key aspects to consider in the process:</p> <p><strong>To work or not</strong> – If you’re approaching retirement there are a number of options available here. You might be considering a clean break from your job to embrace new opportunities and a life more leisure oriented. There is also the option to look at transitioning out through part time, casual or even volunteer work. There may be other work goals you’d like to achieve. Many people enjoy having the time to learn new skills.</p> <p><strong>Your lifestyle options</strong> – A whole new world of lifestyle options can open up through retirement – that long overdue world trip, those new hobbies and activities you’ve never had time for previously, connecting more with the local community and spending more time on relationships with family and friends. Having a sense of purpose and that you are using your time in a meaningful way will help you adapt to retirement.</p> <p><strong>Health and wellbeing</strong> – This becomes even more paramount now and you do need to factor in the possibility of increased healthcare requirements. Keep active and alert with regular check ups and remember diet is important – you are what you eat.</p> <p><strong>Money</strong> – As you prepare for this stage of life, many of your decisions should be focused on how large you need your nest egg to be, what tax benefits you can use, and how to balance risk and stability. This is a really good time to have financial advice, to think about releasing equity from the family home and boosting your tax-friendly personal contributions to super. Most people in this life stage will be hoping to be debt-free and they may reduce their superannuation options to a low-risk portfolio, stable with low yields. Understanding new Aged Care reforms and Centrelink assessments for the pension is important.</p> <p><strong>Where to live</strong> – There may be a need or motivation to move. This might be triggered by financial reasons, a need to be closer to essential services or family, more appropriate home facilities, or convenient transport options. Also keep in mind access to social and community services.</p> <p><strong>Legal issues and estate planning</strong> – If you haven’t got a will organised this should be an immediate priority and form the cornerstone of your estate planning to ensure all your affairs are in order. Make sure you include appointment of an Executor and Power of Attorney.</p> <p>For peace of mind it’s worth investing the time to create a plan to ensure you can make the most of the years ahead.</p> <p><em>Image: Shutterstock</em></p>

Retirement Life

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Woman shares why she planned to sue after winning multi-million dollar jackpot

<p dir="ltr">A UK woman who won over a million dollars through the lottery has described it as a “twisted fairytale” rather than a dream come true.</p> <p dir="ltr">Jane Park, who won the £1 million Euromillions lottery in 2013, said winning big isn’t all it’s cracked up to be, revealing that she has been blackmailed and threatened with violence ever since, per <em><a href="https://www.thesun.co.uk/money/19570621/jane-park-lottery-pleas-money-strangers/" target="_blank" rel="noopener">The Sun</a></em>.</p> <p dir="ltr">“The lottery should come with a health warning similar to smoking or drinking,” she said.</p> <p dir="ltr">“I understand they can’t make winning sound awful but they have a responsibility to not mislead the public.”</p> <p dir="ltr">After threatening to sue Camelot, the company that sold her the fateful ticket when she was just 17, prompted changes preventing those under 18 from having a gamble, she said the change doesn’t go far enough.</p> <p dir="ltr">Ms Park also wants ads for the game to be aired later at night - rather than during time slots that kids will be watching - and thinks that Lotto chiefs shouldn’t wait until someone wins to warn players of what’s in store.</p> <p dir="ltr">“The adverts should be aired later in the evening and advertising should be out of the way from children,” she said,</p> <p dir="ltr">“It sounds silly but children dream of either being famous or winning the lottery, and if it wasn’t so glamorised maybe there would be more ambition rather than gambling.</p> <p dir="ltr">“People always refer to the lottery as ‘playing the lottery’, but it’s not ‘playing’, it’s just plain gambling, apart from picking some number there is no game element to it.</p> <p dir="ltr">“How it wasn’t held to the same legislation as gambling from the beginning baffles me.”</p> <p dir="ltr">Ms Park revealed that she is bombarded with pleas for help in the form of cash from strangers and that she’s even proposed to on a weekly basis.</p> <p dir="ltr">“It may be parents with terminally-ill children or needing life-changing surgery. Uni students want me to pay for their education,” she explained.</p> <p dir="ltr">“I also get a lot of marriage proposals, I’d say I get at least one a week. It’s not from anyone interested in me, it’s from people interested in the money.”</p> <p dir="ltr">The Edinburgh native has previously spoken about her fight to increase the age limit, which she had planned to take to court until her cause became the subject of media attention.</p> <p dir="ltr">“I was prepared to go to court to get my argument known, but the media attention it received got my point heard by the right people and I didn’t need to go that far in the end,” she explained.</p> <p dir="ltr">“I know that is directly because of the attention I brought to the subject.</p> <p dir="ltr">“Part one of my mission was to have the age range increased, part two is to try and make advertising the lottery more truthful.”</p> <p dir="ltr">She added that it’s “wrong” that the lotto is glamorised as “dream come true money”, when in reality she described it more as a “twisted fairytale” where strangers ask about her bank balance daily.</p> <p dir="ltr">“I’m proud that I have invested my money wisely and nine years later I’m still living a good life,” she said.</p> <p dir="ltr">“It just feels like people are waiting for the day I become broke and homeless, but I won’t let that happen.”</p> <p dir="ltr">A spokesperson for the Department of Media Culture and Sport said the law was changed so that only those over the age of 18 could take part in the National Lottery, up from the previous minimum age of 16.</p> <p dir="ltr">“The National Lottery is regulated by the Gambling Commission and we will not hesitate to act further if we consider it necessary,” they said.</p> <p><span id="docs-internal-guid-ecf45aca-7fff-7df7-9cbc-ec78fdfc4615"></span></p> <p dir="ltr"><em>Image: @janeparkx (Instagram)</em></p>

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